Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make – let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!
What a wonderful team of people! There’s truly no other company better than you. The high level of professionalism shown by Tatiana and Marina always makes us feel supported, confident, and at ease. Thank you so much for always being there to help with any questions. We truly appreciate everything you do! Warm regards, Irina/ Bakhyt
Bakhyt A
Great team! Wonderful people! There’s no company better than yours! The high professionalism of Tatiana and Marina makes us feel confident and at ease. Thank you so much for always helping us with any questions—we truly appreciate your support!Irina
Irina A
Tanya Lagunov and her team are the best! This is the third time we have made our purchases and refinancing with them and we are just happy! Thank you very much for your work!
Bakhyt A
Everything went really smooth considering all the moving pieces and a strict Hoa. Special thanks to Marina, Sveta, and Tanya for walking me through the process and helping me tie off loose ends. They were very professional and patient from start to finish and took a lot of leg work off of my plate.
Anthony R
Our experience with Tanya’s team was nothing but great during our process of buying a home. Marina and Sveda went above and beyond in helping us with anything we needed. The process of buying our first home was easy and less stressful because of these ladies. Can’t imagine working with anyone else. Thank you!
Anjel L
When you are trying to obtain a mortgage, refinance or anything else of that nature, you are forced to deal with stress, anxiety and with being very, very uncomfortable with your marginal at best knowledge of the entire process.Tanya Lagunov and her team, (if you were smart enough to let them do the heavy lifting while helping you),are your Guardian Angels, making that process painless, simple and easy.First time for me, working with them but now, I just can not imagine putting my trust in anyone else.Best experience ever!
absent50
Tanya, Marina, and Sveta were the best help I could have hoped for, and then some! They were extremely kind, patient, generous, and welcoming. They not only got me an unbeatable rate, but did so with about the best customer service you could hope for. You are doing yourself a disservice if you go anywhere else!
Fred E
Tanya, Marina, and Sveta were the best help I could have hoped for, and then some! They were extremely kind, patient, generous, and welcoming. They not only got me an unbeatable rate, but did so with about the best customer service you could hope for. You are doing yourself a disservice if you go anywhere else!
Fred But N
Tanya and Marina always went above and beyond to walk me through the condo buying experience! Thank you so very much!!
Mindy O
Tanya, Sveta and Marina did an amazing job. They helped us see around multiple corners and anticipated so many things that we never would have known about. They made sure to get us a good rate and helped us close on an aggressive timeline. Couldn't recommend them more!
Yasmin
Tanya and her team are absolutely Fantastic to work with. They are diligent, responsive and they accomplish tasks that often considered impossible by other agencies!! Job well done!I am so grateful for the service you provided!
Soheila
Хотел бы написать очень хорошие слова о Татьяне Лагуновой и ее команде, с которой мне посчастливилось поработать и конечно я доволен ее помощью в получений ипотеки и покупки дома. Очень рекомендую всем.
Kairat G
Perfect service, extremely helpful. I don't think I could have done int on my own.
Alan N
The folks in this office are some of the most responsive, hard working, and effective individuals. I can’t imagine working with any other team.
Joey M
Great team! Wonderful people! No any other company bette than you! Very high professionalism of Tatiana and Marina makes us feel good and quiet! Thank you so much for always your help with any questions.
Fencing Center of C
I've had great experience with Tanya for the second time.Because of her and her team, I've got a lower rate than the market is right now.Their professionalism and knowledge had met all my needs (and I've learned a lot of stuff for myself) and for that I'm grateful.So yes, from my experience ,I recommend 100% to work with Tanya, because that's what I will do for my next purchase.
lucianmunteanu766@gm
Tanya and her team are absolutely the best in this field! They are real professionals and will go the extra mile for you. They made the whole process super easy and supported me through everything. I would absolutely recommend them to my family and friends!
Liudmyla S
We had a fantastic experience with Preferred Rate. Extremely knowledgeable, attentive, and supportive. We couldn't have asked for a better experience and can not recommend Preferred Rate highly enough!
Vanessa S
Tanya and her team were very attentive and helped me to get the deal I am comfortable with.
Albina N
Clear and straight forward
Vitaly B
Tanya and her team helped us out tremendously with the closing of our condo. We were under a time crunch and this team not only got us to closing, but two weeks sooner than we expected. Quick, detailed, and knowledgeable in how they directed us the whole time. Thank you very much!
Adrienne K
I was referred to Tanya for refi. She truly has a great team and they were very prompt in responding! Much appreciated.
Rosa B
Tanya has an excellent team. True definition of team work!! Very prompt in responding and assisting. I am so greatful to have been referred to her!
Ana Rosa B
Just awesome from beginning to end. Marina and Tanya were friendly, helpful and patient with me. Got me qualified and helped me close on the home I wanted.
Paul C
Team of professionals that are with you every step of the way. They are always available to answer any questions you may have.Tanya, Marina and Sveta made us very confident and comfortable, in usually stressful process of purchasing our house.Will recommend them to everyone and looking forward to working with them again.
Nalsa V
I felt like I was in the best of hands. No question I had was stupid. Follow-up was friendly and timely. The warmth and personalized support, advocacy and expertise were more than I could’ve hoped for. Email and phone reminders/updates kept me connected to the process when other things in life had me looking other directions. I really am grateful and will highly recommend you to others in the future. I’d give 6 stars if I could.
Heidi G
Such an amazing experience w/ Tanya + her team! I was a first time home buyer and she made the whole process make sense (and way less 'scary' for me!). They are super clear, super fast and super helpful.
Paige P
Tanya and Marina were fantastic! There were always quick to respond and patient with us as first time home buyers. They also offered us a great rate! We will recommend them to all our friends and absolutely be working with them again!
Grace J
Tanya and her team make this a personal experience. They are detail oriented, care about their customer and insightful! Thank you!!
Beth P
Tanya is great. She provided us all necessary information. She followed up to make sure we understood every number on closing documents. Tanya responded right away when we had questions. I highly recommend Tanya to everyone.
Elina K
We had a great experience working with Tanya and her professional team.Thank you for helping us to buy our new 🏡 home.Highly recommended!
sana
It was a pleasure to work with Tanya!She and her team helped me out so much with all my needs.Thank you so much...
Tudor T
Tanya and her team are great! They’re on top of everything and accessible all the time. Highly recommend them.
m m
Great professionalism, great job and great people!!!Thank you so much Tanya and your staff for helping us buy a new house !!!
Fencing Center of C
Tanya and team helped with us with all our needs, and I highly recommend working with them.
Micah F
Tanya is a superb broker! She goes out of her way to make sure everything is running smoothly and goes well beyond her responsibilities to ensure her clients are taken care of. She was always available to speak with us. Her team is extremely buttoned up and on top of everything I cannot recommend her enough as it was a true pleasure to work with Tanya!
Marcy F
Very knowledgeable, excellent service, great experience!
Misha S
Tanya was very easy to work with, prompt with respond, kind, and most importantly very knowledgeable!!!I am grateful her for all she have done for me!Tanya, thank you!!!
gary s
Tanya and her team are amazing to work with. This was our second home we purchased through them and treat us like new customers with answering all questions in a timely matter. When closing was coming up, they worked OT to ensure all documents were in order and for a smooth closing.
U10 G
Very professional service, great attitude, excellent experience, highly recommend. Was pleasure dealing with Tatýana and her team!Thank you, you’re the best!
Victoria R
Great solid team. Very responsible. In touch 24/7, ready to answer absolutely any, even stupid, question. They have a lot of patience. The work was done quickly, efficiently and on time. Always polite and very respectful. Our family was 110% satisfied with the service. We will recommend this friendly and wonderful team to all our friends.
Olga R
Working with Tanya, Marina, and Sveta was an amazing experience. They were very responsive, professional and fun to work with! Highly recommend and would repeat!
Sam E
these guys are really helping to go through the process... for 24/7!!!I would recommend them for my friends!and, if I ever need to do something related to mortgages etc ... I know where t ogo!
Slava P
I had such a great experience working with Tanya and her team. They were able to refinance my loans in less than 3 weeks. They made this very complicated process easy for me and I was amazed to see how quickly they got them approved and financed. They helped me to save a lot of money.I worked with many lenders but Tanya is the best mortgage broker I have ever worked with.
Gene A
The entire Preferred Rate team was great and facilitated a seamless, efficient, and stress-free loan process. The team was responsive, communicative, and thorough. I would highly recommend working with Tanya, Marina, and Sveta!
Casey B
great team thank you for working quickly qualitatively without any problems I will recommend to everyone !!!! thank you !
Marian L
Knowledgeable, helpful, on point, true professional. Pure pleasure to work with
Alex B
Tanya is absolutely an angel! She was so thoughtful and kind to my fiancé and I, even when we were constantly calling, texting, and emailing questions all the time. She was so patient with us as this was our first time buying a home. She helped every step of the way in so many ways. Her team were just as pleasant. I’m so happy with our experience and Tanya and her team is there to help at any time or day. So thankful for them in helping us finance our first home!!
Alexandra H
Tanya and her entire team were amazing! Extremely knowledgeable, answered every question I had and were quick to respond. My refinance was a breeze from start to finish. I cannot recommend her enough!
Stephanie B
very professional staying on top of all steps throughout the process
Yuriy P
Tanya and her staff Marina and Sveta are simply the best! They help you in every way and can calm the nerves when it gets stressful. I’ve been using them for 30 years and consider them friends.
Nancy C
It is my appreciation and sincere thanks to Tanya Lagunov and her team at Preferred Rate! The process is highly efficient and at a same time you are walked thru ALL stages of mortgage process, being there to answer any follow-ups and questions as well. I highly recommend Tanya's Lagunov Preferred Rate team for your loan, mortgage financing needs.
Anna D
Loan Programs
A stunning craftsman-style home featuring a welcoming porch, modern design, and the 1% Home Loan Program.
1% Home Loan Program
Featured
Man reviewing mortgage options on his phone in a cozy living room setting.
Conventional Loans
Featured
A welcoming living room with a fireplace, wall-mounted TV, and elegant decor, ideal for relaxing and entertaining in a cozy home setting.
Down Payment Assistance (DPA)
Featured
A smiling couple during a home renovation project, standing on stairs with construction supplies around them.
Home Renovation
A charming two-story house featuring a spacious front porch, large windows, and a well-maintained lawn, ideal for HELOC loan considerations.
HELOC Loans
Explore jumbo loan options for financing high-value homes like this beautiful property.
Jumbo Loans
Charming blue home surrounded by lush greenery, perfect for those seeking low down payment loan solutions.
Low Down Payment Loans
Learn how temporary buydowns can lower your mortgage payments during the initial years of homeownership.
Temporary Buydowns
Supporting veterans and families with VA home loan options and resources.
VA Loans
Two workers in safety helmets working on a construction site, focusing on woodwork and project progress.
Construction Financing
Happy couple discussing FHA loan options at home.
FHA Loans
A contemporary two-story home with a spacious garage, perfect for real estate bridge loans and investment opportunities.
Bridge Loans
Aerial view of a new residential property in a friendly neighborhood.
Community Lending
Beautiful Victorian-style condominiums with intricate details and vibrant colors, perfect for condominium loan options.
Condominium Loans
A nurse smiling while holding a tablet, highlighting loan options for first responders, teachers, and nurses.
First Responders – Nurses – Teacher Loans
A charming manufactured home featuring a spacious porch and lush landscaping, ideal for comfortable living.
Manufactured Home Loans
Elderly couple discussing reverse mortgage benefits using a laptop at home.
Reverse Mortgages
A couple stands outside a new house, symbolizing rural homeownership with USDA loans.
USDA Loans
Comfortable man working on a laptop at home, highlighting flexible bank statement loan options for homebuyers.
Bank Statement Loans
Simplify your home buying process with Preferred Rate's SmartBuy program.
Click n’ Close SmartBuy National DPA
A bright, inviting living room featuring a blue sofa, wooden chairs, and a fireplace with logs, perfect for relaxing or entertaining.
DSCR Loans (Investment Loans)
Featured
Comfortable living room featuring yellow armchairs, a fireplace, and a flat-screen TV, ideal for home improvement financing options.
Expanded Credit Loans
Modern house with landscaped yard and garden.
Expanded Income Loans
A smiling woman using a tablet near a window, representing accessible loan services for foreign nationals.
Loans for Foreign Nationals
Image of a smiling doctor holding a clipboard in a medical office setting. Perfect for promoting medical professional loan services.
Medical Professional Loans
Spacious living room with contemporary furniture and a sleek kitchen setup.
Pathway DPA Program
Beautiful blue house featuring a secure lock program for enhanced home safety.
Secure Lock Program
A woman reviews her home sale options on a tablet in a bright, modern kitchen, highlighting the Seller PreLock Program benefits.
Seller PreLock Program
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.
Beautiful suburban house at sunset, showcasing a cozy home with a well-maintained lawn and welcoming entrance.
A logo for Preferred Rate featuring a financial graph and a notification about interest rate drops.
We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
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How fast can I get pre-approved?
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
A contemporary living space with a gray sofa, decorative pillows, hanging pendant lights, and lush green plants, creating a comfortable and stylish en.