VA Loans
If your clients are currently serving in the Military, are an eligible Veteran, or are a surviving spouse, then it is time to take advantage of one of the most useful military benefits!
We work to knock down barriers and help get VA offers accepted. We strive to make your purchase offer viewed as equal to or more desirable than FHA or conventional loans. We can also provide full underwriting approval before looking for a home.
As seen in:
Top military lender
NMP
Top mortgage lender
Scotsman guide
5-Star Lender
MPA
TOP LENDER
CALHFA
TOP EMPLOYER
DIVERSITY JOBS
TOP 100 MORTGAGE COMPANIES
MORTGAGE EXECUTIVE
5-STAR LENDER
Mortgage Professional America
TOP 250 LATINO MORTGAGE ORIGINATORS
NAHREP
MOST LOVED MORTGAGE EMPLOYERS
NMP
TOP MORTGAGE LENDER
Scotsman Guide
TOP MILITARY LENDER
NMP
TOP 15 VA LENDER
Scotsman Guide
Product highlights
- Available to eligible veterans, active-duty service members, reservists, and surviving spouses
- Primary residence required
- No down payment required in most cases
- No private mortgage insurance (PMI) required
- No maximum loan limit with full entitlement
- VA funding fee required (may be waived in certain cases)
- 580 minimum credit score
- Certificate of Eligibility (COE) required
- Guaranteed by the Veterans Administration (VA)
- Available for single-family, condo, townhouse, manufactured home, and new construction
- Termite report required on most VA loans
Borrower advantages
- Low fees
- More relaxed credit and income qualifications
- No loan limits with full entitlement
- VA home loan benefit may be used more than once
- Gifts, grants, and seller contributions (6% max) allowed
- 100% gift funds allowed
Realtor advantages
- We handle all the paperwork! No significant time delays
- Assumable (if seller agrees)
- Ability to give back to our veterans
Frequently asked questions
With short and easy to understand answers.
Couldn’t find your answer?
[email protected]Who qualifies for a VA loan?
Eligible veterans, active-duty service members, and some surviving spouses.
What makes VA loans so powerful?
No down payment, no monthly mortgage insurance, and competitive rates, it’s one of the best loan programs available.
Is there a catch?
There’s a VA funding fee in most cases, but it can often be financed into the loan, and some borrowers are exempt.
Can I use a VA loan more than once?
Yes. Many borrowers use their VA benefit multiple times.
Couldn’t find your answer?
[email protected]Loan Programs
Loan Programs
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- Competitive rates
- Expert support
- Easy process