Mortgage Advisor

Mark St. Clair

Mortgage Advisor NMLS# 383553 Licensed in FL

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(727) 564-2493 mark.stclair@preferredrate.com

2708 Fruitville Rd.
Sarasota, FL 34237
Branch License Number 1974060

About Mark St. Clair

Your mortgage is personal, and I understand that.

Originally from Columbus Ohio, I made Tampa Bay my home in 1992. I have been in the Mortgage Industry since 1995. What is most gratifying about my chosen profession is the look in the eyes at closing of the person that realizes they are now owners of their dream home. It is that special moment that makes it all worthwhile. What started as a business relationship, more often than not turns into a lifelong friendship. I am accessible 24 hours a day, 7 days a week. If I can help you with your financing needs or even just answer a question, please don't hesitate to call me. Originally from Columbus Ohio, I made Tampa Bay my home in 1992. I have been in the Mortgage Industry since 1995. What is most gratifying about my chosen profession is the look in the eyes at closing of the person that realizes they are now owners of their dream home. It is that special moment that makes it all worthwhile. What started as a business relationship, more often than not turns into a lifelong friendship. I am accessible 24 hours a day, 7 days a week. If I can help you with your financing needs or even just answer a question, please don't hesitate to call me.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Mark's clients have to say

Liz P

This was my first time purchasing a home by myself. Mark was fantastic to work with. He was extremely thorough, knowledgeable, and most of all fun. These are not adjectives commonly assigned to mortgage brokers; but Mark is not your common broker.When making a major purchase, there can be highs and lows. Mark dealt with changes and adjustments with aplomb and certainty. Not only that, he was amazingly easy to reach despite the time difference.I am already looking at another property and look forward to working with Mark again. ... Read More

Mar 17, 2021

Marion N

I cannot say enough great things about my experience with Mark. From the very first call until after closing, Mark he was incredible. He was efficient, professional, thorough, and made us feel comfortable throughout the entire process.I recommend Mark to anyone that mentions they might interested in buying a home., he answers his phone & respond to emails fast. I don’t feel like a number with Mark I feel like family.Thank you again Mark, for making our process painless. ... Read More

Mar 07, 2021

Marion Newkirk- H

I cannot say enough great things about my experience with Mark. From the very first call until after closing, Mark he was incredible. He was efficient, professional, thorough, and made us feel comfortable throughout the entire process.I recommend Mark to anyone that mentions they might interested in buying a home., he answers his phone & respond to emails fast. I don’t feel like a number with Mark I feel like family.Thank you again Mark, for making our process painless. ... Read More

Mar 07, 2021

Elizabeth P

Mark was an incredible person to work with. His expertise, attention to detail, and quick response time made qualifying and purchasing my home a success! Every time I had a question, Mark was available and cheerfully helpful.I feel fortunate to have used his company to coordinate financing. I will definitely use him again and I highly recommend him. Warm regards,Liz ... Read More

Mar 06, 2021

Liz P

Mark was an incredible person to work with. His expertise, attention to detail and quick response time made qualifying and purchasing my home a success! Every time I had a question, Mark was available and cheerfully helpful.I feel fortunate to have used his company to coordinate financing.I will definitely use him again and I highly recommend him.Warm regards,Liz ... Read More

Mar 06, 2021

Dominic N

Amazing! Transparency from day one through to closing. Very responsive and attentive. Tailored my experience and I would absolutely do business with Mark again in the future. Highly recommended.

Mar 05, 2021

Melissa S

Mark did an awesome job! The process of being a 1st time home buyer went really smooth. He is honest and trustworthy. He followed through with everything he said he was going to do and never steered me in the wrong direction. He is very knowledgeable and genuine with his work. ... Read More

Jan 30, 2021

Melissa S

Mark is honest, attentive, and persistant. He made sure I understand the process and met my needs in regards to what my mortgage payment would be. He followed up and followed through with everything he said he was going to do. I would recommend Mark to anyone needing to refinance or looking to buy. Great personality and easy to work with. ... Read More

Jan 30, 2021

Melissa S

Mark is absolutely AMAZING to work with. The whole process went smooth and went quite quickly in my opinion. He is very knowledgeable and took his time to make sure I understood the process of buying. He definitely worked his magic when I told him what my budget was and met my needs when it came down to the mortgage payment. He followed up with everything and always had answers for me when I had concerns. Great personality, very attentive, honest, easy to work with, and overall a great guy! ... Read More

Jan 30, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”