Your   homeownership journey starts here

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Roberto Cuevas professional headshot for financial services and mortgage expert.
Portrait of Roberto Cuevas, a mortgage and financial services specialist, for Preferred Rate branding.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #229960

Roberto Cuevas

Sr. Mortgage Advisor

Helping clients with their mortgage needs since 1999.

Licensed in:

IL and WI

Why work with me?

5.0/5 Rating

177 reviews

Real clients. Real results.

We just closed on our loan! The whole team, starting with Roberto, were impressive throughout the lending process! Their customer service, expertise, and speed stood out!  Looking forward to working with them, again! 

Ray Z

Roberto is very professional and helped me out so much thru the entire process of purchasing my dream home. I can’t  express how grateful my family and I are towards Roberto for making this experience as smooth as it turned out to be, thank you so much!

Adela G

We are very happy with our new home and so grateful  with American Pacific Mortgage and especially Mr. Cuevas that made this wish come true, Mr Cuevas was such a professional helping us, guiding us throughout the loan process until the end, he was working with us step by step and making sure that all documents needed for the loan was right and so it was , you will be recommended to all my family members and friends that need a home loan in the future, thank you very much , keep up the excellent work you do.

Romel J

Roberto and the loan processing team did a superb job with my refinance! Their timeliness, communication, and expertise stood out! 

Ray Z

Responsive at all times. Explained what I needed throughly. Loan process when smoothly.

Jaritza A

I could never recommend Roberto enough, he always made sure we understood each step of buying our home and it didn’t matter if it was Sunday afternoon if I had a question he would answer. He’s the only loan officer I talked to that didn’t make the loan seem like a chore he does his job well while wearing a smile, he’s the guy you want in your corner. Roberto is a good dude he won’t let you down

Eddie K

Excellent JOB Roberto Cuevas. The best place 👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻 I recommend this place 💯💯💯💯💯💯💯

Nancy L

He is the best doing his job.Very kind, friendly and helpful. We are very thankful for his help.We truly recommend him if your need help for your mortage loan.

Cielo Rodriguez L

Amazing experience

Doggy B

I want to thank Roberto Cuevas and his team Lydia Contreras for their help in the process of refinancing they were always there when I call to answer all the questions I had it was a pleasure to work with them I highly recommend their services thank you very much again for your help.

Jesus G

This is the second time I've worked with Roberto to buy a home, and honestly, I wouldn’t go with anyone else. He's patient, explains everything clearly, and was always there when I needed him—even outside of office hours, He gave me a lot of peace of mind throughout the process, and it was clear he knew exactly what he was doing. I trust him 100%. I recommend him without a doubt to anyone looking for someone honest, professional, and truly committed to helping you. Thank you for everything, Roberto!

Mario O

Roberto was very excellent during the purchase of our first home. Always responded to our (many) questions without hesitation. Very helpful in finding assistance programs and grants. Very time efficient. 10/10. 

Laura R

Attentive, and made the process simple, easy, and fast

Daniel C

I was very pleased with the services provided by Roberto and his team. As a first time homebuyer, their professionalism and efficiency made the process smooth and stress-free. I will definitely be using them again in the future!

Jaira S

Roberto's experience helped make the process smooth and without any complications.

Great work!

Edward B

I know it was rough but you pushed through and got it done. Thank you.

Edward B

Mr. Roberto Cuevas and his team were very responsive, helpful and proactive. The process of purchasing my first home was very smooth thanks to Roberto who had a great communication from beginning to end. I had two rejections from previous lenders as they only gave me false hopes. However, Mr. Cuevas was very optimistic about working with me to accomplish my goal of purchasing a house even though it was a short sale. I just recommended him to a friend and I would keep recommending him for his amazing service.

rdzpatricia67

Great work by mortage company!! Everything was on time, since the very first quote everything was transparent. Roberto is a true professional, takes his time to answer all questions.

gdelsancha

Great job on closing on time, answering all questions, and finding out what grants we qualified for, and most importantly for me very honest, Since the beginning I was transparent about comparing quotes with other banks, and Roberto was always confident in his work and found me the best interest in today’s market.

Gustavo Dela S

Roberto was great, found us a great deal, on time, and very honest and transparent! Always took time to answer questions

Gustavo Dela S

Although I feel that underwriting gave Roberto a hard time, he never gave up on us. We are in our home! Thank you! Thank you for your patience.Da DuBose’s.

Sonia Mares De D

Where to begin? Bob and Roberto are absolutely great! It was a 10/10 experience for my dad and I. They made the process absolutely easy. Roberto was able to help us right away what felt like it took forever with another lender he helped us in a few days. I will be recommending him to family and friends.

