Sr. Mortgage Advisor

Neetu P. Machaiah

Sr. Mortgage Advisor NMLS# 836639 Licensed in CA

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(925) 522-6222 (925) 448-3083 neetu.machaiah@preferredrate.com

1850 Mt. Diablo Blvd., Suite 140
Walnut Creek, CA 94596
Branch NMLS# 2015729

About Neetu P. Machaiah

Your mortgage is personal, and I understand that.

Top Rated Mortgage Consultant, Neetu Machaiah, represents Preferred Rate Walnut Creek and works with clients throughout California with a focus on the East Bay Area.

Neetu has over 15 years of experience in the mortgage industry. She specializes in helping home buyers with challenging loan requirements and overcoming obstacles other mortgage lenders can't tackle.

Neetu has access to many types of low rate home loans, including jumbo loans, conventional loans, FHA loans, reverse mortgages, adjustable rate mortgages, interest only loans, doctor loans and VA loans. If you are purchasing a home, pulling cash out of a home, or would like to refinance a home loan, you are in the right place.

Neetu is multi-lingual and speaks English, Hindi, Kannada, Malayalam, Coorgi and Punjabi fluently. Neetu and her family reside in Walnut Creek, CA. She loves everything the Bay Area offers—from the weather, people, and real estate to restaurants, city life, and the outdoors.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Neetu's team

Kahari Bandy-Pasibe

Loan Officer Assistant

1850 Mt. Diablo Blvd., Suite 140
Walnut Creek, CA 94596
Branch License Number #2015729

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Neetu's clients have to say

Justin K

Neetu is amazing! She was thorough, patient, professional, and kind throughout the process, and always took time to answer my calls and emails. She kept us calm, reassured, and informed, and we were able to close ahead of our expected date. Highly recommend! ... Read More

Mar 18, 2021

Kimberly H

Neetu was excellent. She was super responsive and made the process so easy. I was so pleased with her dedication and knowledge that I recommended her to my friends a family.

Mar 10, 2021

Srikanth G

Neetu was outstanding and a pleasure to work with. She was always ahead of the curve which resulted in no unwanted delays in the entire process. She was patient and helpful throughout. Rockstar.

Feb 23, 2021

Tiffany M

I personally love working with Neetu, she is knowledgeable, resourceful, and extremely helpful. I have worked with her several times now and I can't imagine working with anyone else. She has consistently locked me in with low rates and gets everything done so fast! I love working with her and I highly recommend her for any of your home loan needs. ... Read More

Feb 09, 2021

A G

Mrs. Machaiah is extremely sharp and attentive to the whole financing process. The entire process was efficient and moved along rapidly. I have no complaints.

Feb 02, 2021

Ravi R

Neetu is extremely responsive, efficient and professional and got me a great rate on my refi.

Jan 19, 2021

Justin K

Neetu is amazing. She was very helpful, responsive, patient, and thorough. We felt guided through the whole process and are very happy with the results. Would definitely- and highly - recommend her to anyone!

Jan 05, 2021

Roderick D

It has been a pleasure working with Neetu in finding our new home. Highly recommended ??

Jan 02, 2021

Prerna V

Had a wonderful experience. Thank you so much for your efforts. The whole process was extremely smooth and Neetu Machaiah went over and beyond to help us achieve our goals. I couldn’t have asked for anything better.

Dec 24, 2020