Branch Manager

Rich Atkinson

Branch Manager NMLS# 349607 Licensed in CA, FL & TX

Apply now
4.9
(29 reviews)
(650) 400-6091 (925) 461-2500 x 80 [email protected]

430 Sycamore Valley Rd. West
Danville, CA 94526
Branch NMLS# 2055372

About Rich Atkinson

Your mortgage is personal, and I understand that.

Rich Atkinson is the Branch Manager of the Preferred Rate Partnered with American Pacific Mortgage Corp. Rich, with a Bachelors Degree in Business (concentrations in both Accounting and Finance) and over 25 years in the financial services industry, delights in helping his clients with their total financial strategy. Rich's goal is to be a trusted advisor by educating his clients on strategies including creating and preserving wealth, and utilizing "best in the market" products and tools to make client goals happen!

_____________________________________________________________

Testimonials from Satisfied Realtors and Clients!

* "THANK YOU for making this smooth. I can honestly say you have been my personal BEST experience with outside lenders. And, I have done this for a long, long time." -M. Brooks, Home Builder's Realtor

* "OUTSTANDING! Quick close! Terrific!" -Teri O, Coldwell Banker

Read More See my reviews
Placeholder

We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans
Buy a home Refinance

See what Rich's clients have to say

Julian G

Rich was very helpful and was always there to answer any questions. He also helped me every step of the way and made home buying much easier. Highly recommended!

Jun 03, 2025

Harman G

Uncle Rich is awesome!! The stuff he can pull is way beyond anyone's imagination. Working with him is so easy and he took us to the finish line without any hiccups

Mar 07, 2025

Trevor D

Worked with Rich on buying my first home. Couldn't have asked for someone better to go through this process with. Very informative, professional, and efficient. I would work with Rich for every house I look to purchase in the future. ... Read More

Dec 27, 2024

Trevor D

Worked with Rich on buying my first home. Couldn't have asked for someone better to go through this process with. Very informative, professional, and efficient. I would work with Rich for every house I look to purchase in the future. ... Read More

Dec 27, 2024

Alicia W

Rich is the best! We are so happy that Rich was our mortgage broker. We bought our first home in Los Angeles and he was so knowledgable about the entire process —my husband and I couldn't have done it without him. Not only was he great to work with, he got us the best rate and within a tight turnaround. We wanted to be competitive, and chose a 15 day close! ... Read More

Sep 25, 2024

John D. Vander M

Rich Atkinson is a great loan agent! I recently was the listing agent on a home that one of Rich's borrowers purchased. The sale closed as agreed, right on time. Rich was very professional throughout the transaction and his level of communication/updates was far superior to what I normally see! ... Read More

May 27, 2024

lmdonofrio

As always, Rich and his team have helped us - above and beyond! Always grateful of how quickly and efficiently they work with us. I will always feel comfortable in referring clients, friends and family to him! Thanks again for a great transaction! ... Read More

Oct 13, 2023

Hallie C

Rich was a pleasure to work with! He had lots of patience for all my questions and helped me navigate my complicated, changing situation. He was not only a lender but an adviser! Thank you Rich. Couldn’t have done it without you!! ... Read More

Sep 13, 2023

Dana L

As a first time home buyer, I knew I needed someone who is patient and can answer all my questions every step of the way. Rich was easily available over the phone or through text any time of the day to explain different parts of the home buying process, while also being encouraging and personable. I highly recommend Rich and his team! ... Read More

Aug 24, 2023

See all reviews

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV