Branch Manager

Rob O’Malley

Branch Manager NMLS# 240904 Licensed in CA | CA DRE ID# 01423655

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(925) 464-1605 (925) 634-6600 omalleyteam@preferredrate.com

141 Sand Creek Rd., Suite C
Brentwood, CA 94513
Branch License #2085568

About Rob O’Malley

Your mortgage is personal, and I understand that.

Rob O’Malley is ranked as one of the Top 1% of Loan Originators in America by Mortgage Executive Magazine. Rob is a producing Branch Manager for the Brentwood, CA Branch of Preferred Rate. Rob has originated home loans in East County since 2001 and has helped well over 2,000 families totaling close to $1 billion in funded home loans. Rob is a long-time annual Titanium Sponsor for the Women’s Council of Realtors, Platinum Sponsor for the Delta Association of Realtors, Platinum Sponsor for the Delta Harvest Run, Ammunition Sponsor for the Knights of Columbus “Shoot for a Cure,” and most recently, An Elderly Wish Foundation. Rob believes that giving back is more than a privilege, it’s a responsibility. Rob’s core philosophy is simple, “Do the Right Thing, Do Your Very Best, & Show People You Care.” Purchase or Refinance, Conventional, FHA, VA, Jumbo, or Reverse Mortgage, Rob and his Expert Team are here to serve all of your residential mortgage needs.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Rob's clients have to say

Sydney D

Rob O’Malley and his team were great in helping me purchase my home. They were always professional and efficient. Thanks to them the process was smooth and enjoyable.

Jun 03, 2022

Jeffrey L

We are entirely thrilled to have the Rob O’Malley team from Preferred Rate to help draw up our loan for our new home! We’ve worked with a bunch of folks from his team; Rob himself, Lindsay, Jacquelin. . .just to name a few! Getting financed for a new home is extremely difficult. It has to be. It is a long term commitment between you and your lender. There was an unimaginable amount of documents that we had to scan, print, sign, PDFs, bank statements, 401K statements, etc. I have nightmares at night with all of these paperwork lol! With that said, everyone in Rob’s team help provide guidance throughout the way. They were extremely patient with us, and was transparent about every single line item in the quotes provided to us. Going through the process of getting a home loan was pretty stressful, however, I’ve learned a thing or two about the different types of mortgages, how they work, how escrow accounts work, etc. It’s better this way as understanding what goes on behind the scenes of this process gives me a greater appreciation of the loan and the lender themselves. Not only did Rob’s team provide us guidance in exactly what was needed for the loan to move forward, they made things happen that we couldn’t even imagine having (like an increase in our loan amounts, as just one example). I definitely will recommend Rob’s team over at Preferred Rate/APM to others looking for a new home loan. I also really like the little email updates with videos in terms of what stage the loan is in. It’s a heart wrenching wait for the loan to finally close…those email updates really help assure us that the gears are still in motion, even if we don’t hear from them for a while in terms of updates. Thank you everyone at Rob O’Malleys team at Preferred Rate / APM for making this a reality for us!!! "Thoughts Become Things" -Manifest ... Read More

May 21, 2022

victor n

Rob and his team go the extra mile to make sure everything‘s done the right way and always there for you if you have any questions Highly recommend these guys

Apr 16, 2022

Monica C

I saw so many positive reviews about Mrs Jane Bradley crypto and I must confess that surely she is a skilled professional trader and the best among all as her clients all said, she managed my account after I Invested $1,000 and got a successful withdrawal of $12,000 within few days of my investment, up-till now am still so shocked and surprised "It always seems impossible until it’s done"., with Mrs Jane Bradley crypto your hard-earned money is 100% secured/Safe trust me you have nothing to lose or to be scared of at all, You can contact her via Email: janebradley0147@gmail.com WhatsApp: +1 (912) 504-0422 ... Read More

Mar 26, 2022

Saundra E

OMG, I was referred to Preferred Rate by my favorite Realtor and he did not disappoint. The team here are a group of caring professionals who met my loan need in a timely manner, they moved quickly and they helped me understand the entire process. It was a painless experience, I am grateful.. Lindsay, Chuck, the Underwriters, Closers everyone involved made me feel special, Lindsay constantly checked on me, even after I purchased my home. They are the best!!!! Thank you for your service! ... Read More

Mar 21, 2022

AYMEN D

I'd like to start saying about my loan from "Preferred Rate", it's the best decision ever I've made in my whole life, really; there is a professional team ready to help, advise and quick too to respond which made the whole adventure is so interesting and goes by the scheduled time. JOHN WILMOTT; he is a Pre-approval Specialist who made my dreams comes true on paper; he did everything possible for us; no words can describe this awesome guy, in addition to his team in office represented by PEGGY BAKER and lastly one more hero who never gave up when I was so close to that stage and kept us positive all the time when we went through the process of shopping, JAIME CARCIA is my guy out of the office, guys; I am grateful for all the great job you have done so far and 100% would recommend you to everyone who will look for such a great service.. God Bless you all and wish you the best all the time.. ... Read More

Mar 10, 2022

Alex C

I am very impressed with all of you :) Very professional and friendly. Could not have asked for a better team to help me and husband walk us through ALL of this ! Thank you for all of the information . Soon to be 1st time home owner :) Miriam Javier ... Read More

Feb 17, 2022

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”