Branch Manager

Edwin Rivadeneira

Branch Manager NMLS# 375554 Licensed in FL

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(407) 970-3814 (888) 863-4121 [email protected]

800 Westwood Square W. Highway 426, Suite B
Oviedo, FL 32765
Branch License #2386536

About Edwin Rivadeneira

Your mortgage is personal, and I understand that.

Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!
Your mortgage is personal, and I understand that. Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make - let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Edwin's clients have to say

William D

Fantastic experience! Edwin and team made the entire process very easy and smooth and walked us through each step and answered every question.

Apr 27, 2023

Michael R

Muchas Gracias Edwin, excelente servicio con un grupo de trabajo espectacular, estuvieron al pendiente todo momento. Los recomiendo al 100%.

Apr 21, 2023

David L

It was a pleasure to work with Edwin and his team of professionals. He walked us through the process and secured our loan at the perfect time to get the best rate possible. Edwin was reachable and available to answer our many question. This is our second time using his services and will recommend him to all our friends and family. ... Read More

Apr 06, 2023

Brandon De L

Edwin was there throughout the whole process, always providing the most helpful information and got me to close on my home!

Mar 29, 2023

Brenda Liz De L

We have a wonderful experience.Gracias por su profesionalismo y amazing team. (Nicolle, Paola)The best!

Mar 29, 2023

Samuel S

I want to thank Edwin Rivadeneira and his staff (Jazmin Vazquez-Rolon, Paola Menses, Ashley Bishop, Nicolle Keller). They were were tireless in effort and patient to say the least. Their commitment came through and made my fiancés and I dream a reality. I recommend them highly in making your dreams a reality as well. Once again, thank you guys for all the effort and work. Regards, Sam & Griny ... Read More

Mar 03, 2023

Tomas F

About a year and a half (sometime in 2021) ago I was given Edwin Rivadeneira’s team contact information from a friend. I called him and arrange a pre-qualification for a new mortgage. His professionalism and market knowledge became evident immediately. Unfortunately for me the market had some terrible swings and after loosing out on a few contract because of the volatility of the market I came to the realization that i should wait till the market became more coherent. Throughout that process Edwin and his team worked tirelessly to help me get into my dream home. They spend long hours in multiple contracts that failed due to the nature of the market. I told Edwin that I would leave the market until things were less volatile. His professionalism was so prevalent that I made the conscious choice of reaching out to him again when market got better. Fast forward to Thanksgiving 2022, I started to see signs of market conditions improvements, after locating a property I was interested, I called Edwin and his team again, told him that I had found a property, that was being sold by one of our courageous armed forces service-member, who were being deploy and that a fast closing was the goal. Here is where his team went above and beyond and in 2 and a half weeks my wife and I were signing closing papers. This helped out our military veteran and also got me to obtain my dream home. Thanks Edwin and the team, you proved excellence in your trade !!!!!! ... Read More

Jan 05, 2023

Nancy J G

Closing was very smooth and fast.

Jun 24, 2022

Albert L

Transparency, communicative. Very easy to work with.

Apr 27, 2022