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Stacy Anne Miller-Kuiper, featured on Preferred Rate, showcasing her professional and friendly demeanor.
Beautiful modern craftsman house with landscaped front yard and double garage.
A stunning modern craftsman-style house featuring a landscaped front yard, large windows, and a spacious double garage.

NMLS: #503826

Stacy Anne Miller-Kuiper

Regional Sales Manager

Awards

(2)

Certified Divorce Lending Professional (CDLP)

Past Treasurer, West Michigan Women’s Council of Realtors

Stacy Miller-Kuiper is a highly accomplished Regional Sales Manager with more than 25 years of experience in the mortgage and banking industry. A graduate of Central Michigan University with a degree in accounting, she began her career as a loan officer and built a strong foundation with nearly two decades in traditional banking before transitioning into the independent mortgage banking (IMB) sector.

Stacy is known for her transparent, educational approach to client communication. She takes pride in clearly outlining mortgage options and walking clients through the numbers in detail, ensuring they fully understand payments, costs, and long-term implications before making a decision. Her process is especially valuable to clients who want clarity, confidence, and a deeper understanding of why a particular loan product best suits their needs.

Clients consistently describe Stacy as patient, knowledgeable, and highly skilled at navigating lending guidelines. She is committed to making the mortgage experience as smooth and stress-free as possible, regardless of complexity.

Stacy finds particular joy in helping individuals achieve homeownership—especially those purchasing a home for the first time—and takes pride in being part of such a meaningful milestone. She also gains great satisfaction from assisting clients with refinancing strategies, including debt consolidation, where she can make a tangible impact on their financial well-being. At the core of her work is a genuine belief that homeownership is one of life’s most significant and rewarding accomplishments.

Outside of her professional life, Stacy is deeply family-oriented. She is married and a proud mother of six children, all of whom were actively involved in sports throughout their school years. As a family, they enjoy boating, golfing, and spending quality time together. Stacy is also an active fitness competitor and has earned three UFE World Champion titles, reflecting her discipline and commitment both personally and professionally. Locally, she is involved with the Ada Business Association and is passionate about supporting small and local businesses within her community.

Licensed in:

MI, IN, and FL

Specialties:

First-Time Homebuyers

Investment Property Loans

Second Home Loans

Construction Financing

Non-QM Financing

Lending Specialties

First-Time Homebuyers

Investment Property Loans

Second Home Loans

Construction Financing

Non-QM Financing

Stacy Anne Miller-Kuiper's
Awards and Recognition

Certified Divorce Lending Professional (CDLP)

Past Treasurer, West Michigan Women’s Council of Realtors

Why work with me?

5.0/5 Rating

10 reviews

2,000+

Families helped

Under 30 days

Average close time

25 years

Of experience

Real clients. Real results.

Incredible job thank you sooo much!!1

Charles R

Stacy and Christine were absolutely great to work with. This was the quickest closing I've ever had. It was great to have a status at each stage in the process and I've already recommended them to a few friends.

Sean Z

#swish!#allnet!#topnotch!#allyourrealestateneeds!

Calvin J

Stacy and Christine were a God send for me. I was going through a painful divorce and basically a stay at home mom without much concept of how to manage money. They were patient and kind in educating me on general budgeting and helping me with understanding and getting a home loan. They were quick to respond and reassure me, both personally and financially. It's hard to believe i could go from fully dependent without any confidence to managing homeownership and all that it entails....despite Stacey and Christine telling me I would all along the way! LOL. God truly blessed with setting me up here.

Carissa G

Process was quick and seamless. Great communication throughout.

Nadine L

Stacy and team did a great job

Gabe A

There is no one else that I would have picked to assist me with this process! I went through a lot to get my first investment property to the closing table. Thanks to Stacy’s Drive, Patience, & Communication we made it. I’ll continue to recommend her to my clients and service my loans as well.

Parker T

During one of the worst times of my life Stacy was a miracle worker. I would recommend her to everyone I know!

CHARLES R

Stacy Miller is wonderful—so warm and welcoming. I never felt like a stranger; she was incredibly helpful to me. She is a fantastic host—I am truly grateful—and a very loving person. Thank you!

Mahri G

Stacy and her team did an amazing job helping us with our new home! Very responsive, quick action and extremely helpful along the entire way!

Jacob K

Loan Programs

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1% Home Loan Program

Featured

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Conventional Loans

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A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

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Home Renovation
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A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
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Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
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Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
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Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
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Supporting veterans and families with VA home loan options and resources.
VA Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
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Construction Financing
FHA loan approval process with Preferred Rate for homebuyers.
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FHA Loans
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A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Affordable community lending options for homebuyers.
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Community Lending
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Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
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First Responders – Nurses – Teacher Loans
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A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
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Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
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USDA Loans
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Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
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A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

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Expanded Credit Loans
Expanded Income Loans for Home Improvements.
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Expanded Income Loans
Loan options for international clients seeking financial solutions.
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Loans for Foreign Nationals
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Medical Professional Loans
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Pathway DPA Program
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Secure Lock Program
Seller PreLock Program for homeowners to secure home sale options.
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Seller PreLock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
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We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Calculator

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

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