Mortgage Advisor

Bob Rusca

Mortgage Advisor NMLS# 186120 Licensed in FL

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(702) 764-1800 (239) 304-6625 bob.rusca@preferredrate.com

1801 S. Meyers Road Suites 500 & 550
Oakbrook Terrace IL 60181
Branch NMLS #1962205

About Bob Rusca

Your mortgage is personal, and I understand that.

I graduated from Rutgers University in New Jersey. Worked as a Licensed Mortgage Loan Officer since 1992. Married with 4 children & 4 grandchildren. Moved to Naples, Florida in 2019.
I graduated from Rutgers University in New Jersey. Worked as a Licensed Mortgage Loan Officer since 1992. Married with 4 children & 4 grandchildren. Moved to Naples, Florida in 2019.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Bob's clients have to say

Jeffrey N

Great communication through the whole process, and Robert saved us thousands of dollars in the process.

Oct 11, 2022

Bruce D

Bob Rusca by far provided me with a seem less mortgage process experience that I never experienced from previous mortgage companies. He’s a wonderful person who I was blessed to have worked with.

Jul 09, 2022

LaVertta M

Excellent overall experience!

Jul 09, 2022

Linda P

Bob was great, always available, attempted to answer any and all questions…no problem with him whatsoever-BUT the irregular popping up of “ we need this one more thing” felt like getting nit picked….the process started off with a list of the things that would be required. All good, then last few weeks seemed like the left hand didn’t know what the right hand was doing…there should be a second list or for lack of better word syllabus of the process and list of ALL the things that are or may be needed from the client so you are not getting phone calls at dinner, or scratching your head as to why this particular info is needed. Also being asked 2, 3, or 4 times for the same information. …at the end of the day really doesn’t matter because you are entrenched in the process regardless of how it goes….ultimately just glad it is over :: ... Read More

Jun 12, 2022

John D

Bob will be there with you all the way through the process. Thanks so much, Bob! God bless.

Apr 21, 2022

Leslie B

Bob was timely in responses and helped intervene with title company to resolve some issues.

Apr 14, 2022

Gwendolyn G

We are so pleased with our experience with Bob. He is a great person to work with. He was very helpful and patient to us . We highly recommend him!

Apr 13, 2022

John G

Always accesible, very friendly and got the job done. Highly recommended!

Apr 13, 2022

Ruslan M

Robert was very professional and always respond to any question at any time and any day. Thank you!

Jan 15, 2022

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV