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Great experience again with Derrick Foster

Derrick was very helpful throughout the loan process. I was able to call him anytime, he answered all of my questions and made it easy to understand. I would certainly recommend!

Derrick was so good with getting us approved and keeping us updated the whole time! I was very impressed! His wife even made us a cute home sign. I highly recommend using Derrick at Preferred Rate

Great guy to work with. Very hardworking and flexible willing to go above and beyond to get you to closing.

Derek Foster did an FHA for us, we had a very challenging situation with my wife on disability and me on Social Security and a high debt to income ratio and he made it happen if Derek says he can do it hitman's team will work very hard and you will walk away with a home loan

We had a very challenging FHA loan my wife is on disability and I'm on Social Security are debt to income ratio was very high but Derek work very hard and made our Dream Come True

Excellent experience from start to finish. Derrick made the experience simple and easy to understand.

Derrick was a pleasure to work with. Response, prompt and thorough. Would recommend.

We recently closed on our home and while the overall experience had its fair share of frustrations, I want to take a moment to recognize and genuinely thank Derrick for his professionalism, patience, and support throughout.He was responsive, knowledgeable, and truly went the extra mile to keep things moving and communicate clearly, even when other aspects of the process felt unnecessarily difficult. I deeply appreciated his steady presence and the way he advocated on our behalf.This five-star rating is for him alone—he deserves the credit. If you're considering working with this lender, I highly recommend asking for Derrick directly. He's the reason we made it to closing. Thank you for everything!

Derrick is a nice guy and easy to work with. He was there every step of the way and he was always quick to respond back. I will recommend him any day of the week.

Wonderful to work with! Couldn’t have asked for a better process and will definitely be returning!

Stress free and easy!

This was our first home purchase and Derrick was there every step of the way. He consistently went above and beyond to ensure a smooth process and encouraged us throughout. The entire experience was great from start to finish – we couldn’t have asked for a better lender.

Derrick Foster walked me through the whole process. This was my first home purchase and I couldn’t have asked for a better lender. 

My experience was awesome Derrick was friendly. Whatever questions I had he got me answers in a timely manner. The process was a pain but he helped me to stay focused and was one of the people that encouraged me not to give up. I would recommend him to anyone looking to purchase a home. Thank you.

Derrick was fantastic!

Went above and beyond for me.  Answered my questions and went out to find answers for me if he did not know. It was a smooth purchase.  Thank you for your help

Went above and beyond with his service. Provides realistic numbers and treats you with respect.

Derrick and Jennifer worked tirelessly and diligently to make sure we were able to purchase the house of our dreams. They made it possible for us and we couldn’t be more appreciative :)

Derrick was awesome! I never dreamed we could get a home to call our own and Derrick helped us get our dream home. He was professional and done everything in his power to help us. Thank you Derrick, you truly changed our lives!!Steven and Crystal

Great to work with! Answered all and any questions anytime I had any.

Derrick and Brenna made my 1st time buying a home seem like the easiest thing ever!! I was totally clueless on what to do, they gave me guidance, answered my million questions all while being so helpful in my adventure! I would recommend them to everyone!!! I am so happy and grateful for this dynamic duo!!!!

Derrick is great at what he does he did an awesome job getting us closed on our house!

Derrick was so amazing to work with. He was readily available for all of the questions that my husband and I had about buying our first home. He truly made the whole process smooth and easy. We couldn’t be happier that we chose to work with him! 

Derrick is an excellent loan officer! He goes above an beyond to help his customers! Cares bout his customers! Amazing!!

Definitely recommend for anyone looking to buy a new home, such a smooth process.

Derrick did a great job of helping us through the process and keeping us informed .

You did a great job, thanks

Derrick and his Company were awesome, he went above and beyond for me!

I have used Derrick Foster and Preferred Rate with every loan or refinance I have ever had. He makes everything so easy. They do all the work so you dont have to. Great people to work with and I would suggest contacting Derrick with any of your mortgage needs!

Derrick was 100% on top of his game . First time home buyer and I got weekly if not fail updates at time to get me through this process guy. Guy is an absolute professional and even when things went south he roped everything back in and we steadied the course. If I move again I will be sure to follow his experience and expertise.

Derrick is the best person to work with on a loan. He really helped us and kept in touch. Thanks for getting us into our new house.

Derrick was very professional enjoyed talking to him and working with him. Very educated and efficient. Thanks Derrick

He's a fighter knows the ins and outs of the loan process and what it takes to get the best loan for you. His team is top notch their Communication skills are out of this world I couldn't be more happier with their Performance as a whole. I really wish there was an Option for ten stars. 5 stars are just not enough

We’ve worked with Derrick twice now. He’s professional yet easy to work with, and understanding of high emotions that come with buying a home. Would go back a third time if that time comes.

Derrick & his staff try there best to walk you through the loan process. If you don't understand something. They are there to help! 10/10 Recommend 🙂

Derrick and his team is amazing! I had such a good experience buying a house through him! I would never go to anyone else!

Derrick did an awesome job and I willContinue to work with Derrick in the future and I do recommend him to others.I called in with a request that I personally knew was a big ask and knew it was going to be a stretch because of time. Derrick rose to the challenge with open arms and gotto work. I had clear communication and support through this whole process.Derrick is a true professional! He personally helped myself and my family acquire a dream home and property Thank you so much for all you hard work and support that you do and know we couldn’t have done this without you

Derrick was great to work with. He was very friendly and always extremely patient with my many many questions.

My experience was excellent. Every question I had was answer. Even questions I didn't know I needed to ask or explain to me. I won't go anywhere else

He went above and beyond for us. He is amazing!

All that needs to be said is the man gets the job done !!!!!

Great experience working with Derrick Foster! Would recommend to anyone buying a home!

Derrick was very easy to communicate with. And walked me thru everything. Highly recommend him to anyone. Thank you for everything!

Derrick and Brenna have been such a great help with the process of getting financed for our first home! Very down to earth and easy to work with, and experienced! We are very pleased.

Great experience! Everyone was very knowledgeable and helpful.

Derrick was amazing! He went above and beyond and made this whole buying process so easy for us! The whole team was great and did awesome work for us! Thank you!!

Derrick communicated with us regularly during the purchase process. There were no hidden surprises along the way. He listened to what our needs and wants were and worked to hard to exceed those expectations. Secure, user friendly technology was used to facilitate the loan process which was extremely beneficial to everyone! I would recommend Derrick and his team to anyone who can appreciate working with a down to earth, respectful person who happens to have a good sense of humor in the most appropriate times! I would also like to give a huge, well deserved shout out to "Jennifer" who kept the documentation workflow organized and moving forward every step of the way. It couldn't have been done without you!

Great experience! Everyone was very knowledgeable and helpful.

Derrick made this process go really smoothly. He explained the process so well step by step and for first home buyers that meant a lot. He also was very attentive and answered all questions we had great response time. Definitely a great choice.

They work with you every step of the way of buying a home!

Derrick was amazing through the entire loan process! He is an excellent communicator and very knowledgeable! I could not have asked for a better home buying experience.

I would never take my business anywhere else. Just an amazing group of people to work with. So simple and easy.

I will recommend Derrick Foster and his team to everyone. He goes above and beyond for his clients. My wife and I did not have perfect credit, so if there is a possibility to get the loan approval, he will find it. We have went through Derrick on four different occasions and he has always made it easy on us and never had any issues. Easiest home mortgage loan you will ever apply for. My wife and I are definitely customers for life! Thanks Derrick!

Derrick and his staff were fantastic at helping us purchase our first home. They were extremely quick and made everything easier in the home buying process. Our realtor, who'd never worked with him, stated he was one of the best lenders she's had the pleasure of working with. Thank you all for making everything wonderful in our journey to grow our family!

I appreciate everything that was done. You went above what would normally be expected. We love our new home…

Everything went fairly smooth! I wasn't sure what to expect but the team made it super easy

Easy and simple it was over all a awesome experience for buying my first home

Very helpful, responsed quickly, kept us informed and update on everything going on and didn't drag it our. Highly recommend Derrick and his associates.

It was outstanding, Derrick was great to work with and made the hole experience quick and painless. I would recommend him to anyone!

Quick. Continuous, consistent updates.The whole team assisted me in the purchase of my first home. They were absolutely wonderful and kept me in the loop the whole time.

The experience was great, all info given was forthcoming and very helpful. If I ever need the help in the future I would request you all for the help.

Great company. Derrick will go above and beyond to help in anyway. Highly recommend

Saved me money. Helped me through the whole process

Derrick did great helped me get my loan fast and efficiently.

I first talked with Derrick when we started looking for houses around the Brookville area in July 2025.  I can’t thank Derrick enough  of the work that he done on financing our new house.   Even though we have never met in person, my wife and myself consider Derrick a friend. When I think of the ultimate in customer service we will always think of Derrick Foster.  Our 6 month journey of finding, financing and moving into a new house has been an up and down coaster ride of highs and lows.  His communication  is top notch.  There was many calls in which I called and received calls on the weekend and evening hours regarding the progress of our loan.   Even when there was no activity on my house he would call every week to check on the progress or if I heard anything.  Thank you Derrick Foster for everything.   God bless you and your family.   Dave and Elaine Ethridge3/3/2026

Goes above and beyond for the customer.