Branch Manager

Rich Atkinson

Branch Manager NMLS# 349607 Licensed in CA, TX

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(650) 400-6091 (925) 461-2500 x 80 rich@preferredrate.com

430 Sycamore Valley Rd. West
Danville, CA 94526
Branch NMLS# 2055372

About Rich Atkinson

Your mortgage is personal, and I understand that.

Rich Atkinson is the Branch Manager of the Preferred Rate Partnered with American Pacific Mortgage Corp. Rich, with a Bachelors Degree in Business (concentrations in both Accounting and Finance) and over 25 years in the financial services industry, delights in helping his clients with their total financial strategy. Rich's goal is to be a trusted advisor by educating his clients on strategies including creating and preserving wealth, and utilizing "best in the market" products and tools to make client goals happen!

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Testimonials from Satisfied Realtors and Clients!

* "THANK YOU for making this smooth. I can honestly say you have been my personal BEST experience with outside lenders. And, I have done this for a long, long time." -M. Brooks, Home Builder's Realtor

* "OUTSTANDING! Quick close! Terrific!" -Teri O, Coldwell Banker

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Rich's clients have to say

Paizly G

When we were buying a home, having an amazing lender who understood our plan going forward for our future and our children, was very important to us. Rich came through for us and made the buying process for us so smooth. This was our second home purchase and this was an amazingly simple process than the first!! I highly recommend to friends, family, and my local community!! Thank you Rich for helping us !!! ... Read More

Jan 08, 2022

Michelle C

We were going to refinance through our current lender but I thought we could get a better rate. When I reached out to Rich he was able to get us a better rate, a better appraised value, a bigger loan amount and more cash out. Our situation was very complicated and he worked with us every step of the way to get it done. His staff was on top of everything and quick to respond and get things done. ... Read More

Aug 31, 2021

Kristina K

The loan took longer to approve than we thought, but that was mostly due to the Underwriter. Rich and his staff were always professional and the cost was very reasonable. Would definitely use them again.

Jun 02, 2021

Susan M L

I was very happy and impressed with the mortgage rate I received for my new home! Your office kept me informed and current in the various stages of the purchase requirements to have the loan funded. You promptly answered any questions and never pushed to make the deal but stressed that everything was my choice to move forward. I'd be happy to recommend you to my family and friends and even to strangers seeking mortgage services. ... Read More

May 20, 2021

Lawrence C

Very professional, transparent and quick. All staff are nice knowledgeable and friendly as well as professional too!

Mar 06, 2021

Blanca W

Rich Atkinson found us the best rate, couldn’t have been happier! And from beginning to end we closed escrow in less than 5 weeks!

Mar 04, 2021

Immanuel P

Rich Atkinson did an amazing job with walking me through the financial process in purchasing a home. He was personable and professional. He alleviated a lot of stress and I would definitely recommend him to friends and family. Thanks! ... Read More

Feb 11, 2021

Robert B

Very knowledgeable staff and smooth process

Nov 17, 2020

Anil C

Rich is a hardworking and driven person. He is very detailed and works hard to get you the best rate possible. More importantly he is very creative and finds ways to find and close loans for people with assets but limited income (retired persons). He never gives up. He was always busy when I called and many times got his voice mail. I actually like that because I knew he was busy in working on my and others loans. I will recommend anybody to utilize him and a good friend is already working on a loan with him. ... Read More

Nov 11, 2020

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”