Neetu P. Machaiah
Sr. Mortgage Advisor NMLS# 836639 Licensed in CA and TX
1255 Treat Blvd., Suite 300 - Office 314
Walnut Creek, CA 94597
Branch License #2119917
About Neetu P. Machaiah
Your mortgage is personal, and I understand that.
As a top-rated Mortgage Advisor, Neetu works with clients throughout California, focusing on the East Bay Area. With over 15 years of experience in the mortgage industry, she specializes in helping homebuyers with challenging loan requirements and overcoming obstacles other mortgage lenders can't tackle.
Neetu has access to many types of low-rate loan products, including conventional loans, adjustable-rate mortgages, interest-only loans, jumbo loans, doctor loans, FHA loans, VA loans and reverse mortgages. If you're purchasing a home, pulling cash out of a home, or refinancing a mortgage, you're in the right place.
Neetu is multi-lingual; she speaks English, Hindi, Kannada, Malayalam, Coorgi, and Punjabi fluently. She and her family reside in Walnut Creek, CA. Neetu loves everything the Bay Area offers — from the weather, people and real estate to restaurants, city life and the outdoors.
We keep the mortgage process easy
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.
-
Step 1 Connect with a Loan Expert
-
Step 2 Get Pre-Approved
-
Step 3 Make Offers
-
Step 4 Lock in your Preferred Rate
-
Step 5 Move in to your new home
-
Step 1 Connect with a Loan Expert
-
Step 2 Lock in your Preferred Rate
-
Step 3 Get your new loan approved!
Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.
Home Loans
-
Fixed-rate Mortgages
-
Adjustable-rate Mortgages
-
Interest-only Loans
-
Jumbo Loans
-
FHA
-
VA Loans
-
USDA Loans
-
Reverse Mortgages
Speciality Products
-
Keys On Time Program
-
Secure Lock Program
-
Jumbo Investor Loan Programs
-
Peak Loan Program
-
High Balance Solutions
-
Jumbo Solutions
-
Home Ready
-
Home Possible Advantage
-
STaR Program for First-Responders
-
Doctor Program for Medical Professionals
-
Manufactured Housing Loans
See what Neetu's clients have to say
Tiffany M
I love working with Neetu and her team! I have used Neetu for a previous home purchase and I contacted her again for my most recent purchase. She goes above and beyond to make your home purchase happen. Lucky for me, she works quickly and locked in my loan at a reasonable rate. I will continue to go to Neetu as well as recommend her to my friends and family. ... Read More
Nov 01, 2022
Lauren P
Neetu was exceptional to work with and I would recommend her to anyone looking to confidently get the home loan process complete. She was very fast and always followed through on anything she said. She had our purchase loan closed in 21 days and was very informative though the whole process. Before we even committed to working with her, she spent over an hour with me explaining the whole process to ensure I knew what to expect with my first home purchase. I will absolutely use her again when we purchase our next home. ... Read More
Mar 19, 2022
Katherine K
Neetu answered all of my questions thoroughly and explained things well.
Feb 15, 2022
Daniel H
Neetu is the best. She is professional and prompt and really knows the ins and outs of home financing. We were able to finance and purchase our first single family home because of her. I highly recommend working with her.
Feb 11, 2022
Michael K
We have been lucky to work with Neetu twice over the past few years, and we couldn’t be happier. Neetu is practical, helps you understand all options available, and lays out the process for you. She and her team are incredibly responsive and supportive. Best of all, while informed every step of the way, you won’t be overwhelmed with details that don't matter. You’re in excellent hands when you work with Neetu. I’d work with her and her team again in a heartbeat. ... Read More
Dec 10, 2021
Mike K
We have been lucky to work with Neetu twice over the past few years, and we couldn’t be happier. Neetu is practical, helps you understand all options available, and lays out the process for you. She and her team are incredibly responsive and supportive. Best of all, while informed every step of the way, you won’t be overwhelmed with details that don't matter.You’re in excellent hands when you work with Neetu. I’d work with her and her team again in a heartbeat. ... Read More
Dec 10, 2021
Praveen A
Neetu is hands down the best! She is thorough, diligent, responsive and very helpful. We feel fortunate that we found her and she secured the best rates for us for both the original and the refinanced loan! Thanks Neetu. We highly recommend working with her. ... Read More
Nov 16, 2021
Yogesh A
Neetu goes beyond expectations to get you the best rate possible - even getting the lender to cough up additional unexpected costs. Highly recommended. We will get her to work for us again when we refinance.
Nov 07, 2021
