Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Woman smiling in bright home interior, promoting Preferred Rate services.
Ryann Lee White enjoying a moment at home, highlighting trusted financial solutions from Preferred Rate.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #1960216

Ryann Lee White

Mortgage Advisor

Ryann White is a Mortgage Loan Originator with PreferredRate. She began her mortgage career at Frankenmuth Credit Union as a mortgage closer and transitioned to Mortgage 1, Inc. in 2017. After several years in mortgage closing, she advanced to the role of Mortgage Loan Originator in March 2022. Ryann is a graduate of the Future Leaders Program and brings specialized expertise in MSHDA loans and working with first-time homebuyers.

In addition to her professional achievements, Ryann is an active member of the Grand Rapids chapter of the Women’s Council of Realtors. She also serves as Vice President on the PTO board at her children’s elementary school. In her spare time, she enjoys DIY projects and woodworking.

Licensed in:

AR, AZ. FL, GA, IL, IN, IA, KS, MI, MN, MO, NC, OH, OK, PA, TN, TX

Why work with me?

5.0/5 Rating

28 reviews

Real clients. Real results.

Ryaan was awesome! Went way above and beyond to get the home purchase process accomplished.. Would highly recommend her to people and already have!..

William B

I love Ryann. She was so sweet and patient and helped me with any and everything i needed

Dodlie B

Ryann is awesome! She made sure I hit my desired closing date, communicated well, and was supportive throughout the entire process. I would recommend her to anyone!

Paige R

Exceptional, personalized service with excellent communication.

Scott F

Omg Ryan helped me through a crazy refinance I am in a trailer park and they made everything difficult bc I didn’t use them and Ryan went to bat for me like my own Babe Ruth

Garret M

Ryann was amazing! I never felt like I was bugging her with the plethora of questions I constantly had. She was always very understanding, responsive, and a valuable resource in getting the exact home we were looking for!

Jacob A

Very nice. Very knowledgeable and will answer any question you may have. Typically responds very fast, typically within 30 mins during reasonable hours. She has tons of resources.

Orrin S

Amazing! Helped me with any questions or concerns that I had

Jordan J

Ryann was absolutely amazing during our whole process. Her communication and promptness were amazing, you really feel like she cares about you and getting everything done for you as quick and easily as possible.

Carly P

Ryann was great to work with throughout the entire home buying process.  She kept everything concise and organized to make it as easy as possible.  I would recommend Ryann with a 11/10 rating. 

Jake A

Ryann was super helpful and made this an easy process. She kept us up to date every step of the way.

Stephanie J

Ryann is the best loan officer around! She is incredibly knowledgeable, hard working, very kind, flexible, and overall a wonderful person to work with. I highly recommend working with her!

Tanner T

Ryann was an amazing person on helping me get all my documents in order.

Dawn B

We worked with Ryann directly and can’t say enough good things. She was easy to get in touch with, happy to help, knowledgeable in her role and went above and beyond many times to walk me through things I needed to provide them that I wasn’t sure on how to obtain or was getting to a dead end on.

Tori E

It was fast, efficient and easy work with.

William L

Ryann and Andy were fantastic in our home-buying process. They were timely answering questions and gathering our information in order to have a speedy, and painless, closing.

Emily H

Great experience easy app and good communication Thank you

Cynthia L

Ryann was amazing to work with! She was always quick to respond, super clear with every step, and made the whole loan process feel easy and stress-free. She kept me updated the entire time and went above and beyond to make sure everything stayed on track.I really appreciated her support throughout the home-buying process — I definitely recommend working with her!

Alfredo Romero H

Ryann White, Thank you so much for making the purchase of a home easy!You went above and beyond to help with every step of the purchase process and I appreciate all your effort.

Misty K

Ryann White made this process so easy and understandable. The website was also easy to use. Every question was answered and I was guided through the process of purchasing a home. Thank you so much for all of your hard work and extra effort 👌

Misty K

Ryann White made this process easy. I was guided through every step of the home buying process and I'm now a home owner! Thank you so much for all of your hard work 💜

Misty K

Ryann was a delight to work with. She made everything so easy to understand and the typical stressful process of getting approved for financing was instead such a breeze because of her. Her down to earth personality immediately made me feel comfortable working with her. I would recommend her to any of my family & friends and plan to do so going forward! Thank you so much for all of your help, Ryann!!! ❤️

MK N

It was a great experience, they were very helpful and really walked me through the process.

James

Highly recommend Chris Weih and his team. He’s been assisting me with this stuff for 2-3 years. He’s incredible! Fast and great with communication.

John L

Ryann was a tremendous help to me and the purchase of my new home. Very knowledgeable, kind, and friendly. I would use her again or refer her to others

Laura G

A very smooth, and easy process. Any questions, or concerns were answered swiftly, and with good clarity.

Jordan A

Loan Programs

Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

Featured

Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Refinance Loan
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
FHA loan approval process with Preferred Rate for homebuyers.
Happy couple discussing FHA loan options at home.
FHA Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
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Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
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Construction Financing
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders | Nurses | Teacher Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
A smiling woman using a tablet near a window, representing accessible loan services for foreign nationals.
Loans for Foreign Nationals
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
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Preferred Rate logo with financial graph and rate drop notification.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Loan Calculator

Estimate your monthly payment in seconds.

$400,000

$50k $2M+

Customize taxes, insurance & HOA

Not required (Down payment ≥ 20%)
Estimated Monthly Payment

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Principal & Interest Mortgge Loan
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Property Tax Estimated
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Home Insurance Estimated
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HOA & PMI Fees
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

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