Director of Technology/Branch Manager

Rama Mohtadi

Director of Technology/Branch Manager NMLS# 2060732 Licensed in TX, CA and FL

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(214) 208-5929 rama@preferredrate.com

6860 N. Dallas Parkway, Suite 200
Plano, TX 75024
Branch License Number 2119905

501 Congress Ave., Suite 150
Austin, TX 78701
Branch License Number 2119907

About Rama Mohtadi

Your mortgage is personal, and I understand that.

Rama Mohtadi joins Preferred Rate as our new Director of Technology, bringing over ten years of mortgage technology experience to the Preferred Rate team. Rama’s passion is to build a modern mortgage technology stack that brings value to the entire organization. Rama has held technology roles, including product development and solutions engineering, at Fannie Mae, Ellie Mae, and Prospect Mortgage. Before the mortgage industry, he has been a developer at various Financial companies and holds a Bachelor’s degree in Computer Science from the University of Texas at Dallas. Rama Mohtadi joins Preferred Rate as our new Director of Technology, bringing over ten years of mortgage technology experience to the Preferred Rate team. Rama’s passion is to build a modern mortgage technology stack that brings value to the entire organization. Rama has held technology roles, including product development and solutions engineering, at Fannie Mae, Ellie Mae, and Prospect Mortgage. Before the mortgage industry, he has been a developer at various Financial companies and holds a Bachelor’s degree in Computer Science from the University of Texas at Dallas.

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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Rama's team

Zachary Eugene Oncale

Loan Officer Assistant
NMLS# 2035347 Licensed in CA

501 Congress Ave., Suite 150
Austin, TX 78701
Branch License Number 2119907

Alex Luzarraga

Loan Officer Assistant

501 Congress Ave., Suite 150
Austin, TX 78701
Branch License Number 2119907

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans