Mortgage Advisor

Sally Thomas

Mortgage Advisor NMLS# 228618 Licensed in AZ, IL, IN, MO, WI

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(630) 269-2464 sally.thomas@preferredrate.com

339 N. Milwaukee Ave.
Libertyville, IL 60048
Branch License Number #1963767

About Sally Thomas

Your mortgage is personal, and I understand that.

During the 30+ years that I've been in the mortgage business, I have gained the knowledge and expertise to help put my customers at ease throughout the mortgage process. My diverse experience in the mortgage industry allows me to better assist my clients and ensure a smooth process from origination to closing.

My goal is to provide the best customer experience possible, and I welcome the opportunity to guide you through the home loan process and help you select the loan program that best suits your needs.

My core belief that the customer is the number one priority sets me apart from my competition, and my philosophy is to listen to each customer’s needs and respond to them efficiently and effectively. Communication is the key to building strong and lasting relationships with borrowers and business partners alike.

It would be my pleasure to help you with your home financing!

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Sally's clients have to say

Danny C

Sally was great to work with. This was my second time working with her and she always had my best interest. She was on top of answering any questions I had through email and phone. She had made sure I got the lowest interest rate. And met all my needs. I would highly recommend Sally Thomas ... Read More

Mar 17, 2021

Peter W

Sally, is extremely prompt with her replies to email, phone calls and voicemails. Sally is tenacious in answering questions and clarifying information. Sally goes above and beyond outside normal working hours to reassure and support her customers. Sally also employs a personal touch to her relationships with customers which does not go unnoticed and builds a strong rapport and trust with her clients. Very professional and reliable, even minutes up until closing, Sally was supportive and driven to drive the lending process over the finish line. ... Read More

Jan 04, 2021

Monica B

Sally was phenomenal! She was with us every step of the way. Look no further!

Jan 03, 2021

Jacob L

Sally was incredibly helpful in our home buying experience. When my wife and I found started looking for a house we didn't expect to find the right one right away, but, when we did, Sally was able to get us pre-approved right away. She was great at explaining each step in the process, keeping us informed on the status of our loan and was prompt with correspondence. I highly recommend working with Sally Thomas. ... Read More

Dec 29, 2020

Rod R

Even through a sickness Sally was on it.

Dec 18, 2020

John M

There is only one word to describe Sally Thomas and that is Phenomenal! From day one when I was just testing the waters all the way to closing, she was on her game. Not only was she responsive, she was also able to clearly answer any questions that I had. Choosing Sally as my loan officer was the easiest and best choice that I made throughout this whole process. Her integrity, patience and professionalism are why I have recommended her to so very many people! Thank you for all that you have done and continue to do, Sally! ... Read More

Dec 17, 2020

James L

Sally was great to work with! She was very attentive to our questions and kept us looped in through the process!

Nov 18, 2020

Jose S

Great customer service, excelente.

Oct 21, 2020

Jose S

Great customer service , thank you so much.

Sep 23, 2020

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”