Mortgage Advisor

Mark St. Clair

Mortgage Advisor NMLS# 383553 Licensed in FL

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(727) 564-2493 mark.stclair@preferredrate.com

4301 West Boy Scout Boulevard Suite 170
Tampa FL 33607
Branch License #2058256

About Mark St. Clair

Your mortgage is personal, and I understand that.

Originally from Columbus Ohio, I made Tampa Bay my home in 1992. I have been in the Mortgage Industry since 1995. What is most gratifying about my chosen profession is the look in the eyes at closing of the person that realizes they are now owners of their dream home. It is that special moment that makes it all worthwhile. What started as a business relationship, more often than not turns into a lifelong friendship. I am accessible 24 hours a day, 7 days a week. If I can help you with your financing needs or even just answer a question, please don't hesitate to call me. Originally from Columbus Ohio, I made Tampa Bay my home in 1992. I have been in the Mortgage Industry since 1995. What is most gratifying about my chosen profession is the look in the eyes at closing of the person that realizes they are now owners of their dream home. It is that special moment that makes it all worthwhile. What started as a business relationship, more often than not turns into a lifelong friendship. I am accessible 24 hours a day, 7 days a week. If I can help you with your financing needs or even just answer a question, please don't hesitate to call me.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Mark's clients have to say

Timothy O

Mark got us probably the best possible rate for these times. He made everything smooth and easy. The process was not as arduous as I thought it would be. When we buy again, we will go to Mark. Thanks!!!!

May 17, 2022

Jacqueline D

We had a hard time at the beginning of buying our first home, but as soon as Mark came into the picture everything fell into place. He is extremely attentive, answered any questions we had and was super efficient with closing our loan on a time crunch. I would recommend him to anyone looking for a trustworthy lender! ... Read More

Mar 24, 2022

Sujay N

Mark worked with us very patiently as we are first-time home buyers. He took on our case last minute due to a transfer from another bank and closed our house in less than 20 days as promised due to a time crunch. He walked us through the process of buying a home, made sure that we had everything we needed and that we were on top of our documents. We recommend Mark to everyone as he is very helpful, trustworthy, and is a knowledgeable Loan Officer! ... Read More

Mar 23, 2022

Bob C

Mark went above and beyond what he needed to do in order to help close my loan. It probably would not have happened without his help and guidance. He was on top of every detail from all parties involved in the transaction. I would highly recommend Mark, and I will certainly use his services again. ... Read More

Mar 16, 2022

Robert C

I highly recommend Mark. I had a difficult transaction for a number of reasons. He made sure all the pieces were in place to get the loan completed quickly. Without Mark's help and guidance, the loan probably would not have been completed. Thank you Mark! ... Read More

Mar 16, 2022

Karina B

Mark is excellent! He was very attentive and helped guide me through the entire buying process as a young first time buyer. I would definitely do it all over again with him.

Feb 26, 2022

Brian F

Mark Was Awesome!! in every single part of the process thank Mark

Feb 23, 2022

marioncain0

Mark really did make this a very easy and smooth transition. He always made himself available for our calls, and if he couldn't pick right away, he got back to us within a very speedy time frame. I appreciate the professionalism and time he took to make this happen for me and my husband!Buying a new home can be very stressful and honestly, I'm happy to say he took a lot of the stress out of the equation! Thanks Mark! ... Read More

Feb 01, 2022

Brioan F

Mark Was there every step of the way, answers his phone immediately 99% of the time, and if not responds fast. Not only is He thorough, but He's also very friendly! The experience was like dealing with your Favorite Uncle!!! Thanks Mark !!! ... Read More

Jan 31, 2022

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2022 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ Corp BK 1014819. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV