Branch Manager

Ricardo Jose Diaz

Branch Manager NMLS# 325871 Licensed in FL

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(321) 228-2608 (407) 369-4658 [email protected]

1421 Pine Ridge Rd., Suite 220
Naples, FL 34109
Branch License #2094348

About Ricardo Jose Diaz

Your mortgage is personal, and I understand that.

Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you! Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Ricardo's clients have to say

Micheline G

Great job the teams working good very well

May 11, 2024

Hernan P

Working with Ricardo was an absolute delight! Right from our initial email exchange, he showcased exceptional responsiveness. Whenever I had a question, his lightning-fast replies put my mind at ease. His commitment to returning my calls within 24 hours, coupled with his unwavering patience in guiding us through the lending process, made our experience truly outstanding. We can’t recommend his services enough – Ricardo is a true lending superstar! ... Read More

Oct 18, 2023

Hernan P

Working with Ricardo was an absolute delight! Right from our initial email exchange, he showcased exceptional responsiveness. Whenever I had a question, his lightning-fast replies put my mind at ease. His commitment to returning my calls within 24 hours, coupled with his unwavering patience in guiding us through the lending process, made our experience truly outstanding. We can’t recommend his services enough – Ricardo is a true lending superstar! ... Read More

Oct 18, 2023

Lisandra

It was a pleasure to work with Ricardo. He did everything in his hands to help me get my house deal closed. I didn't have any issues with him, was very responsive, even after hours. I would recommend him to anyone looking to purchase a home. ... Read More

Sep 21, 2023

Lisandra

It was a pleasure to work with Ricardo. He did everything in his hands to help me get my house deal closed. I didn't have any issues with him, was very responsive, even after hours. I would recommend him to anyone looking to purchase a home. ... Read More

Sep 21, 2023

Amy R

Professional/Gentle/Patient/kind, tremendous person I recommend 100%

Aug 06, 2022

Miguel G

Professional/Gentle/Patient/kind, tremendous person I recommend 100%

Aug 06, 2022

Carlos Valbuena A

Súper excelente fue una grata experiencia es el mejor

Jul 27, 2022

Carlos

"Mr Diaz is very prompt to respond to questions and issues." I have a rental portfolio that various lender don't have the right package for me or none at all. Hamilton home loan with the assistance of Mr Ricardo Diaz put something together . He listened to me , and based on my needs, possibilities, and my situation, he structured the most efficient and effective funding option for me . ... Read More

Mar 21, 2021