Mortgage Advisor

Jorge Ramirez

Mortgage Advisor NMLS# 964360 Licensed in CA

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(707) 508-7096 (707) 690-4710 jorge.ramirez@preferredrate.com

1732 Jefferson St. Suite #6, Napa, CA 94558
Branch License Number #1961967

About Jorge Ramirez

Your mortgage is personal, and I understand that.

I have been in the Mortgage industry for the past 10 years helping home buyers achieve their goal of home ownership. I take pleasure in helping my clients understand the process of buying a home. I believe that knowledge is the key to making the home buying process as easy and stress free as possible.

Being fluent in Spanish has also allowed me to help the Latino community achieve their home ownership dreams as well.

Allow me to help you with your mortgage needs, whether it be purchasing your first home, investment property or refinancing your current residence. I specialize in FHA, VA, Conventional, High Balance, Jumbo and some specialty loan products. I have been in the Mortgage industry for the past 10 years helping home buyers achieve their goal of home ownership. I take pleasure in helping my clients understand the process of buying a home. I believe that knowledge is the key to making the home buying process as easy and stress free as possible.

Being fluent in Spanish has also allowed me to help the Latino community achieve their home ownership dreams as well.

Allow me to help you with your mortgage needs, whether it be purchasing your first home, investment property or refinancing your current residence. I specialize in FHA, VA, Conventional, High Balance, Jumbo and some specialty loan products.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Jorge's clients have to say

Fidel M

He did Very well was patient and easy to reach for questioning.

Dec 26, 2020

Scott S

Jorge was a pleasure to work with! He was always happy to answer our (many) questions. We appreciated his responsiveness and patience throughout the entire process. We highly recommend him to others.

Dec 03, 2020

Nancy F

It was our first time refinancing and learning about the process. Jorge was very friendly and approachable. He answered all of our questions. Made the process easy.

Sep 23, 2020

Eden R

I only have 3 words for Jorge Ramirez - ABOVE AND BEYOND! Jorge was helpful, explanative, available and not only answered our questions, but encouraged them! He went about and beyond every step of the way to make sure we understood a very new and complex process and that we were not only comfortable but thrilled with everything. Jorge really made our experience as first home buyers smooth and easy, and we could not more highly recommend someone to not only a first home buyer, but to any home buyer! ... Read More

Aug 19, 2020

Mouang S

We really enjoyed working with Jorge! He was helpful and guided us through every step of the way. It was much appreciated for a stressful and long process. We would recommend Jorge!

Jun 08, 2020

Maria Badillo A

Very well loved the experience

Jun 05, 2020

DeVonne

It was all fairly easy and Jorge was great!

Jun 04, 2020

alf r

Jorge Is a very nice person and helps when you have questions and he always helps on things that your not sure of he Is a very reccomendable person.

Jun 19, 2021

Evangelina C

Jorge and his whole team were awesome!! For being our first time buying a home they made the process super easy. If an issued occurred or something was needed Summer would reach out or keep us updated. I would definitely recommend them to our family and friends! They answered all our questions and Jorge told us step by step how the process would go and what would be needed from us since the beginning. Jorge went over and beyond helping us to make this come true.We appreciate all their hard work and help they did for us and for allowing my mom to have her very own home. Thank you!!! ... Read More

Jul 26, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”