Mortgage Advisor

Richard Anthony Honquest

Mortgage Advisor NMLS# 1845277 Licensed in IL, WI

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(630) 337-5764 (847) 461-8359 rich.honquest@preferredrate.com

1801 S. Meyers Rd. Suite 500
Oakbrook Terrace, IL 60181
Branch License Number #1962205

About Richard Anthony Honquest

Your mortgage is personal, and I understand that.

After ten years in the field as a successful Real Estate Broker, I decided to make the switch to the lending side of the business. My past experience in the industry has instilled a comprehensive understanding of buying and selling residential property, and drives a unique perspective that includes a holistic approach to lending.

I provide a consultative approach to the mortgage process by working to fully understand my clients’ goals and motivations, while simultaneously striving to achieve optimal value of home ownership. High quality client service coupled with the strategic positioning of my business partners to maximize their potential is my utmost priority. After ten years in the field as a successful Real Estate Broker, I decided to make the switch to the lending side of the business. My past experience in the industry has instilled a comprehensive understanding of buying and selling residential property, and drives a unique perspective that includes a holistic approach to lending.

I provide a consultative approach to the mortgage process by working to fully understand my clients’ goals and motivations, while simultaneously striving to achieve optimal value of home ownership. High quality client service coupled with the strategic positioning of my business partners to maximize their potential is my utmost priority.

See my reviews
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We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Richard's clients have to say

Cesar T

It was great working with Rich! He provided all the information we needed to be aware of our progress of getting our loan.

Nov 24, 2021

Sauming S

Rich helped us secure a mortgage for our first home and was extremely good with communication, advice, and workarounds for any complications that came up. He made it so easy for us, which was extremely appreciated during the ups and downs of home searching. We would highly recommend using Rich, as he will be the first person we would think of when friends and family need a referral. We will absolutely be reaching out again when the need arises in the future. Thank you, Rich! ... Read More

Oct 14, 2021

Sauming S

Rich helped us secure a mortgage for our first home and was extremely good with communication, advice, and workarounds for any complications that came up. He made it so easy for us, which was extremely appreciated during the ups and downs of home searching. We would highly recommend using Rich, as he will be the first person we would think of when friends and family need a referral. We will absolutely be reaching out again when the need arises in the future. Thank you, Rich! ... Read More

Oct 14, 2021

Sauming S

Rich helped us secure a mortgage for our first home and was extremely good with communication, advice, and workarounds for any complications that came up. He made it so easy for us, which was extremely appreciated during the ups and downs of home searching. We would highly recommend using Rich, as he will be the first person we would think of when friends and family need a referral. We will absolutely be reaching out again when the need arises in the future. Thank you, Rich! ... Read More

Oct 14, 2021

Mhirra Y

It had been 15 years since we first purchased a home. Rich did a great job of giving us a refresher on the process and guiding us all the way through. Rich and his team were all personable and were easy to work with... which comes as a relief as purchasing of new construction was stressful. I would recommend him to anyone looking for a lender. ... Read More

Sep 28, 2021

Tony S

Rich was super knowledgeable about the whole mortgage process and presented information to us in a way that we could easily understand. He made the whole process effortless and did whatever he needed to do to get us to the finish line! ... Read More

Sep 16, 2021

Jessica H

Rich got our deal done when another big name company couldn’t. He truly saved our day, and made a painful process as smooth as it could have been. We would definitely recommend him!

Sep 11, 2021

Jessica H

Rich got our deal done when another big name company couldn’t. He truly saved our day, and made a painful process as smooth as it could have been. We would definitely recommend him!

Sep 11, 2021

Brandon F

Rich was a total pleasure to work with and made purchasing my 2nd home in Chicago a breeze! Highly recommend working with he and his team!

Sep 09, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

Licensed by the Dept of Financial Protection and Innovation under the CRMLA.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”