Branch Manager

Nicole Lambros

Branch Manager NMLS# 174206 Licensed in IL, IN, FL, MI and WI

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(708) 935-2252 (708) 687-0200 [email protected]

11S230 Jackson Street Suite 101
Burr Ridge, IL 60527
Branch License #1962183

About Nicole Lambros

Your mortgage is personal, and I understand that.

I easily connect with clients, which gives me the ability to help them through the home buying process without any stress.

I educate my clients and always look out for their best interests. I assist buyers, investors and builders in Chicagoland, Indiana and Florida with their financing needs.

At the start of my career, I developed a passion for helping people reach their goals of homeownership and financial stability. Eighteen years later, I have closed millions of dollars in mortgage loans.

I am hardworking and extremely knowledgeable about the mortgage industry. I believe in being completely honest with my clients. Basically, I truly love helping people. When I get to see a happy face at the closing table, it means the world to me. I am very passionate about my job and just love to make people happy.

Read More See my reviews
Nicole

We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Nicole's clients have to say

Joy B

Nicole and her team are simply amazing! I recommend her to my clients all the time because she consistently delivers on her promises. She and her team are quick to respond to any questions or concerns, and they genuinely care. This was my first time using her for my own purchase, and it was incredibly comforting to know everything would be handled seamlessly and without issues. ... Read More

Jan 16, 2026

Harris K

Nicole and her team were wonderful to work with! They helped me refinance my rental property extremely quickly and with a great rate!

Jan 15, 2026

michelle b

I bought my condo through preffered rates and they did such a good job no hassle or anything let Nichole handle it and she did a good job with her assistants

Jan 14, 2026

john l

There is so many amazing things to say about Nicole and Preferred Rate. Nicole is amazing at what she does, pure talent. She will lead you in the right direction and will be along side you till the loan is finished. Quick, easy, and smooth loan process from start to finish. Hands down, there aren’t many mortgage queens out there better than Nicole. My wife and I were amazed on how good Nicole and the whole team was. She brought so much knowledge into the whole experience and we came out knowing way more about the home buying process because of Nicole. Will definitely work with this team going forward. Highly recommend Nicole if anyone is looking for a smooth home buying process. ... Read More

Jan 08, 2026

Lauren Marie A

Recently just closed on a home with preferred rate and I couldn’t be more impressed at how smooth the process was from start to finish!   we had a pressured and quick closing date with an FHA loan- and they made it happen so seamlessly! They got us a lower rate than any one else as well.  Everyone on the team was so professional and had great communication from start to finish. Highly reccomend them being your lender!  ... Read More

Jan 07, 2026

John Y

Nicole made the process very easy and the team was communicative and on the ball. I would definitely recommend her to others.

Jan 06, 2026

nick o

As a real estate professional, finding lenders you can trust is everything — and Nicole and Sammi deliver every single time. They stay ahead of deadlines, solve problems quickly, and always put the client first. Being able to pick up the phone and talk to people who truly care makes all the difference. Five stars! ... Read More

Jan 05, 2026

Liah U

The best to ever do it I’m so greatful for the whole entire team yes it we hard in the beginning you all made it easy for me i’m so appreciative of you, Nicole for Believe in it in me I don’t know what I would’ve done without you , u are the best in the game I’m so happy for your team very grateful for Maggie as well great person very understanding & good energy always helping me with whatever I needed i’m still in shock about everything but because of all of you I am now a home owner & very appreciative of, and I will never forget this moment in my life thank you all so much love Taliah 🙏🏽🫶🏽♥️♥️♥️ ... Read More

Dec 30, 2025

Margaret A

If I could give 20 stars I would. Nicole did my loan and my son’s loans it just doesn’t get any better than this. She’s super professional, knows her stuff and on top of her work you feel like she’s your own personal loan originator. My family and I will use her again and again. ... Read More

Dec 26, 2025

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV