First Responders – Nurses – Teacher Loans

Teachers, law enforcement, first responders, and nurses are all vital to our communities. We offer the STAR program to these professionals with incentives and reduced fees.

It’s our way of saying thank you for the vital services each of these professions provides to our communities.

Get pre-approved in minutes

As seen in:

Top military lender

NMP

Top mortgage lender

Scotsman guide

5-Star Lender

MPA

TOP LENDER

CALHFA

TOP EMPLOYER

DIVERSITY JOBS

TOP 100 MORTGAGE COMPANIES

MORTGAGE EXECUTIVE

5-STAR LENDER

Mortgage Professional America

TOP 250 LATINO MORTGAGE ORIGINATORS

NAHREP

MOST LOVED MORTGAGE EMPLOYERS

NMP

TOP MORTGAGE LENDER

Scotsman Guide

TOP MILITARY LENDER

NMP

TOP 15 VA LENDER

Scotsman Guide

Product highlights

Available for teachers, law enforcement, firefighters, first responders, and nurses
Retired or currently full-time employed professionals eligible (proof required)
Available with FHA, VA, and conventional loans
Teachers/Principals/School Counselors
Retired* or currently full-time employed with a teaching credential in a public/private K-12 school
Police/Sheriff/Highway Patrol/Trooper/Border Patrol/ Correctional Officers
• Retired* or currently full-time employed with city/county/ state/federal law enforcement
Firefighters/First Responders
Retired* or currently full-time employed with city/county/ state or private company
Nurses
Retired* (RN and CNA) or currently full-time employed in a hospital or clinic
Reduced lender fees for eligible buyers
Gift funds can be used for 100% of the home purchase down payment

Borrower advantages

Reduce lending fees by as much as $800
Can be easier to obtain a mortgage with DPA options to give more purchasing power and less out-of-pocket expenses
Reduce monthly mortgage payment with lender paid mortgage insurance
Take advantage of a float-down option if rates go down prior to signing loan documents

Realtor advantages

Expand your homebuyer pipeline to include teachers, police, fire fighters, first responders and correctional officers
Give your buyer more purchase power with 100% gift fund DPA and/or lender paid mortgage insurance options
Reduction in lender fees only given to our Star professionals