Rosamaria G

Roberto was great and very knowledgeable. He kept constant communication and let us know what to expect. I would recommend Roberto to someone else.

Francisco G

Roberto Cuevas is amazing and highly recommended to anyone who is looking for a home loan easy to talk to about concerns and answered all my questions, the entire team is very respectful and they are awesome can't thank him enough..

Silvia A

Roberto I can’t thank you enough for helping me to finally become a home owner. I wish there were ten stars to give. You and your team walked me thru the entire process and made it seem effortlessly. Again thank you very much.

Yazz R

Roberto Cuevas and his Team did a Great job helping us get our new Home. Friendly, efficient, Everything went nice and smooth.God Bless you 🙏 Zoila and German.

Z C

This is the second time we use Roberto Cuevas! Very friendly, helpful and professional. Kept us informed at all times. My husband and I are extremely happy with his service and recommend him to our family and friends.Gracias Roberto Cuevas 🙏🤗Zoila & German.

Z C

RobertoI can’t thank you enough. For two years I have been working on trying to get a house to call my own, and you made it happen.Thank you so much! If there were ten starsYou’d get them!

Yazz R

I would for sure recommend Roberto C. And the company he works with. He was truly amazing when it came to the whole process of the loan. He explained everything step by step and no matter what the time was he would always answer my questions that I had. As a first time homeowner I would say that he made the process 100% easier. Every paper that I needed to sign he would explain it to me. He would also speak in Spanish which was awesome. He also helped me when taking classes for first time homebuyers. He was also always in communication with the rest of my team to make sure everything was done ☺️ and the day of the Closing of the house he was very supportive and very happy for us. 10/10 would recommend Roberto C. And would definitely work with him in the future 😃

Anahi M

The best person to work with, has a lot of patience, very helpful and always there for any concern. A great experience for a first time home buyer.My family and me are so grateful because of them we can say Welcome Home.

elena m

El mejor. El consiguió el préstamo que en otros lados me negaron un diez de diez para Roberto Cuevas y siempre atento, respetuoso y cordial.Gracias por toda tu ayuda Roberto.

graciela g

Roberto and his team were excellent at keeping me informed and happy throughout the whole process. Don’t hesitate in having him and his team handle your loan.

Ulises A

Roberto was great, very patient and efficient the process did not take long. I would recommend his services for anyone who are looking to buy property

Ski T

Very good you were always ready for me to answer any questions it was great I am looking for to work with you guys again thank you so much Roberto and all your team

Telesforo L

Roberto and his team was amazing. Everything including the closing went super smooth.

Stephen T

Roberto was phenomenal during the entire process. I felt completely taken care of. His professionalism is top notch!!!

Teneisha “MissTeeTee” H

Roberto Cuevas did a fantastic job. He was very helpful and answered all questions. The home buying experience was very smooth thanks to him and the people he recommended.

Guadalupe V

Roberto Cuevas did a fantastic job. He was very helpful and answered all questions. The home buying experience was very smooth thanks to him and the people he recommended.

Guadalupe V

Would definitely recommend Roberto and his team, made it very easy and smooth going for me and my wife throughout this whole process

Angel C

Roberto worked with me and any hickup we had along the way he knew how to solve! He is there for you for any questions you might have and makes sure you’re well informed!

Sandy Carrillo L

Such a pleasure working with Roberto! The entire process was very smooth and easy. Definitely coming back

Jesus J

Amazing amazing people. Roberto really helped me a lot. Made me feel like family every step of the way. Always there when I needed something. Thank you guys so much

Angel C

Un excelente trabajo lo recomiendo.

Derik M

Very nice experience. Guide me through everything. Step by step. Very nice and fast.

Celly M

Roberto has the right skillset needed for the job. He was outstanding from the jump and communicative throughout the process with solutions and a positive attitude. He got us the loan for our home and I was genuinely impressed with his expertise and the support and patience he showed my family. Extremely professional and correct in the process of loan servicing. Roberto is a rockstar !

