Jose Menendez
Mortgage Advisor NMLS# 897164 Licensed in CA
430 Sycamore Valley Rd. West
Danville, CA 94526
Branch NMLS# 2055372
About Jose Menendez
Your mortgage is personal, and I understand that.
Jose Menendez has many years of experience in the mortgage banking industry. He has earned the reputation as a seasoned leader in the mortgage lending space. Jose is a firm believer in excellent customer service. If you want someone who is completely invested in YOU, your financial concerns and will not quit until you’re (not only satisfied, but) Happy with the services you receive? We can help you with the best loan program and guidance whether you are a 1st time buyer, buying 2nd home or investment. Jose has knowledge of many down payment assistance programs, he is particularly adept in Conventional, FHA, VA and Jumbo Loans.
As a mortgage and financial professional, his goal is clear: Jose is dedicated to solving clients’ problems. Those problems include helping my clients achieve their mortgage-related goals, savings or debt issues in order and under control, and helping real estate agents generate new referrals and grow their business. His constantly providing clients with helpful, direction and value-added Services. **HABLO ESPANOL.

We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
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Step 1 Connect with a Loan Expert
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Step 2 Get Pre-Approved
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Step 3 Make Offers
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Step 4 Lock in your Preferred Rate
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Step 5 Move in to your new home
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Step 1 Connect with a Loan Expert
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Step 2 Lock in your Preferred Rate
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Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
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Fixed-rate Mortgages
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Adjustable-rate Mortgages
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Interest-only Loans
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Jumbo Loans
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FHA
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VA Loans
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USDA Loans
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Reverse Mortgages
Speciality Products
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Keys On Time Program
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Secure Lock Program
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Jumbo Investor Loan Programs
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Peak Loan Program
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High Balance Solutions
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Jumbo Solutions
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Home Ready
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Home Possible Advantage
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STaR Program for First-Responders
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Doctor Program for Medical Professionals
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Manufactured Housing Loans
See what Jose's clients have to say
Irene L M
Jose helped us from beginning to end, he is very knowledgeable in what he does. We are first time home buyers but he explain all the resources and things we need it to know as a first time home buyers. We are very happy with our new home purchase and very thankful for Jose’s help and his team. We extremely recommend Jose to help you buy your new home! ... Read More
May 20, 2022
jviz
Working with Jose was a great experience. He was very patient with us and is extremely knowledgeable. He always found time to answer our questions. I would highly recommend Jose!
May 04, 2022
Brianda C
Jose's team is AWESOME! They are truly a capable and an dedicated team that cares about their work and the people they are helping. They worked with a sense of urgency and care at every step of the process. Working with them was easy and comfortable. They kept me informed and provided clear information throughout the process. I really appreciated their quick response and follow up to documents and next steps. Highly recommend working with them!!! ... Read More
Apr 28, 2022
bcastro
I am forever grateful to Jose and his team for their help refinancing my loan! They are a truly capable and dedicated team that cares about their work and the people they are helping. I first came to Jose last year when I was struggling to get out of a hard money loan. I’d sought out help at a credit union, but it wasn’t until I talked to Jose that I was given real information and tools to help me prepare and be able to qualify for a mortgage. Working with them was easy and comfortable. Jose and his team kept me informed and provided clear information throughout the process. I really appreciated their quick response and follow up to documents and next steps. Jose’s team worked with a sense of urgency and care at every step of the process. It was not just about a transaction- I felt they truly cared about helping me transition to a loan with better terms. Highly recommend working with them. Thank you so much Jose!!! ... Read More
Apr 27, 2022
Juan Portillo R
Es una persona mui amable y serio en sus trabajo profesional. Ami me ayudado en tres ocasiones. Lo recomiendo
Apr 13, 2022
deba s
I just want to say Big Thank You for Jose, our mortgage advisor. He provide most professional services. Working with him was a wonderful experience. We were first time home buyers, and we had many questions. Jose really helped us through. We definitely be recommending Jose to our friends Jose is the best!!! ... Read More
Apr 05, 2022
Julia S
Very grateful to have Jose work on my loan. He was very helpful and explained in detail to questions and concerns I had. I feel very lucky to have worked with Jose.
Mar 24, 2022
Demetria L
Jose made things fast and efficient. We got our bid in quickly and he made sure we stayed on the timeline when in escrow. I would recommend Jose and will use him again in the future. Thank you Jose!
Mar 19, 2022