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Professional portrait of Philip Blaze at the Preferred Rate event, highlighting networking and leadership.
Philip Blaze speaking into a microphone during a radio interview at Preferred Rate.
Philip Blaze during a live radio interview at Preferred Rate, discussing financial solutions and mortgage options.

NMLS: #1002984

Philip Blaze

Sr. Mortgage Advisor | Sr. Loan Officer

Before beginning his career in the mortgage industry, Philip Blaze worked in his family business, where his father was a respected thoroughbred horse trainer and owner. He later spent several years in the vending business before transitioning to mortgages, a move encouraged by his mother, who worked with a homebuilder and recognized Philip’s talent for helping people.

Philip quickly excelled as a Loan Officer. Within his first year, he became one of his company’s top loan originators. His success led to building and managing a team of more than 20 loan officers at one of Chicagoland’s leading mortgage brokerages, where he later advanced to the role of Executive Manager.

With 25 years of experience, Philip is well versed in all areas of the mortgage industry, including FHA, Conventional, VA, HELOCs, and Reverse Mortgages. As a Mortgage Advisor, he has successfully guided both first-time homebuyers and seasoned investors, developing strong, long-term client relationships built on trust, transparency, and exceptional service.

Philip believes honesty is the best approach, in business and in life. Much of his business comes from referrals and repeat clients who value his availability, responsiveness, and commitment. As a Loan Officer, he is accessible seven days a week, including outside regular business hours, ensuring clients receive expert guidance whenever they need it. Helping people achieve and exceed their personal and homeownership goals remains one of the most rewarding aspects of his career.

Many Chicago residents recognize Philip from his radio ads on WBBM and The Score. Outside of work, he proudly serves as President of his Homeowners Association, where many neighbors have become like family. A devoted dog lover, he gives a special shout-out to Vinnie, his beloved 24-year-old miniature pinscher. Philip enjoys cooking, relaxing by the pool, and playing Bocce Ball with friends and neighbors.

Licensed in:

IL, WI, IN, FL, CA and WA

Specialties:

First-Time Homebuyers

Refinance Loans

HELOC's

VA Loans

Conventional Loans

FHA Loans

Creative Financing Options and Down Payment Assistance

Lending Specialties

First-Time Homebuyers

Refinance Loans

HELOC's

VA Loans

Conventional Loans

FHA Loans

Creative Financing Options and Down Payment Assistance

Philip Blaze's team

AJ Tayfel smiling professional headshot for financial services.
Professional headshot of AJ Tayfel, emphasizing trust and expertise in financial solutions.
AJ Tayfel
Senior Loan Officer Assistant
[email protected](630) 297-4381

Licensed in IL

1801 S. Meyers Rd. Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

Why work with me?

5.0/5 Rating

9 reviews

Countless+

Families helped

Less Than 30 Days

Average close time

25 years

Of experience

Real clients. Real results.

We worked with Phil Blaze on our HELOC and we couldn’t be happier going thru the due diligence and funding process with an ultimate professional who is extremely knowledgeable, courteous and emphatic. We will work with Phil again and highly recommend that others with mortgage needs do so as well. Thank you again Phil!

Mark G

It was a very straight forward process; Phil made things simple and easy, keeping in constant communication with what was needed, next steps, etc. I've now worked with him on a couple of different scenarios financially, and each time he has done a wonderful job.

Matthew L

Phill is an experienced professional! Which is the highest complement I can give to someone that is providing me service.He set the expectations from the beginning of this transaction all the way to closing. Efficient communication and honesty is not common in this industry and I highly recommend him to anyone.

Raul Tinoco O

My name is Tom Korcal.On a wish and a prayer, I called Phillip Blaze just to ask if my wife and I even had a chance to buy a home. After listening to my story about bankruptcy, not the best credit, and not having a ton of money to put down for a home, he immediately said yes.Phillip jumped through hoops for us and made this dream possible. He and his team were very thorough and kept us informed on every issue along the way. We would recommend Phillip to anyone and everyone who doesn’t think they have a chance to become a homeowner. Let him work his magic and trust him to make your dreams come true.Thank you Phillip, you’re awesome!!Tom and Melody Korcal.

Thomas K

Philip Blaze was incredibly helpful thru the entire process!

Frederick R

My husband and I had a great experience working with Phil Blaze. He was incredibly patient throughout the entire process and always took the time to explain each step clearly. His knowledge and professionalism made everything feel much less overwhelming. What I appreciated most was how kind and understanding he were, especially when an unexpected issue came up, which he quickly resolved.Overall, we couldn’t be happier with the service we received and would recommend him to anyone looking for a reliable and supportive lender.

Marisol C

Very happy working Phillp Blaze! He was very professional and always answered questions promptly And took his time explaining the loan process highly recommend

Walter D

Phil is amazing…..he looks out for his clients and his team is so friendly and helpful. I will always recommend him!

Karen S

Phil was great, this is the 3rd time I’ve used him on my closing. Very knowledgeable and professional, highly recommend him!

Anita M

Loan Programs

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A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

Featured

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A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
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Construction Financing
FHA loan approval process with Preferred Rate for homebuyers.
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FHA Loans
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders – Nurses – Teacher Loans
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
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Loans for Foreign Nationals
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
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A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Calculator

Estimate your monthly payment in seconds.

$400,000

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Principal & Interest Mortgge Loan
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Property Tax Estimated
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Home Insurance Estimated
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HOA & PMI Fees
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

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