Willie C. Smith Jr.
Branch Manager NMLS# 205317 Licensed in FL, GA and VA
4720 Salisbury Rd., Office 246
Jacksonville, FL 32256
Branch License #2430847
About Willie C. Smith Jr.
Your mortgage is personal, and I understand that.
Who I Am:
I am a husband and father to 3 wonderful kids ( 3 sons ). My family and I enjoy travel, movie night, cooking, and just spending time with each other. I coach High School Football and AAU Track.
On the business side of things:
I work as a VA Home Loan Specialist with Hamilton Home Loans. My focus is helping families realize their dream of homeownership and helping clients build wealth through the acquisition of real estate. I also partner with real estate agents that have similar goals and work ethics.
Real Estate Industry Experience:
I have been in the real estate industry for over 20 years. My knowledge base was groomed while I spent time at Bank Of America, Countrywide Home Loans, and SunTrust Mortgage. I was blessed to work at these great companies and still employ several of their best practices in my current day-to-day activities.
Whom I Help:
I help people who work in the real estate industry. I do so by providing real estate agents with proven to-work marketing strategies that help grow their businesses. I help consumers by offering options and quality lending advice. My passion is helping military families take advantage of their VA home loan benefits.
How I Help:
I show real estate agents how we can partner to creatively market and focus our time on results-orientated activities while maintaining freedom and quality of life. I help clients by providing honest, expert advice in a very simple and direct manner. My team is focused on making the lending process both informative and rewarding.
If you have any further questions regarding my services feel free to contact me @
757.438.9496 ( Virginia ) or 904.337.3678 ( Florida )
You can also email me at [email protected]
My office hours are 9-5 eastern, Monday-Friday.
Specialties: VA Mortgage Loans, FHA Mortgage Loans, FHA 203k Loans, Reverse Mortgages, Vacation Home Loans, Credit Counseling

We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans