Branch Manager/Sr. Mortgage Advisor

Zackry Alvis Cooper

Branch Manager/Sr. Mortgage Advisor NMLS# 285975 Licensed in CA

(707) 373-0422 (615) 246-0077 Ext. 101 Zackry@TMCooper.com

985 Moraga Rd., Suite 205
Lafayette, CA 94549
Branch License #2012899

About Zackry Alvis Cooper

Your mortgage is personal, and I understand that.

I am a passionate person and play at 100% in all areas of my life! I’m a husband 1st, father 2nd, and Team Leader 3rd. As Team Leader, it’s my job to play to people’s strengths. My goal is to create a “Client For Life” by offering exceptional service and creating “wow” moments with our referral partners and past clients. With 20+ years in mortgage lending and the lack of hair to show for it, I believe there is no such thing as over-communication. I like to stress the importance of “underpromising and over-delivering.” How can I “WOW” you today?
I am a passionate person and play at 100% in all areas of my life! I’m a husband 1st, father 2nd, and Team Leader 3rd. As Team Leader, it’s my job to play to people’s strengths. My goal is to create a “Client For Life” by offering exceptional service and creating “wow” moments with our referral partners and past clients. With 20+ years in mortgage lending and the lack of hair to show for it, I believe there is no such thing as over-communication. I like to stress the importance of “underpromising and over-delivering.” How can I “WOW” you today?

See my reviews
Zack Family Pic Morgan Betterton

We keep the mortgage process easy

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Whether this is your first home, your next home, or you’re thinking about refinancing, we’re ready to walk with you every step of the way.

  • Step 1 Connect with a Loan Expert

  • Step 2 Get Pre-Approved

  • Step 3 Make Offers

  • Step 4 Lock in your Preferred Rate

  • Step 5 Move in to your new home

  • Step 1 Connect with a Loan Expert

  • Step 2 Lock in your Preferred Rate

  • Step 3 Get your new loan approved!

Buying a new home can feel like everything at once: Exciting, overwhelming, stressful, and even emotionally taxing.

Home Loans

  • Fixed-rate Mortgages
  • Adjustable-rate Mortgages
  • Interest-only Loans
  • Jumbo Loans
  • FHA
  • VA Loans
  • USDA Loans
  • Reverse Mortgages

Speciality Products

  • Keys On Time Program
  • Secure Lock Program
  • Jumbo Investor Loan Programs
  • Peak Loan Program
  • High Balance Solutions
  • Jumbo Solutions
  • Home Ready
  • Home Possible Advantage
  • STaR Program for First-Responders
  • Doctor Program for Medical Professionals
  • Manufactured Housing Loans

See what Zackry's clients have to say

Julia C

Amazing service as usually! We love using Team Cooper!

Aug 20, 2021

Christina L

Zackry and his team is so wonderful and easy to work with!

Aug 19, 2021

Daniel P

Zack runs a well organized team who are responsive and ready to execute. We closed without any issues. Job well done!

Jul 25, 2021

mike k

Highly recommend Zackry and team Cooper. Our initial lender dropped the ball and we missed our appraisal dead line. Zackry and team picked up the ball and got us over the finish line. We are proud owners of our first home. Thank you Zackry and team Cooper! Sorry for the delayed posting. Been busy with the move and stuff. If you're looking for transparency and responsiveness contact Zackry and team. You won't regret it! Also a special thanks to Ellen Osmundson who referred us to him. ... Read More

Jun 27, 2021

Anne H

Zackry and his entire team were knowledgeable, efficient, and professional. They were kind and patient when we didn’t understand something and needed additional information. They were pleasant to work with and made a complicated process much less intimidating! Thanks to the whole crew! ... Read More

Jun 18, 2021

Nick C

Great employees! I enjoyed my experience refinancing the house. Highly recommended!

May 06, 2021

Allison O

Zackry and his team were amazing from start to finish. Thanks to their guidance I was able to close on my first home in 3 weeks! They went over every aspect of the loan, and when I was undecided, they provided cost comparisons of condos vs townhomes vs SFR at different price points. They truly ensured that I knew how far my money could go. They were prompt in replying and no question was left unanswered. They’re a wonderful team to work with! Thank you for making my first home buying experience a smooth one! ... Read More

Apr 26, 2021

Ryan D

I have never experienced a team so willing to work hard to get things done and find a way to make things work. I am supremely happy with the service of this team, and I would recommend them to anyone.

Apr 26, 2021

Vanessa A

Amazing people, amazing service, and absolutely amazing experience. They are knowledgeable, kind, and they care. Couldn’t ask for a better experience as a first time home buyer Thank you Team Cooper!!!

Apr 11, 2021

equal housing opportunityNMLS CONSUMER ACCESS LINK: NMLS #1850

© 2021 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.

Licensed by the Dept. of Business Oversight under the CRMLA.

Licensed as Preferred Rate in AL, CA, CO, FL, GA, IL, IN, KS, KY, LA, MA, MD, MI, MO, MS, NC, OR, TN, TX, VA, WA, and WI. Preferred Rate operates under American Pacific Mortgage in AZ and NV. AZ Corp BK 0906702. CA DRE #01215943. Regulated by the Colorado Division of Real Estate. Georgia Residential Mortgage Licensee. NV MB 2941/164. Licensed under the Oregon Consumer Finance Act.

Licensed by the Illinois Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304 | James R. Thompson Center | IDPR – Residential Mortgage Banking | 100 West Randolph St, 9th Floor | Chicago, Illinois 60601 | (844-)768-1713

Licensed by the Department of Financial & Professional Regulation, Residential Mortgage License # MB.6761304

The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department." (Source: P.A. 101-657, eff. 3-23-21.)

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”