Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Expert financial advisor Peter E. Georgitsis for optimal mortgage and loan solutions.
Peter E. Georgitsis, a trusted professional at Preferred Rate, specializes in personalized financial services.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #19783

Peter E. Georgitsis

Sr. Mortgage Advisor

With over 25 years of experience in the mortgage industry, my passion is helping people. I take the time to listen and will provide you with guidance and personal attention to help you find the best loan product for your situation. I’ll keep you informed with constant contact, and I’ll get you the best rate and answer all of your questions. The lending industry has undergone many changes, and I have the experience and knowledge to help you navigate the process so that buying your home is what it should be, a joyful experience.

Licensed in:

IL

Why work with me?

5.0/5 Rating

90 reviews

25+ years

Of experience

Real clients. Real results.

Wonderful experience working with Peter. He was easy to work with; thoughtful in making sure to follow up quickly w/ any questions we had; explained everything in understandable terms. Facilitated the process so it was as smooth as it could be. I would highly recommend after our experience working with him.

Kristen G

Amazing!!! quick and easy transaction . Highly recommended

Anthony S

Peter helped us in every step of the process. He was very helpful in explaining the process and us getting our first home.

James Z

Peter helped us in every step of the process. He was very helpful in explaining the process and us getting our first home.

james z

Peter you are truly great at what you do. Your advice and follow thru was greatly appreciated and very useful. Thank you for your guidance and support .

John H

I had the pleasure of working with Peter to close on my new home, and I can't say enough excellent things about the way he managed the loan and the way he supports the entire mortgage process until closing. We had a wonderful experience with American Pacific Mortgage Co. (PREFERRED RATE). He went above and beyond during the Christmas and New Year holiday to ensure efficient and timely handling of our tight deadline and loan closing as per the schedule. From the outset, Peter demonstrated exceptional knowledge, possessing extensive knowledge about both homebuying and home-buying programs. I truly felt like I was in excellent hands, and I’m so grateful for his expertise and dedication. If you're looking for a mortgage broker who knows their stuff and is just as invested in getting you a home as you are, I highly recommend Peter! Peter is the BEST one to get your mortgage and REFIANCE.

Biswaranjan S

The best mortgage team ever. Peter works so hard to make sure I was given a proper mortgage rates and make sure the house that I was moving in was the best house for my money. Even with me just closing my bankruptcy, he was able to do the manual underwriting with no problem. I will refer them to everyone.

crissy p

Peter was amazing to work with. Highly recommed him for all your lending needs

DIEGO A

I had the pleasure of working with Peter to close on my new home, and I can't say enough good things about the experience! I was under a pretty tight deadline, and he went above and beyond to make sure everything was taken care of efficiently and on time. From the very beginning, Peter was incredibly knowledgeable, professional, and responsive to all my questions. I truly felt like I was in great hands, and I’m so grateful for his expertise and dedication. If you're looking for a mortgage broker who knows their stuff and is just as invested in getting you a home as you are, I highly recommend Peter!

Stefano F

Peter was amazing! He was very understanding and Mede the whole process easy.

John C

Peter was amazing! He came highly recommended to us, and I am so happy we went with him. Peter did everything possible to make the process easy for us. He was always available to answer all our questions and reassure us that he had our backs. My daughter will working with Peter after her wedding. There isn’t anyone I would trust more to work with her.

Tami S

Peter Georgitsis changed my life, helped me buy my first (and only) home at a difficult point in my life. He counseled us, gave us stellar advice every step of the way, made bold promises and over-delivered. He is the real deal, and it is an honor to work with him.

Katrina R

If you want a lender of a high caliber than look no further. Peter holds such high standards that make his work ethic stand out from miles away. My home purchase is complete and done right on time all thanks to his communication and listening skills paired with his immense level of efficiency. I can’t thank Peter enough.

Liz

Highly recommend! Peter was great throughout the entire process of our refinance! Him and his team worked to get us the best rate, and streamlined the process to make our part very easy. If you need a lender, call Peter!Thanks Peter!

Mike R

Peter was exceptional at understanding our goals and vision, and finding the right mortgage solution for us. He was proactive and constantly communicating, which helped put us at ease throughout this entire process. I would absolutely encourage people to speak to Peter about their mortgage and refinance needs. Not only insightful and knowledgeable, but also now a friend.

Ian C

Peter Is Amazing!!!Highly Recommend!!!

Matthew B

Peter made our home buying experience so stress free. In addition to being honest and trustworthy, he was always reachable and patient when we had questions. As well, his attention to detail and follow through from beginning to end was exemplary. I would recommend anyone buying a home to contact Peter.

Angelina P

Peter is beyond exceptional at what he does, and I will be recommending him to my friends and family. I always felt informed, cared for, and a priority throughout my mortgage and home purchasing process. It could not have gone better for my wife and me, thanks to Peter. Look no further!

Travis S

Working with Peter was an easy and hassle free process! We would recommend over and over again!!

Alexis Streenz (Lexi S

He is the best 🙂He always answers questions you have at anytime.Best experience buying a house with him.

Linda S

I would recommend Pete to anyone. He was as cool as a cucumber throughout the whole process. I commend him for dealing with my high anxiety esp through underwriter approval. Couldn’t be a happier client!

Rick C

Peter G. is the best hands down. He held my hand through the whole process. Peter was always available when I called and updated me as my loan progressed. I would refer him to anyone needing a lender.

