A Smarter, Smoother Path to Homeownership

Real estate agents Nicole & Darius offering preapproval services for homebuyers.
Nicole & Darius from Preferred Rate assist clients with mortgage preapproval, making home buying easier and faster.
Professional portrait of Nicole Lambros, mortgage and finance expert at Preferred Rate.
Nicole Lambros, a dedicated finance professional, specializes in mortgage solutions at Preferred Rate.

NMLS: #174206

Nicole Lambros

Branch Manager

Portrait of Darius Old, professional business leader at Preferred Rate.
Darius Old, a key figure at Preferred Rate, exemplifies leadership and expertise in financial services.

Darius Young

Real Estate Agent at eXp Realty
(630) 330-1971

Your Trusted Homebuying Team

Nicole Lambros | Darius Young

Buying a home is easier when you have the right team behind you.

Realtor Darius Young with eXp Realty partners with top-producing loan officer Nicole Lambros of Preferred Rate to give buyers a seamless path to homeownership.

Darius helps clients navigate the Chicagoland market with strategic guidance and personalized service, while Nicole—an industry-recognized mortgage expert with decades of experience—delivers competitive financing solutions and fast, reliable closings.

From the first showing to the final signature, their partnership ensures buyers have expert guidance every step of the way.

5.0

5665 Reviews

5.0

1984 Reviews

4.9

4787 Reviews

House with white siding, black roof, and attached garage.
Beautiful suburban home with a manicured lawn and contemporary design.

Your Pathway To Affordable Homeownership

Our Flexible Home Buyer Solutions Fit Many Scenarios

  • Down Payment Assistance Allowing You to Buy With No Down Payment
  • Below Market Rate Incentives Can Save You Thousands Per Year on Payments
  • No-Fee Refinance for First Five Years After Close
  • FHA, VA, Conventional, USDA, and Portfolio Loan Options
  • No Hard Inquiry Required for Preapproval
“We can’t say enough great things about this team. They were always accessible, professional and diligent. They went above and beyond for our purchase. We always felt they had our best interests at heart and were always there for questions, explanations and reassurance. There isn’t a scale high enough for them. We will absolutely use them for future endeavors. ”

Rick & Spencer Nash

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Happy family bonding moment in a cozy living room, emphasizing warmth and togetherness.

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Beautiful modern two-story house with white and gray siding, large windows, and a spacious driveway.
Elegant two-story home featuring contemporary design, large windows, and a well-maintained lawn.

DO BUSINESS WITH SOMEONE YOU CAN TRUST!