Your   homeownership journey starts here

The mortgage process simplified.
Fast approvals, local experts, trusted results.

Professional woman with glasses smiling, representing financial services.
Tanya Brown, a dedicated financial advisor at Preferred Rate, providing expert mortgage and loan solutions.
Businesswoman smiling, standing next to a chair, in a professional setting.
Tanya Brown, a confident professional woman, poses for a business photo representing success and approachability.

NMLS: #1843933

Tanya Brown

Sr. Mortgage Advisor

Awards

(8)

Top 18 Loan Officers, Preferred Rate (February 2026)

Rising Star Award, Preferred Rate (2025) for demonstrating ambition and a strong will to succeed. You're on a path to greatness.

KMBA Bronze Production Award (2024)

KMBA Bronze Production Award (2023)

Knoxville News Community Choice Award, Knox Stars Best Mortgage Lender (2023)

KMBA Silver Production Award (2022)

KMBA Bronze Production Award (2021)

KMBA Bronze Production Award (2020)

Tanya Brown is more than just a mortgage advisor—she’s a trusted guide, problem-solver, and local expert dedicated to helping families across Knoxville, Tennessee and East Tennessee find peace of mind through homeownership. As a Loan Officer with Preferred Rate, her mission is simple: serve people well, make the mortgage process feel clear and manageable, and be a steady, reliable resource every step of the way.

Tanya specializes in working with first-time homebuyers, VA loans, USDA 100% financing, THDA down payment assistance programs, and conventional low down payment options, helping clients understand exactly what’s possible—even if they’ve been told “not yet” in the past. Whether you’re buying your first home in Knoxville, upgrading to your next home, or exploring refinance options, she is committed to creating a personalized plan that fits your goals.

Rooted in her faith and fueled by a heart for service, Tanya approaches every client relationship with integrity, compassion, and intentional communication. She believes every buyer deserves to feel confident and informed—not overwhelmed—throughout the home loan process.

With years of experience as a Knoxville mortgage lender, Tanya has built a reputation for being dependable, detail-oriented, and fiercely dedicated to helping her clients win—whether that means getting pre-approved quickly, structuring a strong offer, or navigating complex scenarios with confidence. Her clients often describe her as responsive, patient, and someone who truly cares.

Tanya is known for making the mortgage pre-approval process simple, explaining options clearly, and staying connected long after closing. She doesn’t just close loans—she builds lifelong relationships and continues to support her clients with refinance opportunities, market updates, and long-term homeownership strategy.

A proud resident of Knoxville, TN, Tanya cherishes time with her family. She is a wife, a mom of two daughters, and a dog lover. Outside of work, she enjoys being active in her church, supporting her local community, and building meaningful relationships with the people she serves.

To Tanya, mortgage lending isn’t just a career—it’s a calling. It’s an opportunity to love people well, serve with purpose, and help families step confidently into the next chapter of their lives.

One of her favorite verses that guides her work and life is:
“Let all that you do be done in love.” – 1 Corinthians 16:4

Licensed in:

TN

Specialties:

First-Time Homebuyer Loans with Guidance and Support

THDA Down Payment Assistance Programs for Affordable Homeownership

DSCR Investment Property Loans for Real Estate Investors

Bank Statement Loans for Self-Employed Borrowers

USDA 100% Financing with No Down Payment

VA Home Loans for Veterans and Active Duty

Jumbo Loans for Higher-Priced Homes

Lending Specialties

First-Time Homebuyer Loans with Guidance and Support

THDA Down Payment Assistance Programs for Affordable Homeownership

DSCR Investment Property Loans for Real Estate Investors

Bank Statement Loans for Self-Employed Borrowers

USDA 100% Financing with No Down Payment

VA Home Loans for Veterans and Active Duty

Jumbo Loans for Higher-Priced Homes

Tanya Brown's
Awards and Recognition

Top 18 Loan Officers, Preferred Rate (February 2026)

Rising Star Award, Preferred Rate (2025) for demonstrating ambition and a strong will to succeed. You're on a path to greatness.

KMBA Bronze Production Award (2024)

KMBA Bronze Production Award (2023)

Knoxville News Community Choice Award, Knox Stars Best Mortgage Lender (2023)

KMBA Silver Production Award (2022)

KMBA Bronze Production Award (2021)

KMBA Bronze Production Award (2020)

Why work with me?

5.0/5 Rating

18 reviews

2,000+

Families helped

25 Days

Average close time

6.5 years

Of experience

Real clients. Real results.

Tanya was great throughout the loan process, she was always available to answer questions and was able to redo my down payment amount when we discovered the home needed a new roof.

Catherine W

Tanya Brown was extremely helpful and easy to get in touch with!

Karli A

We had a tremendous experience for our first home purchase. I would recommend Tanya to anyone looking to buy! Very professional and genuine. 

kevin w

Great to work with and very passionate about helping us get a loan. Would work with again. 

Caleb N

My situation was very difficult with the passing of my husband. Tanya went above and beyond not just to help me with the financial of buying a new home but would check on me from time to time just to see how I was doing and was I ok to proceed.

Kelly M

My experience was great. Tanya made the whole process easy.

Joey B

Working with Tanya as our mortgage lender was an outstanding experience from start to finish. She was incredibly knowledgeable, responsive, and always took the time to walk us through every question we had, no matter how small. Her pricing was very competitive, and everything was explained clearly and upfront, which made the entire process feel transparent and stress-free. Tanya stayed on top of every detail and kept things moving smoothly, which gave us a lot of confidence throughout the process. We would absolutely recommend working with her to anyone looking for a lender they can truly trust.

Joseph L

Tanya was very thorough and professional, as well as being very friendly. She's did a great job!

William C

One of the best experiences I have had while dealing the chaos of moving and crunching numbers. Tanya Brown has been nothing but helpful and willing to do what it takes to get the job done, no matter what. 

Josh K

We are so thankful for the great experience that we had with Preferred Rate and Tanya! They are so helpful!

Lucas G

Tanya is the absolute best! She communicated through the whole process and made sure I felt comfortable every step of the way. She’s very personable and overall a wonderful person to help you through any home buying process. Thank you so much Tanya!

Carissa W

Tanya was very helpful. Even to the point of calling us when we had concerns and helping us navigate things. She was excellent!

Micah L

It was a pleasure working with Tanya. She maintained clear and consistent communication from start to finish. Every step of the process was straightforward and completed right on schedule. I highly recommend her.

Jhon

Tanya and Melissa were very thorough walking us through everything and answering any questions we had. This was a great experience and very easy. We would use this company again for sure!

Christopher N

Tanya was terrific to work with and the entire process went smoothly.

Michael C

Tanya handled everything precisely and promptly. I would highly recommend her to anyone looking for a home loan.

Jesse G

Tanya helped me jump through many complicated loops to get to closing. Grateful!

Martha S

Tanya was wonderful to work with!! She made our entire selling our home and buying a new one a very easy process!!! I highly recommend her!!

Amy Z

Loan Programs

Spacious living room with comfortable seating, large windows, and stylish decor.
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)

Featured

Beautiful modern craftsman-style house with a landscaped front yard and garage.
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program

Featured

Man using smartphone at home, exploring conventional loan options.
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans

Featured

Comfortable living room featuring a fireplace, wall-mounted TV, and stylish decor for a welcoming ho.
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)

Featured

Refinance Loan
Child on Veteran's shoulders with American flag, symbolizing VA loan benefits.
Supporting veterans and families with VA home loan options and resources.
VA Loans
USDA loan approval process for rural home financing.
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
FHA loan approval process with Preferred Rate for homebuyers.
Happy couple discussing FHA loan options at home.
FHA Loans
Beautiful blue house with landscaped yard, ideal for low down payment mortgage options.
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Beautiful house exterior with porch, windows, and landscaped yard.
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Happy couple working on home renovation inside a room with construction tools.
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
Luxury home with a spacious driveway and well-maintained landscaping for jumbo loan financing.
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Man using a laptop on a bean bag chair, promoting flexible bank statement loans.
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Construction financing solutions for building your dream home or project. Expert guidance for seamle.
Two workers in safety helmets working on a construction site, focusing on woodwork and project progress.
Construction Financing
Beautiful manufactured home with a welcoming porch and landscaped yard.
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Colorful Victorian-style condominiums with detailed architecture and lush greenery.
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
Healthcare professional loan options for doctors and medical staff. Secure funding to grow your medi.
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Nurse smiling with tablet, promoting first responder loan programs.
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders | Nurses | Teacher Loans
Affordable community lending options for homebuyers.
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Buydown mortgage rates with temporary payment reductions.
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Modern two-story house with garage, ideal for bridge loan financing.
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Expanded Income Loans for Home Improvements.
Modern house with landscaped yard and garden.
Expanded Income Loans
Loan options for international clients seeking financial solutions.
A smiling woman using a tablet near a window, representing accessible loan services for foreign nationals.
Loans for Foreign Nationals
Home loan options for quick approval and competitive rates.
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
Expanded Credit Loans living room with modern furniture and cozy decor.
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
Seller PreLock Program for homeowners to secure home sale options.
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Preferred Rate Pathway DPA Program interior design.
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Rhyze HELOC
Secure lock program for home safety and security.
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program

Refinance With Purpose

Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.

Consolidate Debt

Simplify what you owe. Use your home’s equity to combine high-interest debt into one  payment.

Lower Payments

Improve monthly cash flow. Even a small rate adjustment can create  savings over time.

Get Cash Out

Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.

Change to Fixed Rate

Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.

Refinance VA Loan

Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.

Home loan approval process with competitive rates at Preferred Rate. Secure your mortgage today with.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
Preferred Rate logo with financial graph and rate drop notification.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Loan Calculator

Estimate your monthly payment in seconds.

$400,000

$50k $2M+

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Not required (Down payment ≥ 20%)
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Principal & Interest Mortgge Loan
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Property Tax Estimated
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Home Insurance Estimated
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HOA & PMI Fees
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

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