Loans for Foreign Nationals
Non-citizens interested in buying a home in the US can still qualify for a loan. A Foreign National Mortgage can be made without credit or a social security number and can be used as a secondary or investment property.
As seen in:
Top military lender
NMP
Top mortgage lender
Scotsman guide
5-Star Lender
MPA
TOP LENDER
CALHFA
TOP EMPLOYER
DIVERSITY JOBS
TOP 100 MORTGAGE COMPANIES
MORTGAGE EXECUTIVE
5-STAR LENDER
Mortgage Professional America
TOP 250 LATINO MORTGAGE ORIGINATORS
NAHREP
MOST LOVED MORTGAGE EMPLOYERS
NMP
TOP MORTGAGE LENDER
Scotsman Guide
TOP MILITARY LENDER
NMP
TOP 15 VA LENDER
Scotsman Guide
Product highlights
- No US credit or passport required
- Single-family homes, townhomes, and condos eligible
- Loans up to $1.5M
- Second home or investment property
- No primary allowed
- Liquid assets required for down payment and closing costs
- Three open credit trade lines or verifiable letters of reference from banks showing open credit lines and acceptable payment history
- Maximum 70% LTV
- In-house underwriting
- Eligible for DSCR Loans or Income qualification for DTI
- Valid state-issued ID
Borrower advantages
- Use for upsizing or downsizing current home with access to equity
- Buy a property closer to family or pay off existing mortgage and debts
- Creates another source of income
- Financial planning tool available to assist in long range planning
Realtor advantages
- Thousands of DREAMers are ready for homeownership as they grow in number
- Many companies require a minimum 30% down payment for foreign national loans, APM requires as little as 20%
- In-house underwriting means we can work quickly with borrowers if any issues arise
Loan Programs
Loan Programs
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