Branch Manager

Rob O’Malley

Branch Manager NMLS# 240904 Licensed in CA | CA DRE ID# 01423655

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(925) 464-1605 (925) 634-6600 omalleyteam@preferredrate.com

141 Sand Creek Rd., Suite C
Brentwood, CA 94513
Branch License #2085568

About Rob O’Malley

Your mortgage is personal, and I understand that.

Rob O’Malley is ranked as one of the Top 1% of Loan Originators in America by Mortgage Executive Magazine. Rob is a producing Branch Manager for the Brentwood, CA Branch of Preferred Rate. Rob has originated home loans in East County since 2001 and has helped well over 2,000 families totaling close to $1 billion in funded home loans. Rob is a long-time annual Titanium Sponsor for the Women’s Council of Realtors, Platinum Sponsor for the Delta Association of Realtors, Platinum Sponsor for the Delta Harvest Run, Ammunition Sponsor for the Knights of Columbus “Shoot for a Cure,” and most recently, An Elderly Wish Foundation. Rob believes that giving back is more than a privilege, it’s a responsibility. Rob’s core philosophy is simple, “Do the Right Thing, Do Your Very Best, & Show People You Care.” Purchase or Refinance, Conventional, FHA, VA, Jumbo, or Reverse Mortgage, Rob and his Expert Team are here to serve all of your residential mortgage needs.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Rob's clients have to say

Travis M

The Omalley team is awesome! They helped us purchase an incredible home this month January& year 2022. The offer was accepted & the loan closed all in less than 28 days! They worked together as a team & made it happen. We did our part in providing the necessary information & documentation but they were right there every time to make sure things were submitted in a very timely manner. I would definitely recommend them to anyone looking to buy or refinance a home. ... Read More

Jan 24, 2022

George B

Thanks John Willmott, Ashley, Peggy & Rob O'Malley and the O'Malley Team! Very much appreciated!! Thanks to you and team for working with me diligently to get my loan finance as my family got our new home built. We will continue to work with your and team for all future purchases and referrals to family members, friends, and the community! Keep up the excellent work of helping to built our community and the families lives that are of the community!! ... Read More

Jan 23, 2022

Karen E

After having had a bad experience with a different lender, we were about to give up on our hopes of buying a house but, the O'Malley team took us in, walked us through the entire process, and were very informative and responsive to our questions. We could not have done it without them! ... Read More

Jan 14, 2022

Karen E

We cannot thank John Wilmott, Peggy Baker, and the O'Malley team enough for working tirelessly to help us close on a loan. Thanks to their hard work, dedication, and expertise, my partner and I were able to purchase our first home! ... Read More

Jan 14, 2022

Stephen W

Nothing but nice things to say about the Preferred Rate team. Very clear explanations of all the details of the loan. A great rate for our refinance. Fast and clear communications from all of their team. My wife and I would highly reccomend anyone using them in the future. ... Read More

Jan 13, 2022

Darien M

Lindsay and Ashley are amazing

Jan 07, 2022

Amber H

They made the process so smooth, I didn't feel the stress that most people talk about when purchasing a home. Thanks for helping to make my homeowner dream come true John and the O'malley Team!

Dec 03, 2021

Mark S

Excellent Team, very responsive!

Nov 16, 2021

Travis A

Kayla and Debbie worth both great to work with!. They educated us on our options when we inquired, even though it was several months before we were ready to purchase a home. Once we were ready, they were right there to help. I would do business with them again in a heartbeat! ... Read More

Nov 10, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”