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The mortgage process simplified.
Fast approvals, local experts, trusted results.


NMLS: #401979
Susan Marrs
Mortgage Advisor
Phone number:
With 30 years of experience as a Mortgage Loan Officer, I’ve had the privilege of helping individuals and families navigate one of the most important financial decisions of their lives—purchasing a home.
My approach is rooted in professionalism, knowledge, and genuine care for each person I serve. I believe every client deserves honest guidance, clear communication, and a mortgage experience tailored to their unique goals and circumstances.
Above all, I am grateful to God for the opportunity to serve others through my career. My success over the past 30 years is a reflection of my faith in Him, and I give Him all the glory for the blessings He has given me throughout my journey—both professionally and personally.
Whether you’re a first-time homebuyer, purchasing your next home, refinancing, or simply exploring your options, I’m here to listen, answer your questions, and help make the mortgage process as smooth, understandable, and stress-free as possible.
Outside of my career, family is one of the greatest blessings in my life. I am the proud mother of four children and grandmother to three wonderful grandchildren. I also enjoy traveling and making memories with the people I love. These experiences have taught me to appreciate the importance of family, relationships, and finding a place to call home.
It is truly my privilege to serve my clients, and I’m honored to be a part of their journey toward homeownership. My hope is that every client I work with feels valued, informed, and confident from the first conversation to the closing table.
Licensed in:
GA, OH, TX
Specialties:
Down Payment Assistance Programs
USDA Loans
VA Loans
FHA Loans
Conventional Loans
DSCR and Bank Statement Loans
Lending Specialties
Down Payment Assistance Programs
USDA Loans
VA Loans
FHA Loans
Conventional Loans
DSCR and Bank Statement Loans
Contact info
Why work with me?
21 Days
Average close time
30 years
Of experience
Real clients. Real results.
Loan Programs
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.


We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Mortgage Loan Calculator
Estimate your monthly payment in seconds.
$400,000
Customize taxes, insurance & HOA
$0
Frequently asked questions
With short and easy to understand answers.
Couldn’t find your answer?
info@preferredrate.comHow fast can I get pre-approved?
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
Couldn’t find your answer?
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Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
- Competitive rates
- Expert support
- Easy process






































