Mortgage Advisor

Jorge Ramirez

Mortgage Advisor NMLS# 964360 Licensed in CA

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(707) 508-7096 (707) 690-4710 jorge.ramirez@preferredrate.com

1732 Jefferson St. Suite #6, Napa, CA 94558
Branch License Number #1961967

About Jorge Ramirez

Your mortgage is personal, and I understand that.

I have been in the Mortgage industry for the past 10 years helping home buyers achieve their goal of home ownership. I take pleasure in helping my clients understand the process of buying a home. I believe that knowledge is the key to making the home buying process as easy and stress free as possible.

Being fluent in Spanish has also allowed me to help the Latino community achieve their home ownership dreams as well.

Allow me to help you with your mortgage needs, whether it be purchasing your first home, investment property or refinancing your current residence. I specialize in FHA, VA, Conventional, High Balance, Jumbo and some specialty loan products. I have been in the Mortgage industry for the past 10 years helping home buyers achieve their goal of home ownership. I take pleasure in helping my clients understand the process of buying a home. I believe that knowledge is the key to making the home buying process as easy and stress free as possible.

Being fluent in Spanish has also allowed me to help the Latino community achieve their home ownership dreams as well.

Allow me to help you with your mortgage needs, whether it be purchasing your first home, investment property or refinancing your current residence. I specialize in FHA, VA, Conventional, High Balance, Jumbo and some specialty loan products.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Jorge's clients have to say

Fidel M

He did Very well was patient and easy to reach for questioning.

Dec 26, 2020

Scott S

Jorge was a pleasure to work with! He was always happy to answer our (many) questions. We appreciated his responsiveness and patience throughout the entire process. We highly recommend him to others.

Dec 03, 2020

Nancy F

It was our first time refinancing and learning about the process. Jorge was very friendly and approachable. He answered all of our questions. Made the process easy.

Sep 23, 2020

Eden R

I only have 3 words for Jorge Ramirez - ABOVE AND BEYOND! Jorge was helpful, explanative, available and not only answered our questions, but encouraged them! He went about and beyond every step of the way to make sure we understood a very new and complex process and that we were not only comfortable but thrilled with everything. Jorge really made our experience as first home buyers smooth and easy, and we could not more highly recommend someone to not only a first home buyer, but to any home buyer! ... Read More

Aug 19, 2020

Mouang S

We really enjoyed working with Jorge! He was helpful and guided us through every step of the way. It was much appreciated for a stressful and long process. We would recommend Jorge!

Jun 08, 2020

Maria Badillo A

Very well loved the experience

Jun 05, 2020

DeVonne

It was all fairly easy and Jorge was great!

Jun 04, 2020