Mortgage Advisor

Sally Thomas

Mortgage Advisor NMLS# 228618 Licensed in AZ, IL, IN, MO, WI

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(630) 269-2464 [email protected]

339 N. Milwaukee Ave.
Libertyville, IL 60048
Branch License Number #1963767

About Sally Thomas

Your mortgage is personal, and I understand that.

During the 30+ years that I've been in the mortgage business, I have gained the knowledge and expertise to help put my customers at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist my clients and ensure a smooth process from origination to closing.

My goal is to provide the best customer experience possible, and I welcome the opportunity to guide you through the home loan process and help you select the loan program that best suits your needs.

My core belief that the customer is the number one priority sets me apart from my competition, and my philosophy is to listen to each customer’s needs and respond to them efficiently and effectively. Communication is the key to building strong and lasting relationships with borrowers and business partners alike.

It would be my pleasure to help you with your home financing!

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Sally's clients have to say

Christine F

This was my first time buying a home, and I was super happy with my experience with Sally! Sally explained the whole process, answered questions along the way, responded to messages very quickly, and made the loan process feel as stress-free as possible. ... Read More

Sep 07, 2024

Joey B

Sally made our entire home buying process as easy as possible. She genuinely cared about us and answered every single question we could think of. I would recommend her to anyone looking to purchase a home! Wish I could give 6 stars. ... Read More

Sep 07, 2024

Chloe V

Wonderful to work with, goes in depth with any questions I had. Truly a pleasure!

Nov 14, 2023

Caitlin H

We are so thankful to be able to work with Sally! She’s helped us purchase two homes so far. Easy going, knowledgeable, and incredibly efficient. I would recommend to anyone!

Oct 18, 2023

yehia r

Sally was amazing to work with.

Jul 22, 2023

Cody H

Sally was great! She answered any questions I had. Was patient and helped me through this process Thank you for all your help!

Apr 10, 2023

Jennifer P

I'm extremely grateful to have been helped by Sally during my mortgage loan process. Incredibly helpful, knowledgeable, and quick. Sally made the process seem and feel effortless even though I know there's a tremendous amount of work that goes into everything. She's the absolute best. ... Read More

Jul 25, 2022

Cgrape 1

Sally Thomas was amazing with helping us refinance our mortgage. She was extremely helpful in answering all our questions promptly and she made us feel at ease during the entire process!

Jan 18, 2022

Christina G

Sally Thomas was amazing with helping us refinance our mortgage. She was extremely helpful in answering all our questions promptly and she made us feel at ease during the entire process!

Jan 18, 2022

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV