Stephanie Lutzen
Sr. Mortgage Advisor NMLS# 305070 Licensed in FL
1421 Pine Ridge Rd., Suite 220
Naples, FL 34109
Branch License #2094348
About Stephanie Lutzen
Your mortgage is personal, and I understand that.
Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you! Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!
See my reviews
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Stephanie's clients have to say
emilee s
Amazing communication
Nov 02, 2023
Joni O
Stephanie is awesome! She and her team treat you like family. She goes out of her way to try to help you get the loan. They are professional, friendly, knowledgeable, and so wonderful to work with. I have used them now for four mortgages, and will never use anyone else! ... Read More
Aug 13, 2023
Ashleigh_Taylor
Stephanie & her team went above and beyond to make the closing process for our first home smooth as can be. I 10/10 recommend her and her company. They made sure everything was turned in and to the T for us to close on time. Could not thank them enough!! ... Read More
Mar 02, 2023
Ashleigh_Taylor
Stephanie & her team went above and beyond to make the closing process for our first home smooth as can be. I 10/10 recommend her and her company. They made sure everything was turned in and to the T for us to close on time. Could not thank them enough!! ... Read More
Mar 02, 2023
Suleiman J
Mrs Roseline Jason . God I'll keep blessing you , I got my withdrawal yesterday. binary trader is still the very best platform I have experience myself,because they are very reliable and legit too, I invested $500 to earn $7,250.........everything was so easy than I thought,I kindly recommend Mrs Roseline Jason Her Email:[email protected] WhatsApp no:+1(813) 4925347 ... Read More
Nov 11, 2022
Susan Laurence C
Working with Stephanie and Kimberly was an amazing experience. Usually, working with lenders is a bit "uncomfortable" but Stephanie made us feel at ease. She was always quick to respond and very patient with us and our many questions. I recommend Stephanie and Kimberly without hesitation. ... Read More
Nov 08, 2022
Taylor Larissa C
Stephanie and her team made the process super easy. They were very helpful and helped us every step of the way. 10/10 recommend!!
Sep 20, 2022
Melinda F
Knowledgeable and always there to answer question.
Aug 23, 2022
Ricky R
Stephanie Lutzen and her Team are the detail-oriented, caring and experienced professionals you DESERVE to have on your side! They consistently go above and beyond to make sure their customers and Realtors come first and have an active advocate ensuring a smooth and successful mortgage experience. 🏡🔑⭐️⭐️⭐️⭐️⭐️ ... Read More
Jul 28, 2022
