Mortgage Advisor

Richard Anthony Honquest

Mortgage Advisor NMLS# 1845277 Licensed in IL, WI

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(630) 337-5764 (847) 461-8359 rich.honquest@preferredrate.com

1801 S. Meyers Rd. Suite 500
Oakbrook Terrace, IL 60181
Branch License Number #1962205

About Richard Anthony Honquest

Your mortgage is personal, and I understand that.

After ten years in the field as a successful Real Estate Broker, I decided to make the switch to the lending side of the business. My past experience in the industry has instilled a comprehensive understanding of buying and selling residential property, and drives a unique perspective that includes a holistic approach to lending.

I provide a consultative approach to the mortgage process by working to fully understand my clients’ goals and motivations, while simultaneously striving to achieve optimal value of home ownership. High quality client service coupled with the strategic positioning of my business partners to maximize their potential is my utmost priority. After ten years in the field as a successful Real Estate Broker, I decided to make the switch to the lending side of the business. My past experience in the industry has instilled a comprehensive understanding of buying and selling residential property, and drives a unique perspective that includes a holistic approach to lending.

I provide a consultative approach to the mortgage process by working to fully understand my clients’ goals and motivations, while simultaneously striving to achieve optimal value of home ownership. High quality client service coupled with the strategic positioning of my business partners to maximize their potential is my utmost priority.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Richard's clients have to say

Aileen C

Rich was very personable and professional! He’s always on top of everything and made the process as painless as possible!

Mar 23, 2021

Julie H

Always in good hands with Rich. He explains the entire process and closes on time! He is always looking out for your best interest!

Mar 23, 2021

Kylie P

Extremely knowledgable and dedicated to making sure we knew everything we needed to know and guided us without being pushy. Rich took the time to explain details until we understood our best options and made sure we were 100% comfortable to with our decisions. I would, and have, recommended him to friends/family because I think everyone should have their home buying experience be as easy and thoughtful as ours was. ... Read More

Mar 11, 2021

Sean P

Rich not only helped with our initial mortgage he also helped with our refinance. He's knowledgeable, and always on time, helped set our expectations, along with just being a pleasure to work with. There's a reason we went to him for our refi after already working with him on the initial mortgage. I'd recommend him to anyone, definitely made the process easy! ... Read More

Mar 09, 2021

Jamie R

Rich and team worked to make the first home purchase as smooth as possible. I guarantee as long as he’s in the business, he will be on my home-buying team.

Dec 15, 2020

Katie Reed J

Rich was so helpful in walking us through the entire process! We were first time homebuyers and felt very comfortable and confident working with Rich. I would recommend him to anyone looking for a straight-shooter, who knows all the tricks of the trade and can get you the best rate possible! ... Read More

Dec 04, 2020

Tiffany W

Rich has been outstanding throughout all stages of the process! We truly lucked out using him as first time home buyers and his background in real estate was an added bonus in helping us navigate new waters. 11/10.

Dec 02, 2020

Greg H

Rich was the MAN! As a first time home buyer, he helped us through the entire process and made it look easy. Definitely would recommend this guy!

Dec 02, 2020

LSMM

Rich was great to work with. It was our first home purchase and he took the time to answer all our (many) questions and explain everything. He is always available when you need him and kept on top of everything. Plus he's a super nice guy! Cant recommend him enough ... Read More

Nov 20, 2020

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”