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Albert McCormick Jr.

Senior Mortgage Advisor NMLS# 271646 Licensed in IL

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(708) 998-3639 (708) 795-4000 albert.mccormick@preferredrate.com

903 Commerce Drive Suite 160
Oak Brook, IL 60523
Branch License Number #1960341

About Albert McCormick Jr.

Your mortgage is personal, and I understand that.

Balancing the clients objective of home ownership with all available mortgage product opportunities is 1st priority. This is done in the initial client interview. Getting to know the clients needs, identifying their capacity to purchase or refinance by listening closely, and asking the right questions.

My tenure in the mortgage and financial services sector dates back to 1977. Professional mortgage experience matters. Yes, we do the tough stuff DPA / FHA, FHA203k, VA, FNMA, FRMC, Non-QM, Reverse Mortgages etc. We handle the largest purchase of a life time for many families. A new or refinanced home is their runway to fly from. Being there for clients with support, answers and a timely closing is what matters. When we do this; a referral is an automatic after thought.

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Albert's clients have to say

Sue B

Al McCormick was always very professional. He was diligent and worked through until final completion of the re-finance. I would highly recommend his financial services. He was great from beginning to end.

Feb 02, 2021

LAURA J

Mr McCormick’s tenacious and efficient dedication to my loan application, was so very impressive. The man worked 7 days a week on my pkg to not only get me what I needed , but also to make helpful suggestions, along the way. I was most impressed! ... Read More

Jan 16, 2021

ANDRIETTE M

Mr. McCormick provided exceptional customer service through out the entire process. He made sure that one of the most important decision of financing my home was a smooth process.

Nov 06, 2020

DAKARAI B

Couldn't Have done this without him!

Nov 02, 2020

LESTER B

Albert McCormick worked extremely hard to get us through the loan process. His customer service was second to none. I have never had a loan officer who worked this hard to get a deal closed in such a timely manner. You must be proud to have McCormick on your team. ... Read More

Oct 03, 2020

SUE B

Great attention to detail. Able to answer all questions from start to finish. Good experience.

Oct 03, 2020

TOHEEB O

My loan officer, Albert is best in the industry! Closed in one month!

Sep 20, 2020

DHEENA A

For the most part Al was part Al was helpful and efficient during the process. There were a couple of hiccups due to miscommunications but he sorted that out.

Jun 27, 2020

CHERYL G

Albert McCormick is a seasoned mortgage expert. He specializes in handling applications that have complicated history. We were able to get the financing for the house of my dreams!

Jun 21, 2020

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”