Angie M

Roberto has the right skillset needed for the job. He was outstanding from the jump and communicative throughout the process with solutions and a positive attitude. He got us the loan for our home and I was genuinely impressed with his expertise and the support and patience he showed my family. Extremely professional and correct in the process of loan servicing. Roberto is a superstar.

angie m

Roberto is amazing!! I am so thankful to my realtor, Venny Rivera, that got me connected with Roberto and his team. This is my second home purchase and eveything worked out great. He was quick, kind, and patient to all my paragraph questions and concerns lol he made sure I understood every step of the process. Make Roberto your go to Lender now, believe me you will be in good hands! 🙌

Esme B

Absolutely would recommend using Roberto and his team. He made the entire process for getting our loan super smooth and easy, and kept is in the loop along the way leaving us without questions! Phenomenal team and service and will absolutely go to them again for future endeavors

Joshua P

We appreciate Roberto and all his team for helping us on this new chapter of being home owners. His team is the best. I’ll definitely recommend his team to family and friends 💯

Alejandra R

Very professional! Highly recommend

Jose F

We appreciate Roberto for all his help throughout the home purchasing process. It was a pleasure getting to work with him and his team. We are so excited for this new chapter of our lives.If we know of any friends of family looking to purchase or refinance we will recommend Roberto.

Cassie I

Gets the job done. helped with the whole process!

illest1

Trabaja excelente grasias lo recomiendo

Uriel A

It is been a pleasure working with Roberto , he helped me with all the steps to get my loan and closing approved.Thank you so much, I will definitely recommend him to my family and friends

Manuel G

I am so grateful I was connected with Roberto. He was beyond helpful. Him and his team made sure the process was smooth. This is my first home and I was so nervous, but everything went perfectly! I am so thankful for Roberto and his team.

vargasjulie28

I am so grateful I was connected with Roberto. He was beyond helpful. Him and his team made sure the process was smooth. This is my first home and I was so nervous, but everything went perfectly! I am so thankful for Roberto and his team.

Julieta V

I am so grateful I was connected with Roberto. He was beyond helpful. Him and his team made sure the process was smooth. This is my first home and I was so nervous, but everything went perfectly! I am so thankful for Roberto and his team.

Julieta Vargas R

Our agent Melissa Bedolla did an amazing job in helping us find our home. She was attentive and responsive. It was nice to have Roberto available when we had questions about our loan. Overall, we had a great experience!

Leslie R

Excellent!

gabriela m

Roberto is great! Being a first time home buyer, my partner and I had plenty of questions. He always answered our questions and gave us options for our decisions. Would recommend going to Roberto!

Jocelyn T

Awesome experience, helped our family out in every step, and made sure to answer, explain any questions we had!

Leilani T

Roberto is a very efficient person. He not only managed me to close on my home with 95% loan, he also helped me obtain down payment assistance funds from the government. And he managed to do all this super quick, in 3 weeks. He was always available on phone to answer my questions. I would highly recommend him.

Sugata B

Roberto is a very efficient person. He not only managed me to close on my home with 95% loan, he also helped me obtain down payment assistance funds from the government. And he managed to do all this super quick, in 3 weeks. He was always available on phone to answer my questions. I would highly recommend him.

Sugata B

Without a doubt made the whole process for me easy. Being young and not knowing anything about buying a house and what’s needed, Roberto had amazing communication and made sure I understood everything he was talking about. He truly put me at ease with everything and ensured everything would work out.

Rachel K

The best person to help you buying your house

Liliana B

Overall what amazing help!! Always grabbed the phone when called. Helped when need a lot questions? 10/10 recommended by a family friend and was best decision made smooth, and easy process all the way through!

Abraham p

Overall what amazing help!! Always grabbed the phone when called. Helped when need a lot questions? 10/10 recommended by a family friend and was best decision made smooth, and easy process all the way through!

bigboyabe10

Lo recomendamos 100% muchisimas gracias! Es muy rapido y eficiente y siempre esta atento a lo que se necesite! Gracias a ti y tu equipo!

Ashley M

The whole team at Preferred Rate was impressive, especially Bob B. and Roberto C. Their outstanding knowledge of the mortgage service industry helped us put a solid loan strategy in place and close, flawlessly. They definitely gave us an advantage in acquiring our ideal home!I highly recommend Bob B. and Roberto C.!

Ray Z

The whole experience was incredible, he had quite the knowledge and insight Made my home buying experience very easy and amazing..Will highly recommended.

Jose R

A very pleasant experience working w Roberto. 100% Recommended.

Orlando R

Very knowledgeable in his job, he provides me with all the information I need it and he will answer my emails, text and phone calls in a good time matter.

Araceli P

Very professional always able to answer any questions we had I will recommend him and will be able to contact him again if I need to.

Pablo C

Roberto and his team they are people that they take it to the next level they are very highly recommended … The best part of all he’s bilingual thank you Roberto and your team

Ed Ce B

Roberto Cuevas and his team are always on top of things! They were all so very patient and kind in answering all my questions and just making buying a home a beautiful experience. I felt no stress at all everything was so simple and smooth. 15/10 I recommend!

Ellie B

adapts to your needs.Thanks a lot

Julio Garcia C

Excellent! Clear information all the time!!

Nancy Olmeda F

I've previously worked with Robert in the past and can say he is always willing to go above and beyond for his customers. Thx again for all your help.

Edwin C

Hizo un buen trabajo gracias a el y su equipo tengo mi casa❤️

Deishmary Rodriguez P

Excelente work! Un servicio 5 ⭐️!!! Gracias

Yarili Duran R

Muchas gracias x todo. Muy rápido el proceso ??

Miriam H

Roberto went above and beyond to help me with my loan after I had a disastrous experience with my previous lender. He worked his magic and got my pre approval done in no time. Roberto made the process easy to understand. He was available to answer every question I had. I highly recommend Roberto the next time you’re looking for a home loan.

Jamie

I just want to say Thank You Roberto Cuevas for your enormous help, your patience and your dedication on helping me get my new house. It’s been a Week and I’m so grateful and I feel so blessed to have had the opportunity to work with you and your helpful team. Once again Thank You! ¡Muchas gracias Roberto Cuevas!

Cinthia M

I had the most wonderful experience working with Roberto Cuevas, he’s a great person and have been knowing him for a few years now and the result is always the same, he knows what he’s doing.

Roberto Zagal N

Robert and his team are efficient, communicative, and very professional. Robert kept me up to date throughout the loan process. He found the best loan terms

araceli c

Roberto is amazing, efficient and makes the whole process smooth. Always responds quick with any questions or concerns! Great guy!

Daedae27 M

First of all Roberto is the Mannn!!!He is very good at what he does. He makes things clear and takes time explaining. I would definitely recommend him to friends and family. Nice guy to work with.

Danny c

I recently worked with them on my loan, and I couldn’t be happier with the experience. From start to finish, everything was explained clearly and handled professionally. They made what could have been a stressful process feel easy and straightforward.The entire process was smooth, quick, and very well organized. Any questions I had were answered right away, and I always felt informed and supported.Amazing work all around — I truly appreciate the effort and dedication. I would absolutely recommend their services to anyone looking for a reliable and efficient loan experience. Definitely a 5-star experience!

Bryan P

TO WHOM IT MAY CONCERN, I WORKED WITH ROBERTO A FEW TIMES ALREADY, AND EVERY SINGLE TIME HE HAS ALWAYS BEEN AVAILABLE AND VERY UNDERSTANDING OF WHAT I WANT AND WHAT I NEED TO DO, AND WHAT IS BEST FOR ME, EITHER AM BUYING, REFINANCING, OR ANY OTHER THING THAT I NEED IT, I WILL DEFINATELY RECOMENDED TO ALL OF MY FRIENDS AND FAMILY AND EVERYONE ELSE WHO NEEDS A PROFESSIONAL ADVICE ON BUYING, SELLING, REFINANCING, LOAN, OR ANYTHING ELSE THAT YOU WANT TO SAVE SOME MONEY ON, ATT: ALEJANDRO ROSAS.

SMT P

Great person to work with, the team is there thru out the process answer all the questions immediately recommend to anyone!!!

Felipe D

Roberto was great, definitely the best in the business! Such a professional and dedicated Mortgage Advisor, thank you for everything Roberto, 5 stars is not enough of a rating, Roberto goes above and beyond 5 stars on the charts!! Lu and J. Jacob

Juan J

hello, to whom it may concern, just want to tell everyone out there that if you are in the hunt for a house, or looking to refinance the one you have, or buy your 2nd house, or get a loan on a low interest, this is the man to get a hold of. MR, Roberto Cuevas, he will get you the best of the best deal possible guarantee. best regards

Alejandro

Loan Programs

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DSCR Loans (Investment Loans)

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Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

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Conventional Loans

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A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

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Refinance Loan
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Supporting veterans and families with VA home loan options and resources.
VA Loans
USDA loan approval process for rural home financing.
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USDA Loans
FHA loan approval process with Preferred Rate for homebuyers.
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FHA Loans
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Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
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A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
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Home Renovation
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
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Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
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Construction Financing
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A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
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Medical Professional Loans
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First Responders | Nurses | Teacher Loans
Affordable community lending options for homebuyers.
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Community Lending
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
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A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Expanded Income Loans for Home Improvements.
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Expanded Income Loans
Loan options for international clients seeking financial solutions.
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Loans for Foreign Nationals
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
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Expanded Credit Loans
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Reverse Mortgages
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Seller PreLock Program
Preferred Rate Pathway DPA Program interior design.
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Pathway DPA Program
Rhyze HELOC
Secure lock program for home safety and security.
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Secure Lock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
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We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

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