NMLS: #1749491

Wes Westbrook

Mortgage Advisor

Whether you’re looking to buy, build, or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Rate, we offer various loan options that can help you achieve homeownership with the speed and service you deserve. Plus, as a mortgage professional, I am dedicated to finding the right loan with great rates, terms, and costs to meet your specific needs. Financing a home is one of the most significant commitments you will ever make – let me guide you throughout the entire loan process from application to closing and beyond. I look forward to putting our mortgage service to work for you!

Licensed in:

TN and GA

Contact info

(615) 523-7568

[email protected]

Why work with me?

5.0/5 Rating

6 reviews

Real clients. Real results.

1% Home Loan Program

Featured

Conventional Loans

Featured

Down Payment Assistance (DPA)

Featured

Home Renovation

HELOC Loans

Jumbo Loans

Low Down Payment Loans

Temporary Buydowns

VA Loans

Construction Financing

FHA Loans

Bridge Loans

Community Lending

Condominium Loans

First Responders – Nurses – Teacher Loans

Manufactured Home Loans

Reverse Mortgages

USDA Loans

Bank Statement Loans

Click n’ Close SmartBuy National DPA

DSCR Loans (Investment Loans)

Expanded Credit Loans

Expanded Income Loans

Loans for Foreign Nationals

Medical Professional Loans

Pathway DPA Program

Secure Lock Program

Seller PreLock Program

Discover your home’s value instantly.

Get a personalized home value report powered by real market data. Track equity, explore trends, and stay informed about your property.

We'll watch the market for you

Set your target interest rate and we’ll notify you when it hits. No spam, just smart alerts.

Mortgage Calculator

Estimate your monthly payment in seconds.

Home Price

$400,000

$50k $2M+

Down payment

Interest Rate

Loan Term

30 Yr 20 Yr 15 Yr 10 Yr

Customize taxes, insurance & HOA

Property Tax / year

Home Insurance / year

HOA Fees / month

PMI / year

Not required (Down payment ≥ 20%)

Estimated Monthly Payment

$0

Principal & Interest Mortgge Loan

Property Tax Estimated

Home Insurance Estimated

HOA & PMI Fees

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to your individual circumstances. All examples are hypothetical and are for illustrative purposes.

Frequently asked
questions

With short and easy to understand answers.

Couldn’t find your answer?

[email protected]

How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.
How fast can I get pre-approved?
Nulla ac nunc in ligula pharetra posuere. Vestibulum aliquam auctor nibh, non facilisis risus dictum at. Vivamus justo lacus, commodo vel congue suscipit, dignissim sit amet eros.