Mortgage Advisor

Matt Giermala

Mortgage Advisor NMLS# 2523764 Licensed in CA, FL and IL

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(815) 791-8758 [email protected]

1801 S. Meyers Rd., Suite 500
Oakbrook Terrace, IL 60181
Branch License #1962205

About Matt Giermala

Your mortgage is personal, and I understand that.

Seasoned Mortgage Loan Officer with a unique background as a dedicated firefighter and successful business owner. Combining a commitment to community service with a proven entrepreneurial spirit, I bring a holistic approach to your home financing needs. Let my diverse experience guide you towards a secure and tailored mortgage solution, ensuring your home ownership journey is both seamless and personally meaningful. Seasoned Mortgage Loan Officer with a unique background as a dedicated firefighter and successful business owner. Combining a commitment to community service with a proven entrepreneurial spirit, I bring a holistic approach to your home financing needs. Let my diverse experience guide you towards a secure and tailored mortgage solution, ensuring your home ownership journey is both seamless and personally meaningful.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Matt's clients have to say

Sydney H

Matt made the buying process understandable and easy for my husband and me as first time buyers! He was extremely helpful and explained all the steps well. He made sure we were comfortable and understood what was going on every step of the way and was always happy to answer our questions. We are so glad we got to work with him and would recommend to anyone, especially new home buyers! :) ... Read More

Jun 04, 2024

Payton B

Matt was very knowledgeable and friendly. He answered all my questions, and did a wonderful job keeping me up to date with my loan. It was a great experience working with him and I hope I get the chance to work with him in the future! ... Read More

Apr 12, 2024

Brandon K

Matt’s responsiveness and clear communication made the process of getting a home loan a breeze. Any questions or concerns I had were answered right away and Matt took the time to make sure I truly understood the process. I will definitely be using Matt and his team again in the future. ... Read More

Feb 06, 2024

Tisha K

Matt Giermala and his team are absolutely awesome to work with. As a realtor, when I refer my clients to Matt, I know they are in good hands and that they will get to the closing table. His communication is excellent and he’s a very nice guy. If you are looking for an honest and reliable lender, call Matt! ... Read More

Jan 31, 2024

Anthony K

I’m not one to usually leave a review, but I had a remarkable experience with Matt and he deserves a five-star review! He was informative and promptly addressed my questions and concerns. He took the time to explain every step in clear and concise terms, making sure that I was comfortable and knowledgeable about each decision I had to make. His dedication to making the process stress-free and commitment to my best interests were exceptional. Highly recommended! ... Read More

Jan 30, 2024

Brian P

After my first home buying experience, I never wanted to deal with a mortgage lender again—the process was like pulling teeth. Thanks to Matt, however, this time around was completely painless and almost enjoyable. Matt was knowledgeable, but most of all he was HONEST and transparent throughout the entire process. It was refreshing to work with someone who was actually a professional at their job, and cared about the customer first. I cannot recommend Matt and Preferred Rate enough. THANK YOU! ... Read More

Jan 09, 2024

Dale W

I had an exceptional experience working with Matt and his team at Preferred Rate. Matt's personal commitment to ensuring a smooth mortgage process was calming and reassuring throughout. The team's expertise and attention to detail were truly commendable, making the entire experience seamless and stress-free. I highly recommend Matt due to his personalized approach, professionalism, and dedication to his clients' financial well-being. ... Read More

Dec 28, 2023

Callaghan F

Matt was great to work with. I shopped 5 different lenders, but the real value was in working with very competent and responsive individual who was able to create a solution for me that avoided PMI

Dec 27, 2023

Darren M

Matt has been a great resource for helping me understand what I need to be prepared for as a first time home buyer. Also shared insights on how to invest/save to help get me there

Dec 27, 2023