ISRA Homeownership Advantage Program

Preferred Rate and the Illinois State Rifle Association have partnered to offer ISRA members exclusive mortgage benefits when purchasing or refinancing a home. Enjoy a mortgage credit of up to $1,700 and other tailored perks designed just for you. Take advantage of this strategic partnership today—contact us to see how much you could save!

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Illinois State Rifle Association logo promoting firearm education, safety training, and support for Illinois firearm owners.

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Your pathway to affordable homeownership

There are many great benefits available to you as an ISRA member! 

  • Mortgage credit up to $1,700 to help with closing costs
  • Free mortgage pre-approval
  • Low down payment options
  • Fast closings
  • Personalized annual mortgage review
  • Educational seminars
  • Homeownership Counseling
  • Mortgage Concierge Hotline - Dedicated support team for ISRA
  • Homeownership Resource Kit

We make the buying and refinance process easy

Get started
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NMLS: #220855

Andy Nester

Branch Manager/Sr. Mortgage Advisor

“The Homeowner Advantage Program was a game changer for me! Not only was I able to get a significant credit toward closing costs, but the speed and service made my offer stand out. I love my new home! ”

Avi Gupta – Surgical Technology Consultant

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Friendly man showcasing trusted and affordable loan solutions offered by Preferred Rate for financial flexibility.

Mortgage Calculator

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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

Start your application in less than 5 minutes.

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DO BUSINESS WITH SOMEONE YOU CAN TRUST!