Non-Producing Branch Manager

Eli Ontiveroz

Non-Producing Branch Manager NMLS# 220291 Licensed in TX

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(512) 589-6879 Eli.Ontiveroz@PreferredRate.com

1000 Gattis School Rd., Suite 920
Round Rock, TX 78664
Branch License #2329276

About Eli Ontiveroz

Your mortgage is personal, and I understand that.

Originally from Odessa, Texas and have called Austin home for the last 30 years. I enjoy spending time with my family and consider myself a Longhorn, Spur, and Cowboys fan. I’ve been in the mortgage industry for over 18 years in different capacities from Loan originator to Branch Manager. I’m fully versed in all residential lending products and have a passion for helping families into their first home or first investment property creating wealth along the way. In addition, I enjoy helping people succeed in our industry.
Originally from Odessa, Texas and have called Austin home for the last 30 years. I enjoy spending time with my family and consider myself a Longhorn, Spur, and Cowboys fan. I’ve been in the mortgage industry for over 18 years in different capacities from Loan originator to Branch Manager. I’m fully versed in all residential lending products and have a passion for helping families into their first home or first investment property creating wealth along the way. In addition, I enjoy helping people succeed in our industry.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Eli's team

Whitney West

Loan Officer Assistant

1000 Gattis School Rd., Suite 920
Round Rock, TX 78664
Branch License #2329276

Sara Gonzalez

Sr. Mortgage Processor

3000 Lava Ridge Court, Suite 200
Roseville, CA 95661
Branch License #1850

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Eli's clients have to say

Tina C

Let's say that the loan and the purchase closed.

Sep 29, 2022

Daniel V

Thank you good work

Sep 27, 2022

Gregory M

Eli's team was very helpful pushing through our loan. We had a challenging situation and they worked hard to make it happen on time.

Aug 26, 2022

Brandon D

Ryan’s team was able to get my loan closed fast and hassle-free. Looking forward to the next!

Aug 10, 2022

Henry B

They did a great job!

Jun 15, 2022

EMMITT L

Eliberto Ontiveroz with Preferred Rate Mortgage assumed my house purchase from Chase Mortgage who had failed to close the mortgage in 3 months. I was desperate and about to lose the house. They promised they could close the VA mortgage within a week. On the 5th day my house Mortgage was closed, funded and I was living in the house. I am forever grateful to him and Preferred Rate Mortgage for their professionalism, honest and hard work. I highly recommend them for anyone looking to close quickly and at an interest rate lower than the service industry. ... Read More

May 22, 2022

Benjamin D

Great, fast and transparent service.

May 17, 2022

Kenneth S

It was great

May 15, 2022

Angela T

Very easy, Leslie was great

May 14, 2022

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV