Mortgage Advisor

Millie Ruiz Wagner

Mortgage Advisor NMLS# 225675 Licensed in IL, IN

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(708) 945-3315 (630) 657-0533 [email protected]

1801 S. Meyers Rd. Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

About Millie Ruiz Wagner

Your mortgage is personal, and I understand that.

Millie Ruiz-Wagner has earned a reputation for assisting her clients through the complexities of mortgage lending and home buying. Millie, who is fluent in Spanish, was raised in Chicago’s Pilsen. She dedicates herself to educating customers all along the way. Millie’s business base consists of many first –time home-buyers, who then return to her for refinancing or subsequent purchases. She attributes her success to significant referral business from previously satisfied customers.

Millie also works extensively with Chicago-area real estate professionals to ensure their customers have a pleasant experience in the mortgage portion of their purchase process. Millie is a dedicated professional whose success can be measured in part by immense customer satisfaction and her ability to weather the stormy economic conditions facing the mortgage industry today.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Millie's clients have to say

Tim C

HIGHLY recommend using Millie! She made this process seamless and everything was done online. Super organized and continuously checked on me throughout the process to make sure all my questions were answered! I will 100% use her next time when purchasing a home:) ... Read More

Mar 10, 2023

Luis B

Millie and the Preffered Rate team did an excellent job in helping me get my mortgage application processed and approved. Millie kept me updated every step of the way and was always available to answer any questions or concerns I had. Highly recommend Millie Ruiz-Wagner. ... Read More

Feb 28, 2023

vivi a

Millie was very helpful in our home buying process by making everything simple and easy to understand. She pushed us when needed to get everything done on time and kept us on track.

Feb 28, 2023

Jose Estrada G

She helped me every step of the way and was a great help through out the entire process!

Jan 26, 2023

Sheila A

Very professional. Thank you so much for being patient and working with and have a great day.

Oct 06, 2022

Mathew J

Business with Preferred Mortgage (Division of American Pacific Mortgage) was a great experience. In particular, the associate Millie was very helpful in explaining our concerns and addressing them in a professional and friendly manner.Millie is a wonderful person to work with and Preferred Mortgage is a great company that I would recomment to any one, thank you Millie. ... Read More

Aug 16, 2022

kamal k

Millie and her team are Hard working and very helpful and friendly

Jul 30, 2022


Millie and her team were excellent to work with by communicating well, and staying on top of the process making me a very happy customer.

Jul 27, 2022

Daisy C

I have nothing but great things to say about Mila and her team since the initial home-buying process to the end, Mila showed a great amount of knowledge in the loan process She is very professional, punctual, attentive, and very informative. This journey would not have been as smooth as it was if it would not have been for her great skills and experience. Overall, I can't express enough how thankfull we are for her support in helping us buy our dream home. Thank you, Mila -From the Contreras Family. ... Read More

Jul 19, 2022