Your homeownership journey starts here
The mortgage process simplified.
Fast approvals, local experts, trusted results.


NMLS: #278552
Patty Marquez
Branch Manager
Phone number:
Email:
[email protected]Helping people achieve homeownership is more than just numbers for me—it’s about guiding families through one of the most important financial decisions of their lives.
I have spent many years in the mortgage industry helping clients understand their financing options and successfully navigate the home loan process. Before working in mortgage lending, I built a background in business, customer service, and financial services, which gave me a strong foundation in problem-solving and client advocacy. Those experiences shaped the way I approach every loan: with clarity, transparency, and a genuine commitment to my clients’ success.
I chose this industry because I love helping people turn what can feel like a complicated process into something manageable and exciting. Buying or refinancing a home should feel empowering—not overwhelming—and I take pride in making sure my clients understand every step along the way.
Communication is at the center of how I work. My clients know they can call or text me directly, ask questions at any time, and expect honest answers. I believe in keeping borrowers informed, educated, and confident throughout the process.
I work with a wide range of clients—from first-time homebuyers who need guidance and education, to experienced homeowners looking to refinance or invest. Many of my clients appreciate that I take the time to analyze their full financial picture and find the loan structure that best fits their long-term goals.
Past clients consistently say they appreciate my responsiveness, attention to detail, and the way I advocate for them during the loan process. I take pride in being both knowledgeable and approachable—someone clients can trust to guide them through important financial decisions.
What makes my process different is my commitment to education and personalized service. Every borrower’s situation is unique, and I focus on finding solutions rather than simply fitting people into a one-size-fits-all loan program.
The part of this work I love most is seeing the moment when clients realize their goal of homeownership is truly possible. Whether it’s a first home, a refinance that improves a family’s financial position, or helping someone rebuild after setbacks, those moments are what make this career meaningful.
Outside of work, I’m a proud mom and grandmother who values family, faith, and community. When I’m not working with clients, you can usually find me spending time with my kids and grandkids, supporting local businesses, or enjoying great food with family and friends.
Licensed in:
TX
Specialties:
Languages We Support
- English
- Spanish
Family Gift of Equity Home Purchases
Construction and Renovation Loans
FHA Loans
VA Loans
Home Equity Loans
Down Payment Assistance
Lending Specialties
Languages We Support
- English
- Spanish
Family Gift of Equity Home Purchases
Construction and Renovation Loans
FHA Loans
VA Loans
Home Equity Loans
Down Payment Assistance
Contact info
Why work with me?
5.0/5 Rating
1 reviews
1,644+
Families helped
30 days
Average close time
22 years
Of experience
Real clients. Real results.
Loan Programs
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.


We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Mortgage Calculator
Estimate your monthly payment in seconds.
$400,000
Customize taxes, insurance & HOA
$0
Frequently asked questions
With short and easy to understand answers.
Couldn’t find your answer?
[email protected]How fast can I get pre-approved?
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
Couldn’t find your answer?
[email protected]Ready to take the next step?
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
- Competitive rates
- Expert support
- Easy process




































