Mortgage Advisor

Paul Ellis Rippee III

Mortgage Advisor NMLS# 2042773 Licensed in AL, IN, KY and TN

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(615) 336-4588 [email protected]

2055 N Mount Juliet Road, Suite 100
Mount Juliet, TN 37122
Branch License #2118991

About Paul Ellis Rippee III

Your mortgage is personal, and I understand that.

Music brought Paul to Nashville in 2001, but the spirit and people of the city have kept him here ever since. After completing a business degree at Bemont University, Paul spent the next several years working as a touring and recording musician for several major label acts. In 2008, he met and began working with Curb Recording Artist Lee Brice, an encounter that turned into a great and lasting career. The following 12 years brought with them some amazing opportunities to travel the world, perform on numerous TV broadcasts, and record hit songs including nine number one’s.

All that ended abruptly as 2020 and the Covid pandemic took hold and brought the entertainment, and especially touring, industry to a standstill. Paul saw that as a great opportunity, amidst the turmoil and fear, to take a chance and explore another dream he had always had: to help others achieve their financial goals.

Paul and his team at Preferred Rate see homeownership as one of the key elements to financial security. Regardless of what stage you are at in that process – first time homebuyer, considering rental properties, or seasoned investor; we have the advice, knowledge, experience, and products to help you achieve your goals. Our philosophy is that homebuying should be a fun and exciting experience. We spend the time making sure each buyer is informed, knows their options, the process, and walks into closing day confident and with a smile!

When he’s not in the office or on stage, Paul can usually be found kayaking, paddleboarding, or biking around Middle TN with his amazing wife Kirsten and 5 year old son Van.

Read More See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Paul's team

christian beck

Christian Beck

Loan Partner

2055 N. Mount Juliet Rd Ste 100
Mt. Juliet, Tennessee 37122
Branch License #2118991

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Paul's clients have to say

Lisa S

Paul made the mortgage process so easy and explained every step in the process along the way. Paul was responsive to all calls, texts and emails. We highly recommend!

Jan 09, 2026

Elise P

We had the best experience working with our lender, Paul. From start to finish, he was incredibly helpful, thorough, and patient throughout the entire process. Buying a home can feel overwhelming, but Paul made everything so much easier by walking us through each step and making sure we understood all of our options. His team was just as amazing — especially Odysee! She was always on top of everything, quick to respond, and so supportive during the moments we needed reassurance the most. Their communication, guidance, and dedication truly made all the difference. We couldn’t be more grateful for Paul and his team. Thanks to them, we’re officially in our new home and couldn’t be more excited! Highly, highly recommend! 🏡✨ - The Sherman’s   ... Read More

Dec 01, 2025

Jordan S

Paul is so knowledgeable, helpful, and kind. So happy we chose him and preferred rate to fund our loan!

Dec 01, 2025

Christopher D

Paul (and Christian) made closing on my loan a breeze. They kept me updated with timelines and all of the info that I needed to keep the process simple, smooth and on time. Highly recommend Paul for you loan needs!!

Oct 31, 2025

Jess

The experience working with Paul was excellent from start to finish. Paul explains loan terms thoroughly and is super proactive. We closed early on the home purchase, thanks to Paul and the team. Paul was able to customize the closing process and timeline and was quick to answer the phone when questions came up. He was proactive in monitoring interest rates and encouraged me to lock in a rate before rates went back up and helped me decide on a points buydown that made sense for me. During closing, Paul answered the phone right away when the title company had a question. Paul's solid attention to detail and responsiveness goes a long way. Work with Paul - you'll be glad you did! ... Read More

Sep 10, 2025

Jessica W

The experience working with Paul was excellent from start to finish. Paul explains loan terms thoroughly and is super proactive. We closed early on the home purchase, thanks to Paul and the team. Paul was able to customize the closing process and timeline and was quick to answer the phone when questions came up. He was proactive in monitoring interest rates and encouraged me to lock in a rate before rates went back up and helped me decide on a points buydown that made sense for me. During closing, Paul answered the phone right away when the title company had a question. Paul's solid attention to detail and responsiveness goes a long way. Work with Paul - you'll be glad you did! ... Read More

Sep 10, 2025

Andrew K

Paul made the experience as painless as possible. He was a pleasure to work with!

Aug 27, 2025

Dennis W

Paul was outstanding. Thorough, friendly and simply excellent at what he does. I highly recommend him.

Aug 10, 2025

Rainer S

Paul was seriously such a huge help throughout my entire home buying process. As a first time home buyer, I had tons of questions and there was never a time where Paul didn't have the answer or didn't have the time to get one. I can't thank the man enough for everything along the way and even after. Seriously, thank you, Paul. Extremely grateful! ... Read More

Jul 15, 2025

© 2026 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. www.apmortgage.com

Refinancing may result in finance charges that may be higher over the life of the loan. Consult with your loan advisor for details.

This site is not authorized by the New York State Department of Financial Services.  No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

Licensed as Preferred Rate in AL, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OK, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in NV. AZ BK 0906702. CA #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 164. Licensed under the Oregon Consumer Finance Act. OK MLO13426.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – 555 West Monroe Street, 5th Floor Chicago, IL 60661 | (888) 473-4858

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV