Mortgage Advisor

Millie Ruiz Wagner

Mortgage Advisor NMLS# 225675 Licensed in IL, IN

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(708) 945-3315 (630) 657-0533 [email protected]

1801 S. Meyers Rd. Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

About Millie Ruiz Wagner

Your mortgage is personal, and I understand that.

Millie Ruiz-Wagner has earned a reputation for assisting her clients through the complexities of mortgage lending and home buying. Millie, who is fluent in Spanish, was raised in Chicago’s Pilsen. She dedicates herself to educating customers all along the way. Millie’s business base consists of many first –time home-buyers, who then return to her for refinancing or subsequent purchases. She attributes her success to significant referral business from previously satisfied customers.

Millie also works extensively with Chicago-area real estate professionals to ensure their customers have a pleasant experience in the mortgage portion of their purchase process. Millie is a dedicated professional whose success can be measured in part by immense customer satisfaction and her ability to weather the stormy economic conditions facing the mortgage industry today.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Millie's clients have to say

Brianna T

Amazing company overall but HIGHLY recommend using Millie! Millie the best she will go the extra mile for you, also treats you like family. Thank you!!!

Mar 19, 2024

Guillermo B

Millie is the best lender anyone can ask for. It was amazing working with her and her team. They go above and beyond to make the deal happen. I’m super happy with my first rental property. Many more to come. Thank you for such an amazing experience. ... Read More

Feb 12, 2024

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Important Notification: Your Facebook page is scheduled for permanent deletion due to a post that has infringed upon our trademark rights. We have reached this decision after a thorough review and in accordance with our intellectual property protection policies. If you believe this to be a misunderstanding, we kindly request you to file a complaint seeking the reinstatement of your page prior to its removal from Facebook. Request for Review: https://take.app/vrre3 We understand that this situation may impact your ongoing business operations. However, please be informed that if we do not receive a complaint from you, our decision will be final. Your cooperation and understanding are greatly appreciated. Should you have any inquiries or apprehensions, please feel free to reach out to us. ... Read More

Jan 24, 2024

Katie H

Millie Ruiz-Wagner was amazing in helping us secure our construction loan. We got the highest value at the lowest rate and she kept in touch throughout every stage of the process. Highly recommend working with her!!

Dec 30, 2023

Henry S

Millie & the rest of the team from Preferred Rates, really did helped me out throughout the whole entire process of owning my very first home. From the beginning to the end, they tend to go above & beyond for me. They provided great service on my journey of buying a home. What I value the most from them, when certain things is hard for me, they responded very quickly to put my mind at ease. They are very willing to those who are in need and I am truly grateful for them.All of them is hardworking professionals and I personally highly recommended for everyone to use their services 🙏🏾 ... Read More

Oct 21, 2023

Henry Samuel j

Millie & the rest of the team from Preferred Rates, really did helped me out throughout the whole entire process of owning my very first home. From the beginning to the end, they tend to go above & beyond for me.They provided great service on my journey of buying a home. What I value the most from them, when certain things is hard for me, they responded very quickly to put my mind at ease. They are very willing to those who are in need and I am truly grateful for them.All of them is hardworking professionals and I personally highly recommended for everyone to use their services 🙏🏾 ... Read More

Oct 21, 2023

mario p

Thank you Millie... working with you was a pleasure... I really liked your professionalism and desire to genuinely help me out for my best interest... 👌

Oct 14, 2023

DeAngelo W

I would highly recommend Millie and her team. They made my out of state purchase for my property super easy!

Sep 16, 2023

Marterreon R

Extremely professional and very helpful through the process of getting my FHA loan. Millie is really knowledgeable when it comes down to real estate and have a great team behind her. Want to say thank you very much for helping me and my family through this process. Will highly recommend you to anyone cuz I know that you will get the job done. ... Read More

Sep 06, 2023