Kieara K

Professionalism, Knowledgeable Trustworthy and understanding the culture driven family's foundation. That is what we recognize in the face of Peter Georgitsis.

Maria M

Peter has done an absolute phenomenal job helping our family navigate through the loan processes and answering any questions we had. Stuck with us untill the end to purchase our beautiful home. 😄-Hammond Family

Kendel G

Peter is great, my only disappointment is the company rule that you will not recast for less than 10,000. I have had other loans that did. Peter goes above and beyond for his customers however with everything that is within his control

Pamela R

Peter- I feel this guy became our family through the whole process of buying our first condo:) You gotta love him!After getting pre-approved by a another mortgage broker, I came across Peter Georgitsis from my client and since the beginning he was great. He explained everything in great detail was always a phone call or email away. I wish I would've found him sooner but all in all I was able to buy a duplex FAST and EASY. Yes fast- he have everything done in TWO WEEKS making impossible possible! He also offered a competitive interest rate that beat what I was offered elsewhere.The process was mix of "get it done" when it comes to paperwork and full of laugh, resulting in an on-time closing. Peter G. we are definitely working together again in the future!

BILJANA P

GreatPeter- I feel this guy became our family through the whole process of buying our first condo:) You gotta love him! After getting pre-approved by a another mortgage broker, I came across Peter Georgitsis from my client and since the beginning he was great. He explained everything in great detail was always a phone call or email away. I wish I would've found him sooner but all in all I was able to buy a duplex FAST and EASY. Yes fast- he have everything done in TWO WEEKS making impossible possible! He also offered a competitive interest rate that beat what I was offered elsewhere. The process was mix of "get it done" when it comes to paperwork and full of laugh, resulting in an on-time closing. Peter G. we are definitely working together again in the future!

Biljana P

Peter is one of the best mortgage lenders who have helped me through my entire mortgage processing; he is the most reachable, helpful, and respectful of a mortgage application and home buying process. We will keep in touch again to plan another new home. Thank you very much, Peter, for your support in our homebuying process.

Biswaranjan S

Working with Peter G made a stressful experience manageable and education. I can’t thank him enough for everything he did. He was ready for a call at any time of the week at any hour of the day. Great experience. Would (and have) recommend him to anyone looking

Michael M

Peter is AMAZING … very knowledgeable, responsive, calm and kind during a very stressful time!

Juliet F

Peter and the team have been great. Very informative and responsive to my questions. The website used for signing documents felt a bit buggy or antiquated. But not a big problem for me. Highly recommend them!

Hubert c

Peter made a very stressful process easier to navigate. He is committed and works hard to find a loan that works best for you. We are very grateful he was recommended to us, and we will also highly recommend him.

Addilene A

Very helpful. Addressed all of my questions and made a difficult process seem easy.

mcitaly07

Peter has always been very responsive and helpful throughout the process. Strongly recommend him!

Angela C

Peter was an absolute pleasure to work with. He was knowledgeable, responsive, and made the entire lending process smooth from start to finish. He explained everything clearly, stayed on top of timelines, and always made himself available when questions came up. I couldn’t have asked for a better lender and would highly recommend Peter to anyone looking to buy or refinance.

Anthony S

I had an excellent experience working with Peter Georgitsis. He was transparent, precise, and extremely knowledgeable, which made the entire process smooth and stress-free. He helped move everything along swiftly while keeping me informed at every step, and offered consistent clarity and support throughout the process. I truly appreciated his professionalism, responsiveness, and clear communication. I highly recommend Peter to anyone looking for a reliable and trustworthy mortgage professional.

Tiffany S

I had an excellent experience working with Peter Georgitsis. He was transparent, precise, and extremely knowledgeable, which made the entire process smooth and stress-free. He helped move everything along swiftly while keeping me informed at every step, and offered consistent clarity and support throughout the process. I truly appreciated his professionalism, responsiveness, and clear communication. I highly recommend Peter to anyone looking for a reliable and trustworthy mortgage professional.

Tiffany S

We worked with Peter throughout our home buying process and couldn't have asked for a better experience. He genuinely cares about his clients and takes the extra time to answer every question with patience and clarity. We always felt supported, and we highly recommend him to anyone looking for a lender that they can trust. Thank you, Peter!

Gracie G

Peter has been there for me every step of the mortgage loan process. Throughout our interaction, he has been extremely responsive to all of my inquiries and questions. I could tell right away that he has a passion for what he does and he took the time to get to know me and listened to what was important to me. I really appreciate how knowledgeable he is and patient thru some challenging situations. I felt confident in his expertise and knew he would get me thru the finish line. He made the underwriting process stress-free for me and handled any issues with ease and was pleasantly surprised by the interest rate he was able to lock in. Peter and his team are phenomenal. I would highly recommend him. Thanks Peter G! Carmen S

Carmen S

Loan Programs

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

Featured

Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
Two workers in safety helmets working on a construction site, focusing on woodwork and project progress.
Construction Financing
FHA loan approval process with Preferred Rate for homebuyers.
Happy couple discussing FHA loan options at home.
FHA Loans
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders – Nurses – Teacher Loans
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
A smiling woman using a tablet near a window, representing accessible loan services for foreign nationals.
Loans for Foreign Nationals
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
Preferred Rate logo with financial graph and rate drop notification.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Calculator

Estimate your monthly payment in seconds.

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

Frequently asked
questions

With short and easy to understand answers.

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next step?

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  • Competitive rates
  • Expert support
  • Easy process