Branch Manager

Rob O’Malley

Branch Manager NMLS# 240904 Licensed in CA | CA DRE ID# 01423655

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(925) 464-1605 (925) 634-6600 omalleyteam@preferredrate.com

141 Sand Creek Rd., Suite C
Brentwood, CA 94513
Branch License Number 2085568

About Rob O’Malley

Your mortgage is personal, and I understand that.

Rob O’Malley is ranked as one of the Top 1% of Loan Originators in America by Mortgage Executive Magazine. Rob is a producing Branch Manager for the Brentwood, CA Branch of Preferred Rate. Rob has originated home loans in East County since 2001 and has helped well over 2,000 families totaling close to $1 billion in funded home loans. Rob is a long-time annual Titanium Sponsor for the Women’s Council of Realtors, Platinum Sponsor for the Delta Association of Realtors, Platinum Sponsor for the Delta Harvest Run, Ammunition Sponsor for the Knights of Columbus “Shoot for a Cure,” and most recently, An Elderly Wish Foundation. Rob believes that giving back is more than a privilege, it’s a responsibility. Rob’s core philosophy is simple, “Do the Right Thing, Do Your Very Best, & Show People You Care.” Purchase or Refinance, Conventional, FHA, VA, Jumbo, or Reverse Mortgage, Rob and his Expert Team are here to serve all of your residential mortgage needs.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Rob's clients have to say

Renya H

Extremely happy and relieved to have completed my refinance with Rob O'Malley and associates. Everyone Rob, Kayla, and Chelsea were amazing. Very professional from thee beginning to the end. I was going through the worst unimaginable refinance process with Caliber loans. Contacted O'Malley and was assured that they would get the refinance completed in a timely manner. Kayla walked me through the entire process. She was available to answer my questions. Confirmed the closing and Congratulated me. Thank you so much! ... Read More

Mar 09, 2021

Sandra B

Thank you all for the hand-holding and times out of your days in offering us loan programs/options, particularly Rob in connecting us for hours on Sunday nights. This goes far above any Loan Officer I've encountered in my many years of loan transactions. Kayla and Chelsea were also amazing in their responsiveness. Thank you again and until next time! ... Read More

Mar 09, 2021

Ronteaka H

Thank you so much Kayla and Rob for all your hard work. Thank You Kayla for answering all my questions, concerns, and for keeping me leveled when I started to get nervous. The O'Malley team is awesome!

Feb 24, 2021

roco2185

Rob and Kayla. Thank you so much for the excellent support, for clearly answering all my questions and keeping me informed along the way. You demonstrated great professionalism and the information you provided was accurate and timely. The rates and fees for the two refi's you helped me with this month were excellent and we are very happy. I will gladly recommend friends and family to you because I know they will be in great hands. Thank you again. Roberto Cortez ... Read More

Feb 22, 2021

Shantel S

I would never have moved into my new home last weekend if it weren't for this team. I had some challenges and the O'Malley team helped me every step of the way. They were supportive and you could really tell they cared. Now that I've been through the process, at times it was stressful, but John and Rob were wonderful. It's because of the two of them, I felt confident moving forward and I just listened to their "coaching" along the way. I'm so glad I did because now I have my forever home. ... Read More

Apr 25, 2019

Grant Inaba G

The O’Malley Team is great because they are organized, they have strong values, and they have the ambition to get the job done! I love this team! Grant Inaba

Feb 14, 2019

Jose C

Your team did an outstanding job in helping us secure our VA loan. We always felt that we were in good hands. Every call was answered and every text responded to within minutes. From beginning to end everything went smooth. A million thanks! ... Read More

Apr 17, 2021

Blackpyrl33

Thank you O’Malley Team for all of your hard work and effort in helping me to obtain my refinance loan, especially Kayla, with whom I mostly worked directly with. The whole team was courtesy and professional. I was always informed and kept me up to date with the process, which was done in a timely manner. I am now saving a lot of money, and looking forward to my future. I even received a birthday email and video. Thank you for the birthday wishes. I highly recommend the O’Malley Team. ... Read More

Apr 19, 2021

Rita H

Rob O'malley is an exceptional Mortgage Advisor. I've had the pleasure of him advising me a second time on the purchase of a home. He helped me purchase two home's, refinance, and recently helped me purchase my dream home, Rob is experienced, trustworthy, very professional, and spot on with complicated numbers and transactions. Rob has amazing personable people skills. Kayla on his team was great, she guided me and keep me up to date on everything, she is an asset to the company. My experience was just phenomenal, with great results, and I highly recommend this company to everyone. Rita Hearn ... Read More

Apr 22, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”