Branch Manager

Edwin Rivadeneira

Branch Manager NMLS# 375554 Licensed in FL

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(407) 970-3814 (888) 863-4121 [email protected]

1421 Pine Ridge Rd., Ste. 220
Naples, FL 34109
Branch License #2094348

About Edwin Rivadeneira

Your mortgage is personal, and I understand that.

Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!
Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Edwin's clients have to say

Cynthia F

Hello Edwin, I truly am blessed and filled with so much gratitude for you! Nicolle has also been amazing and very kind and patient during this process. The support, empathy and kindness you have given to me is very much appreciated. I am so thankful and grateful to have you on my side, my team. This had been process of fear and uncertainty for me, especially with all the emotional and financial changes I experienced over this past year. You have made this experience to obtain my home seamless, fluid and a great experience. I can't express you both enough how thankful 🙏🏼 I am for you both! I fully recommend you to anyone reading this review and I will be sure to recommend you to anyone asking for an amazing lender and advisor. I will be sure to retain your services in the near future. Again, Thank you! Respectfully, Cynthia ... Read More

Jun 20, 2024

Cynthia F

Hello Edwin, I truly am blessed and filled with so much gratitude for you! Nicolle has also been amazing and very kind and patient during this process. The support, empathy and kindness you have given to me is very much appreciated. I am so thankful and grateful to have you on my side, my team. This had been process of fear and uncertainty for me, especially with all the emotional and financial changes I experienced over this past year. You have made this experience to obtain my home seamless, fluid and a great experience. I can't express you both enough how thankful 🙏🏼 I am for you both! I fully recommend you anyone reading this review and I will be sure to recommend you to anyone asking for an amazing lender and advisor. I will be sure to retain your services in the near future. Again, Thank you! Respectfully, Cynthia ... Read More

Jun 14, 2024

Ivy D

Finally we got the house we wanted and needed, it was our first time buying a house and thanks to this humble, beautiful, amazing person EDWIN RIVADENEIRA everything went well. I thank God everyday that I was through him, cause without a doubt, he is someone you can trust. I want to thank Edwin and his team for making everything go smoothly. Thank you a million times Edwin. GOD BLESS YOU! ... Read More

Jun 05, 2024

Irina P

As a real estate agent, I had the pleasure of working with Edwin Rivadeneira, who helped my client secure a mortgage. Edwin's professionalism and expertise made the process smooth and efficient. He provided clear explanations and was always available to answer questions. His attention to detail and commitment to finding the best loan terms were impressive. I highly recommend Edward to anyone in need of a knowledgeable and reliable lender. Thank you, Edwin, for your excellent service! ... Read More

Jun 01, 2024

James B

Edwin and Pacific Mortgage were absolutely amazing! We were not sure what the outcome was going to be but Edwin and his staff assured us at every obstacle that things will work out! God blessed me and my family to get into our new home. We are so grateful and honored to have such amazing people work on our behalf. I pray that God bless them. I can’t say enough about their strategic skills and expertise. We are very happy with the results!!!😊🙏🏽 ... Read More

May 31, 2024

Amany E

It has been amazing working with Edwin. Great & smooth journey till closing. Edwin has been always there & explaining every step of the way. Nicolle also has been a great help. Can not thank you enough for allllll your hard work and looking forward to many more closings together. ... Read More

May 18, 2024

Sir Kelvinton (Sir K

The team was very helpful and kept good communication through out the process making easy to understand. Edwin Rivadeneira is very knowledgeable and helped pick the best rate bases on the official information. Definitely recommend.

May 08, 2024

Cecellia G

Absolutely wonderful experience! Edwin really worked to make my dream of homeownership possible. He and his team were extremely attentive and communicated through the entire process which took only 1 1/2 months from beginning to end! ... Read More

Apr 12, 2024

Rosa E

It was a pleasure working with Edwin, Nicolle and Paola, they are all knowledgeable and always willing to help. Extremely professional but not stuffy it was like dealing with family. Thank you for all your help.

Jan 10, 2024