Expanded Credit Loans
Do you have a borrower that has current or past credit challenges? There are multiple products available that can help, depending on the circumstances, financing needs, and other compensating factors.
As seen in:
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NMP
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NMP
TOP 15 VA LENDER
Scotsman Guide
Product highlights
- Designed for borrowers with recent or past credit events
- One-day seasoning for bankruptcy, foreclosure, or short sale (program dependent)
- Loan amounts from $100,000 to $4,000,000
- Multiple loan terms available including40-year and interest-only terms
- Owner-occupied, second homes, and investment properties eligible
- Single-family, townhome, condo, and 2–4 unit properties allowed
- First-time homebuyers permitted
- ITIN eligible
Borrower advantages
- Multiple solutions available for borrowers who have had difficulty obtaining financing for primary, secondary or investment properties
- Qualify for financing in as little as one day after bankruptcy discharge, settled foreclosure, short sale, etc.
- Multiple fixed and Adjustable loan programs including interest-only options
Realtor advantages
- Expand your purchase pipeline with buyers who could not previously qualify due to a recent credit event or financial hardship
- Create buzz and positive reviews by offering a program that assists those who need non-traditional financing to get them into their dream homes faster
- We offer programs that don’t require a valid Visa
Loan Programs
Loan Programs
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- Competitive rates
- Expert support
- Easy process