Your homeownership journey starts here
The mortgage process simplified.
Fast approvals, local experts, trusted results.


NMLS: #553543
Shawn Hartman
Sr. Mortgage Advisor
Phone number:
Email:
[email protected]Born and raised right here in Indiana, I bring a Midwestern work ethic and deep local roots to every client I serve. My journey in the financial world began at Ball State University, where I earned my Bachelor’s degree in Marketing with a minor in Finance—a foundation that has allowed me to navigate the complexities of the housing market for over 25 years.
From the Foundation Up
I didn’t just start in sales; I started in the field. In 1997, I began my career as a Residential Appraiser for First Union Home Equity Bank. Having personally appraised over 5,000 homes, I developed an “insider’s eye” for property value and structural integrity that most lenders simply don’t have. I know what makes a property a sound investment because I’ve been under the roof and in the crawlspaces.
Strategic Sales & Expert Support
In 2002, I transitioned to the sales side as an Account Executive with Decision One Mortgage. Since then, I have dedicated my professional life to being a resource for my clients, whether they are navigating the excitement of being a first-time homebuyer or the complexities of high-level investment properties.
Specialized Loan Knowledge
The mortgage landscape is always shifting, and I pride myself on staying ahead of the curve. Beyond traditional lending, I offer extensive expertise in specialized programs designed for unique financial situations, including:
DSCR Loans (Debt Service Coverage Ratio) for savvy investors.
No-Income Verification Loans for self-employed borrowers or those with non-traditional tax returns.
Custom Investment Strategies to help grow your real estate portfolio.
With a lifetime dedicated to the mortgage industry, my goal is to simplify the process and find the exact “right fit” for your financial future.
Let’s Get Started
Whether you’re looking for your first “home sweet home” or your next “high-yield rental,” I have the experience to get you to the closing table.
Licensed in:
IN
Contact info
Real clients. Real results.
Loan Programs
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.


We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Mortgage Loan Calculator
Estimate your monthly payment in seconds.
$400,000
Customize taxes, insurance & HOA
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Frequently asked questions
With short and easy to understand answers.
Couldn’t find your answer?
[email protected]How fast can I get pre-approved?
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
Couldn’t find your answer?
[email protected]Ready to take the next step?
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
- Competitive rates
- Expert support
- Easy process






































