Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Financial advisor Roland Chabolla providing expert mortgage and loan solutions at Preferred Rate.
Roland Chabolla, a trusted financial expert at Preferred Rate, offers personalized mortgage and loan services.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #407962

Roland Chabolla

Mortgage Advisor

Roland Chabolla is a seasoned loan officer with an impressive 14 years of experience in the financial industry. Born and raised in the vibrant city of Chicago, he spent his formative years immersing himself in athletics. His strong foundation in finance began to take shape a few years after his high school years at Plainfield High, where he graduated as part of the class of 2000.

After completing his education, Roland embarked on a fulfilling career in the financial sector, specializing in loan origination. Over the years, he has honed his skills and developed a keen understanding of the intricate dynamics of the lending landscape. Roland’s dedication to his profession is complemented by his commitment to family life. He is happily married and is the proud father of twin daughters.

Beyond his professional pursuits, Roland finds solace and joy in his personal hobbies. An avid chess player, he enjoys the strategic intricacies of the game, constantly challenging himself to improve. In addition to his strategic pursuits, Roland is also a talented guitarist, using his free time to create music and unwind through the rhythmic melodies of his instrument.

Roland’s journey from his roots in Chicago to his current role as a seasoned loan officer is a testament to his dedication, perseverance, and multifaceted interests. His ability to balance a successful career, a fulfilling family life, and personal passions makes him a well-rounded individual with a wealth of experiences to share.

Licensed in:

IL

Why work with me?

5.0/5 Rating

7 reviews

Real clients. Real results.

Roland went above and beyond to accommodate all of our needs and made himself available to us at anytime to answer any of our numerous questions. I will definitely refer him to anyone looking to buy or sell a house.

Patrick M

Roland was great. Always available to answer all of my questions, night and day. I feel he went above and beyond and couldn’t be happier with the outcome.

Brandon P

Roland was very flexible and always had time to answer his phone when I had a question.

Chad N

Amazing experience. Roland was there for us with any questions or concerns that we had and was there every step of the way. Amazing first time experience buying a home. Highly recommend!!!

Brandon S

Roland was always a call away if we had any questions.

Robert M

Great experience, very helpful. Made the process very easy and simple. Would definitely recommend!

Nicole S

It is with great pleasure that I recommend Roland Chabolla and his team at Preferred Rate. Throughout the process of purchasing our latest home, Roland demonstrated a level of expertise and commitment that far exceeds expectations. Due to our business life we would often reach out while traveling or later evenings not expecting a response, but Roland was or made himself available and provided timely responses. He was consistent and guided my wife and I with a calm assurance, and provided detailed insights that ensured that no question went unanswered. His professionalism and strong presence gave us total confidence in his handling of the mortgage process, making what could have been a stressful experience a smooth and seamless one. Roland and his team were an integral part of our success in securing our new home, and I wholeheartedly endorse him and Preferred Rate for anyone seeking a highly capable, responsive, and dedicated mortgage broker.

Edgar G

Loan Programs

Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

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Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Refinance Loan
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
FHA loan approval process with Preferred Rate for homebuyers.
Happy couple discussing FHA loan options at home.
FHA Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
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Construction Financing
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders | Nurses | Teacher Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
A smiling woman using a tablet near a window, representing accessible loan services for foreign nationals.
Loans for Foreign Nationals
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
Preferred Rate logo with financial graph and rate drop notification.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Loan Calculator

Estimate your monthly payment in seconds.

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

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