Regional Manager

Scott Pomerich

Regional Manager NMLS# 221779 Licensed in FL, IL, WI

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(847) 505-8580 (847) 625-5555 [email protected]

339 N. Milwaukee Ave.,
Libertyville, IL 60048
Branch License #1963767

About Scott Pomerich

Your mortgage is personal, and I understand that.

When making one of the largest and most important purchases of a lifetime, consulting an expert just makes sense. Whether you are looking to purchase your first home, refinance an existing house, or need help to consolidate some debt, The Provident Group offers the expertise you need to navigate the complicated world of financing.

We built our reputation with honesty and integrity. We provide independent, unbiased advice tailored to fit each client’s needs.

I recruit, train and mentor highly successful mortgage professionals who are focused on growing their business through repeat clients and outstanding relationships. Recognized as a successful leader, with a talent for selecting and motivating teams to meet and exceed production goals, my team members consistently rank in the top 10 percent of mortgage originators nationally.

I have more than 25 years of experience in the mortgage banking field, have personally closed more than a half billion dollars in loans and received multiple production awards. I have the expertise to work through loans for everyone from first-time home buyers, to seasoned home purchasers, to more complicated self-employed borrowers and real-estate investors. I am an expert in FHA/VA, Conventional and Jumbo financing.

I believe that each client needs to be assessed on an individual basis. My background in wealth management gives me the knowledge and expertise to assess my clients’ whole financial picture and ensure their financing suits their current situation and future plans.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Scott's clients have to say

Pete K

Scott and the team, especially Mary Ann were creative and dedicated to make our loan process work. A great and creative job was completed in a timely manner. Thanks to you all.

Oct 26, 2025

Ryan H

Scott and Preferred Rate did an excellent job with my mortgage. They were there for me every step of the way, and made the process easy.

Oct 15, 2025

Anthony D

Excellent support and service.  Entire team was flexible, explained the process, and worked closely with us to close our loan!

Mar 14, 2025

Pedro M

Scott made everything super easy and efficient, I would give his business more stars if that was an option. 

Mar 12, 2025

Jack M

I was very happy with the entire mortgage process. I went from initial offer to closing on our new home in just 30 days. Scott Pomerich and his team worked hard to keep me informed and carefully lead me through the process to make it a less stressful . ... Read More

Mar 02, 2025

Gerald K

Scott and his team are always very helpful. They will work with you to make sure you understand the process and that all details are covered. Great team.

Dec 03, 2024

Gerald K

We have worked with Scott several times now. He is very knowledgeable and always extremely helpful. Thank you, Scott!

Oct 30, 2024

Tammy Z

Excellent experience with the entire team.

Aug 08, 2023

Martha B

Scott and his team were excellent and worked with us on a tight timeline! Really appreciate their quick work and excellent communication, keeping us up to date at each step!

May 25, 2023

© 2025 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV