Sr. Mortgage Advisor

Mitchell J. Mallahan

Sr. Mortgage Advisor NMLS# 658749 Licensed in TN

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(615) 852-1777 (615) 288-8642 (Fax) [email protected]

2055 N. Mount Juliet Rd., Suite 100
Mount Juliet, TN 37122
Branch License #2118991

About Mitchell J. Mallahan

Your mortgage is personal, and I understand that.

Husband, dad, singer, songwriter, sports fan, mortgage lender – Mitch Mallahan has talents on a lot of fronts. He and his wife, Erica, have two young sons, Jackson and Ezra. Before kids, the newlyweds moved to Nashville from the Pacific Northwest in January of 2009 so Mitch could pursue a career in singing and songwriting. He has played all around Nashville, including weddings, singer/songwriter nights and most notably, the World-Famous Tootsies.

After the move to Nashville, he immediately began working in a mortgage lending office to finance his dream. What he discovered, is that he truly enjoyed connecting with people while helping them through what can be a very stressful time in their lives. Mitch is still very passionate about his music, although his dedication to his clients have become priority number one, outside of his faith and family. He still enjoys writing music with friends and spending time with his family. In his free time, you might find him at the gym or the golf course or following the Preds, Titans and Seahawks.

The mortgage loan process can be overwhelming, but it doesn’t have to be. Mitch and his team have experience with all types of loan programs and the expertise to guide homebuyers through the loan process while making it as stress-free as possible. Not only are they passionate about educating their clients so they can make informed decisions, they consistently outperform the competition by providing exceptional customer service from start to finish. Mitch especially enjoys staying in touch after the loan has closed – you aren’t just a number to him, he wants to make you a client for life!

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Mitchell's clients have to say

Lisa B

Mitch and his team are amazing. I felt so cared for as we walked this process out over the Christmas holidays. It is evident that Mitch and his team really care about their clients. I will be recommending him and his team to everyone I know. ... Read More

Jan 14, 2026

John O

Mitch was amazing to deal with and made the entire house buying process so much more enjoyable! He worked with me every at every step and I cannot recommend him enough!

Oct 31, 2025

M.A. S

Easy process from start to finish with my mortgage loan. Mitch is very responsive and open to all questions. Communication was through email, text, and phone which was incredibly convenient for me. Also, Mitch is very transparent with all aspects of the loan including any associated cost and the interest rates are competitive. I would recommend 💯 ... Read More

Sep 13, 2025

Lauren H

This was my first time purchasing a home - Mitch and his team made the entire process seamless. They were personable and made me feel supported every step of the way. I highly recommend them!

Jun 26, 2025

David R

I have used Mitch ever since my first mortgage. I was so impressed, I always recommend him to friends. So naturally he was the guy I went to for re-fi. He is extraordinarily nice and professional. He not only gets the job done well and painlessly, but he makes magic happen. Highly recommend! ... Read More

Apr 04, 2025

Elliot C

Mitchell and team were fantastic. They made the process super simple and were very professional and responsive. I would highly recommend Mitchell and team!

Mar 25, 2025

Taryn T

MItchell and his team were fantastic to work with! As a buyer & a realtor, I am very satisfied with the ease of the process.

Jan 21, 2025

Melodie F

Mitch and his team are amazing. I've gone through the financing process for several other mortgages and this one was by fair the easiest. Preferred Rate truly differentiates themselves with their stellar communication and user-friendly processes. They give a weekly update on the status of the loan so I never had to wonder what was going on. They also never asked for a document I'd already sent them (the first time I haven't had to send a lender duplicate docs). They really take all the stress and frustration out of the financing process. ... Read More

Nov 19, 2024

Todd T

The team was very thorough. Everything moved along smoothly and closing was easy.

Nov 08, 2024

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV