Your homeownership journey starts here
The mortgage process simplified.
Fast approvals, local experts, trusted results.


NMLS: #393468
Tim Arrowood
Originating Branch Manager
Phone number:
Email:
[email protected]Buying a home can be stressful. The lending process shouldn’t be.
With more than 16 years in the mortgage industry, Tim Arrowood has helped more than a thousand of homebuyers navigate the financing process with confidence. His approach is simple: listen first, educate clients on their options, and provide proactive communication every step of the way.
Tim and his team are known for handling even the most complex lending scenarios. As he likes to say, “If we can do the hard ones, we can definitely do the easy ones.” Clients can expect competitive rates, reliable closings, and a smooth, well-communicated process.
That commitment to service has earned Tim 245 five-star Google reviews and long-lasting relationships with clients and referral partners alike.
Outside of work, Tim enjoys traveling, staying active in his church community, and cheering on his adult children as they pursue their personal and professional goals.
Licensed in:
TN, VA, NC, SC, GA and KY
Specialties:
VA Loans
One-Time Close Construction Loans
Manufactured Home Financing
DSCR Investment Property Loans
First-Time Homebuyer Loans
Bank Statement Loans
Lending Specialties
VA Loans
One-Time Close Construction Loans
Manufactured Home Financing
DSCR Investment Property Loans
First-Time Homebuyer Loans
Bank Statement Loans
Contact info
Why work with me?
5.0/5 Rating
238 reviews
1,000+
Families helped
30 Days
Average close time
16 years
Of experience
Real clients. Real results.
Loan Programs
Refinance With Purpose
Every refinance starts with a goal. Whether you want to lower your payment, shorten your term, or access equity, we’ll build a strategy around
what matters most to you.
Consolidate Debt
Simplify what you owe. Use your home’s equity to combine high-interest debt into one payment.
Lower Payments
Improve monthly cash flow. Even a small rate adjustment can create savings over time.
Get Cash Out
Access equity with intention. Turn your home’s value into funds for renovations, education, retirement, or financial goals.
Change to Fixed Rate
Stabilize your payment. Move from a variable rate to predictable payments built for long-term planning.
Refinance VA Loan
Use a VA refinance program to improve your terms, access cash, or reduce your monthly payment.
Discover your home’s value instantly.
Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property and mortgage loan.


We'll watch the market for you
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
Mortgage Loan Calculator
Estimate your monthly payment in seconds.
$400,000
Customize taxes, insurance & HOA
$0
Frequently asked questions
With short and easy to understand answers.
Couldn’t find your answer?
[email protected]How fast can I get pre-approved?
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How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
Couldn’t find your answer?
[email protected]Ready to take the next step?
Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.
- Competitive rates
- Expert support
- Easy process






































