Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

NMLS: #278552

Patty Marquez

Branch Manager

Helping people achieve homeownership is more than just numbers for me—it’s about guiding families through one of the most important financial decisions of their lives.

I have spent many years in the mortgage industry helping clients understand their financing options and successfully navigate the home loan process. Before working in mortgage lending, I built a background in business, customer service, and financial services, which gave me a strong foundation in problem-solving and client advocacy. Those experiences shaped the way I approach every loan: with clarity, transparency, and a genuine commitment to my clients’ success.

I chose this industry because I love helping people turn what can feel like a complicated process into something manageable and exciting. Buying or refinancing a home should feel empowering—not overwhelming—and I take pride in making sure my clients understand every step along the way.

Communication is at the center of how I work. My clients know they can call or text me directly, ask questions at any time, and expect honest answers. I believe in keeping borrowers informed, educated, and confident throughout the process.

I work with a wide range of clients—from first-time homebuyers who need guidance and education, to experienced homeowners looking to refinance or invest. Many of my clients appreciate that I take the time to analyze their full financial picture and find the loan structure that best fits their long-term goals.

Past clients consistently say they appreciate my responsiveness, attention to detail, and the way I advocate for them during the loan process. I take pride in being both knowledgeable and approachable—someone clients can trust to guide them through important financial decisions.

What makes my process different is my commitment to education and personalized service. Every borrower’s situation is unique, and I focus on finding solutions rather than simply fitting people into a one-size-fits-all loan program.

The part of this work I love most is seeing the moment when clients realize their goal of homeownership is truly possible. Whether it’s a first home, a refinance that improves a family’s financial position, or helping someone rebuild after setbacks, those moments are what make this career meaningful.

Outside of work, I’m a proud mom and grandmother who values family, faith, and community. When I’m not working with clients, you can usually find me spending time with my kids and grandkids, supporting local businesses, or enjoying great food with family and friends.

Licensed in:

TX

Specialties:

Languages We Support

  • English
  • Spanish

Family Gift of Equity Home Purchases

Construction and Renovation Loans

FHA Loans

VA Loans

Home Equity Loans

Down Payment Assistance

Lending Specialties

Languages We Support

  • English
  • Spanish

Family Gift of Equity Home Purchases

Construction and Renovation Loans

FHA Loans

VA Loans

Home Equity Loans

Down Payment Assistance

Why work with me?

5.0/5 Rating

1 reviews

1,644+

Families helped

30 days

Average close time

22 years

Of experience

Real clients. Real results.

My experience with Brad was exceptional. I would recommend him to anyone, he had our best interest in mind and will ensure he does everything to help you. Highly recommend.

Nicole S

Google

One of the best lender “MAN”

Elizabeth D

Google

Richmond and Joshua are amazing at what they do. They take great care of our clients and also handles my personal lending. I really appreciate them.

Lania F

Our Website

I think you did great Ben you did not give up when I almost gave up excellent job thank you I need to talk to you anyway

Peaches D

Our Website

Blake and his entire team are fantastic! The whole process went so fast, from inquiry to closing in three weeks!

Sarah H

Our Website

Bo was great to work with. He walked me through the entire process and everything went off without a hitch.

Jeffrey C

Our Website

Nicole and the entire team was so caring and just plain amazing. I was taught a lot of things that I can use not just for my new home but how to better myself and build my credit score to the highest level I’ve ever seen. I would tell anyone that Nicole will do her absolute best job for every single person and to her you are a person not just a number on a loan document.

James M

Our Website

Only positive things to say. Tyler guided us through every step of the way to closing.. Always responsive, knowledgeable, and great attitude. Everything was clear and knew what to expect. Highly recommend.

Ulises V

Google

I will recommend her million times very helpful and nice person she help me bought my first house may God bless her.she is wonderful and kind

Mahawa C

Google

Loan Programs

1% Home Loan Program

Featured

Conventional Loans

Featured

Down Payment Assistance (DPA)

Featured

Home Renovation
HELOC Loans
Jumbo Loans
Low Down Payment Loans
Temporary Buydowns
VA Loans
Construction Financing
FHA Loans
Bridge Loans
Community Lending
Condominium Loans
First Responders – Nurses – Teacher Loans
Manufactured Home Loans
Reverse Mortgages
USDA Loans
Bank Statement Loans
Click n’ Close SmartBuy National DPA
DSCR Loans (Investment Loans)

Featured

Expanded Credit Loans
Expanded Income Loans
Loans for Foreign Nationals
Medical Professional Loans
Pathway DPA Program
Secure Lock Program
Seller PreLock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Calculator

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Frequently asked
questions

With short and easy to understand answers.

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next step?

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  • Competitive rates
  • Expert support
  • Easy process