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Reverse Mortgages

Owning a home and leveraging the equity they’ve built can help make the retirement years less stressful for your clients, while providing them and their heirs with peace of mind.

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Senior couple exploring reverse mortgage options on laptop.
Elderly couple discussing reverse mortgage benefits using a laptop at home.

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Trusted financial services logo for competitive loan and mortgage rates.

Top military lender

NMP

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The Preferred Rate logo displayed on a financial services platform emphasizing competitive mortgage and loan options.
Preferred Rate logo on a professional financial website.
Trusted financial services logo for competitive loan and mortgage rates.

Top mortgage lender

Scotsman guide

Preferred Rate logo on a professional financial website.
The Preferred Rate logo displayed on a financial services platform emphasizing competitive mortgage and loan options.
Preferred Rate logo on a professional financial website.
Trusted financial services logo for competitive loan and mortgage rates.

5-Star Lender

MPA

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The Preferred Rate logo displayed on a financial services platform emphasizing competitive mortgage and loan options.

TOP LENDER

CALHFA

TOP EMPLOYER

DIVERSITY JOBS

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Trusted mortgage services by Preferred Rate for competitive rates and expert guidance.

TOP 100 MORTGAGE COMPANIES

MORTGAGE EXECUTIVE

5-STAR LENDER

Mortgage Professional America

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The Preferred Rate logo showcases a professional financial services brand specializing in mortgage and loan solutions.

TOP 250 LATINO MORTGAGE ORIGINATORS

NAHREP

MOST LOVED MORTGAGE EMPLOYERS

NMP

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TOP MORTGAGE LENDER

Scotsman Guide

TOP MILITARY LENDER

NMP

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Trusted mortgage and financial services provider logo for optimal home loan solutions.

TOP 15 VA LENDER

Scotsman Guide

Product highlights

  • Available for homeowners age 62 or older
  • May be used for purchase or refinance
  • Primary residence required
  • Borrower retains home ownership
  • Borrower is not forced to leave the home
  • Multiple options for cash out
  • Does not impact Social Security or Medicare benefits
Borrower advantages
  • Use for up-sizing or downsizing current home with access to equity
  • Buy a property closer to family or pay off existing mortgage and debts
  • Creates another source of income
  • Financial planning tools available to assist in long range planning
  • Use Reverse Mortgage 2nd to pay off debt, build generational wealth and more
Realtor advantages
  • Use with purchase to allow older buyers to access their equity
  • Expands accessibility to properties for seniors
Preferred Rate helps first-time homebuyers with easy mortgage options.
Jessica Thompson shares her positive experience with Preferred Rate for her first home purchase.

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Happy couple working on home renovation inside a room with construction tools.
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